The top-rated umbrella insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Estrella Insurance, Southern Guard Insurance, Best One Insurance, Inc.. This directory lists 23 umbrella insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Estrella Insurance | 210 S Flamingo Rd | (954) 704-1717 |
| 3 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 4 | Best One Insurance, Inc. | 18503 Pines Blvd Suite 206 | (954) 944-3928 |
| 5 | Univista Insurance | 1931 NW 150th Ave Ste 112 