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HomeUmbrella Insurance AgentsFlorida › Pensacola

Find Umbrella Insurance Agents Near You in Pensacola, FL

Browse umbrella insurance agents serving Pensacola, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Pensacola, Florida is Will Rentschler - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Advance Insurance of Northwest Florida, Florida Insurance Agency, Classic Insurance Group. This directory lists 44 umbrella insurance agents serving Pensacola.

Showing 44 umbrella insurance agents in Pensacola, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Will Rentschler - State Farm Insurance Agent1301 E Cervantes St(850) 433-4678
2Advance Insurance of Northwest Florida105 Beverly Pkwy(850) 469-0880
3Florida Insurance Agency17 W Government St Suite A(850) 972-8070
4Classic Insurance Group1545 E Olive Rd(850) 332-5717
5Erb and Young Insurance - Pensacola2170 Creighton Rd(850) 494-2264
6The O'Neil Agency LLC (Formerly David Seckinger & Associates)1117 N 9th Ave(850) 469-8082
7Key Insurance of Pensacola5401 Pensacola Blvd(850) 434-2460
8Stallworth Ins1601 N Pace Blvd(850) 542-4937
9Gulf Coast Insurance700 N New Warrington Rd(850) 497-6810
10Madril Insurance1259 W 9 Mile Rd(850) 476-2733
WR
1301 E Cervantes St
Will Rentschler - State Farm Insurance Agent
Umbrella Insurance Agent · Pensacola, FL

Will Rentschler - State Farm Insurance Agent serves the Pensacola, Florida metro area, offering umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. This service helps protect clients against major claims and lawsuits that could threaten personal assets. The agency provides personalized risk assessments to determine appropriate coverage amounts. The agent also works with clients to integrate umbrella insurance seamlessly with existing State Farm policies for simplified management and coordinated protection.

AI
105 Beverly Pkwy
Advance Insurance of Northwest Florida
Umbrella Insurance Agent · Pensacola, FL

Homeowners, businesses, and property managers in Pensacola, Florida can turn to Advance Insurance of Northwest Florida for umbrella insurance agent services. This firm works with local clients to secure extra liability protection beyond standard policies, helping guard assets from major claims. Procedures are handled efficiently to ensure proper coverage gaps are filled, allowing property owners to operate with greater financial security. The coverage area also extends into the surrounding communities of Gulf Breeze and the broader Santa Rosa County region.

FI
17 W Government St Suite A
Florida Insurance Agency
Umbrella Insurance Agent · Pensacola, FL

Florida Insurance Agency in Pensacola provides umbrella insurance agent services, offering personal and commercial liability coverage. The agency assists clients in evaluating existing policies to recommend appropriate umbrella plans. Service plans include annual policy reviews to adjust coverage as personal assets or business operations change. Ongoing maintenance is available to ensure consistent protection limits. The agency serves various property types, including single-family homes, apartments, retail locations, and restaurants.

CI
1545 E Olive Rd
Classic Insurance Group
Umbrella Insurance Agent · Pensacola, FL

Serving Pensacola, Florida, and the surrounding Escambia County communities, Classic Insurance Group handles personal umbrella liability coverage for area clients. An umbrella policy provides an extra layer of financial protection above standard auto and homeowners insurance limits. This agency assists individuals in securing higher liability limits to guard against major claims or lawsuits for bodily injury and property damage. To handle a typical job, it reviews each client’s existing underlying policies and personal assets, then tailors the recommended umbrella coverage to match that specific financial exposure and risk scenario.

EY
2170 Creighton Rd
Erb and Young Insurance - Pensacola
Umbrella Insurance Agent · Pensacola, FL

Erb and Young Insurance in Pensacola provides umbrella insurance, offering both one-time policy purchases for immediate, standalone liability coverage and recurring service options for ongoing protection that integrates with existing homeowners or auto policies. This specialized coverage safeguards personal assets against major claims and lawsuits, a critical consideration for residents in the Gulf Coast area. Service generally operates on a one-time basis for single policy needs or on an as-needed schedule for updates and renewals.

ON
1117 N 9th Ave
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
Umbrella Insurance Agent · Pensacola, FL

The O'Neil Agency LLC, formerly David Seckinger & Associates, specializes in providing umbrella insurance policies in Pensacola, FL. Its agents help clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting personal assets from large claims or lawsuits. The company serves local residents by assessing individual risks and recommending appropriate supplemental coverage. For those living along the Gulf Coast, it can assist with reviewing policy limits before the peak hurricane season begins, when storm-related claims become a frequent concern.

KI
5401 Pensacola Blvd
Key Insurance of Pensacola
Umbrella Insurance Agent · Pensacola, FL

When seasonal storms threaten the Gulf Coast, property owners in Pensacola seek broader liability protection beyond standard policies. Key Insurance of Pensacola operates as an umbrella insurance agent, helping clients obtain coverage for major claims that exceed underlying limits. Its agents evaluate individual risk exposures in the local coastal environment to match clients with appropriate additional liability layers. This process begins with a thorough review of existing homeowners and auto policies to identify gaps. An initial assessment covers assessing personal assets and potential lawsuit vulnerabilities.

SI
1601 N Pace Blvd
Stallworth Ins
Umbrella Insurance Agent · Pensacola, FL

Stallworth Ins in Pensacola, FL offers residential umbrella insurance to safeguard homeowners against major liability claims. They also provide commercial umbrella coverage designed for local businesses needing extra protection beyond standard policies. Their service area includes Pensacola and the surrounding communities across the region. Policyholders benefit from guidance on coverage limits tailored to individual assets and risk factors. The agency helps clients review their existing policies and can coordinate follow-up service between regular visits to adjust coverage as circumstances change.

GC
700 N New Warrington Rd
Gulf Coast Insurance
Umbrella Insurance Agent · Pensacola, FL

Gulf Coast Insurance assists clients with obtaining coverage policies designed to protect their assets. As an umbrella insurance agent located in Pensacola, Florida, the company specializes in procuring personal and commercial excess liability policies that provide additional coverage beyond standard home and auto insurance limits. This extra protection can be vital for minimizing financial risk in the event of major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service businesses.

MI
1259 W 9 Mile Rd
Madril Insurance
Umbrella Insurance Agent · Pensacola, FL
PI
21 S Tarragona St Suite 103
Peterson Insurance & Financial Services
Umbrella Insurance Agent · Pensacola, FL
(850) 741-1015
cpetersonfinancial.com
EI
123 N New Warrington Rd
Extreme Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 455-0101
yourextremeins.com
KI
304 W Cervantes St
Kite Insurance Agency LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 438-0008
ZI
229 Beverly Pkwy
Zarahn Insurance Agency Inc.
Umbrella Insurance Agent · Pensacola, FL
(850) 438-9169
zarahninsuranceagency.com
GI
6705 Pine Forest Rd Suite 300
GreatFlorida Insurance: Beau Barry
Umbrella Insurance Agent · Pensacola, FL
(850) 475-0702
pensacola.greatflorida.com
TW
4761 N 9th Ave
Thompson-Walden Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 478-0401
morechoicesins.com
HI
87 W Hood Dr
Holloway Insurance, Inc.
Umbrella Insurance Agent · Pensacola, FL
(850) 434-0335
hollowayinsurance.com
MI
3750 N Pace Blvd
Mitchell Insurance Agency
Umbrella Insurance Agent · Pensacola, FL
(850) 434-7753
mitchellinsuranceagency.net
JI
225 N Pace Blvd
Josh Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 990-5674
joshinsurance.com
CI
504 S Fairfield Dr suite a-1
Coggins Insurance Agency, Inc.
Umbrella Insurance Agent · Pensacola, FL
(850) 457-3299
cogginsinsurance.com
QI
3454 E Olive Rd
Quinn Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 494-2267
getquinn.com
LI
3801 N 9th Ave
Logan Insurance Agency, Inc.
Umbrella Insurance Agent · Pensacola, FL
(850) 438-1448
loganins.net
LI
700 N De Villiers St
Legacy Insurance Brokers
Umbrella Insurance Agent · Pensacola, FL
(850) 741-4200
legacyinsbroker.com
BI
4300 Bayou Blvd Ste 35
BLF INSURANCE AGENCY, LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 490-0056
blfinsurance.com
CF
5336 N Blue Angel Pkwy
Coastal Family Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 828-2234
coastalfamilyinsurancefl.com
DG
4400 Bayou Blvd STE 41
Dax Gill Insurance Agency, LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 777-3090
daxgillinsurance.com
HI
1900 N 9th Ave
HUB International
Umbrella Insurance Agent · Pensacola, FL
(850) 432-9912
hubinternational.com/offices/us/florida/pensacola
NC
4400 Bayou Blvd STE 19
Nora Cindy Sasser Agency Sasser Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 477-7221
ncsasserinsurance.com
ES
312 N New Warrington Rd #1a
Ed Stallworth: Allstate Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 455-2234
agents.allstate.com/ed-stallworth-pensacola-fl.html
HP
11 W Garden St
Higginbotham - Pensacola
Umbrella Insurance Agent · Pensacola, FL
(850) 484-7011
higginbotham.com/locations/Pensacola
SA
8445 Pensacola Blvd
The Siler Agency, Inc
Umbrella Insurance Agent · Pensacola, FL
(850) 476-7443
thesileragency.com
UA
2302 N 9th Ave
Underwood Anderson Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 434-5526
underwoodanderson.com
SC
1515 Creighton Rd
Smart Coverage Insurance Agency FL
Umbrella Insurance Agent · Pensacola, FL
(689) 220-7850
HI
534 S Navy Blvd
Homefront Insurance Agency, LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 912-9956
homefrontinsuranceagency.com
AI
672 Brent Ln
Affiliated Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 477-5840
floridamajormedical.com
BC
6706 N 9th Ave D 25
Brown and Company Insurance, LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 471-9525
brownandcompanyllc.com
SS
103 E Palmetto Ave
Sutherland's Insurance Agency
Umbrella Insurance Agent · Pensacola, FL
(850) 972-9022
sutherlandsinsurance.com
RI
104 W Romana St
Rushing Insurance Now Proudly Partnered with Acentria Insurance
Umbrella Insurance Agent · Pensacola, FL
(850) 476-3745
rushinginsurance.com
AI
1615 Creighton Rd
Affordable Insurance & Financial Services,LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 316-8387
floridahomequotes.com
ZS
6224 N 9th Ave
Zoellner's Insurance Agency LLC
Umbrella Insurance Agent · Pensacola, FL
(850) 475-4255
WI
6120 N Palafox St
Wiltz Insurance Agency
Umbrella Insurance Agent · Pensacola, FL
(850) 462-7242
wiltzinsuranceagency.com
IS
4400 Bayou Blvd STE 18
Insurance Solutions Pensacola
Umbrella Insurance Agent · Pensacola, FL
(850) 476-6399
insurancesolutionspensacola.com
ST
6503 North W Street
Sheila Thomas Agent, Pensacola Florida
Umbrella Insurance Agent · Pensacola, FL
(850) 712-1537
askpensacolainsurance.com
SS
4100 North W Street
Sutherland's Insurance Agency
Umbrella Insurance Agent · Pensacola, FL
(850) 972-9022
sutherlandsinsurance.com/contact/life-insurance-inquiry

What Does an a Umbrella Insurance Agent in Pensacola Cost?

Umbrella insurance in Florida typically costs between 150 and 400 per year for 1 million in coverage. Premiums are higher for households with multiple vehicles, young drivers, or rental properties. Costs can vary significantly based on your insurance carrier and personal risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Pensacola

An umbrella insurance agent in Pensacola Florida helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Florida law requires minimum auto liability coverage of 10,000 for property damage and 10,000 for personal injury per person, but umbrella policies can provide 1 million or more in extra protection. This is especially important in Florida due to its high rate of uninsured drivers and hurricane-related property claims.

Frequently Asked Questions

What does an umbrella insurance agent in Pensacola do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and lifestyle to recommend appropriate coverage amounts.

Is umbrella insurance required by law in Florida?

No, umbrella insurance is not required by Florida law. However it is strongly recommended for individuals with significant assets or high liability risks such as rental properties or a swimming pool.

How much umbrella coverage do I need in Florida?

Most agents recommend at least 1 million in umbrella coverage for Florida residents. The exact amount depends on your net worth, income, and potential liability exposures like boats or rental homes.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.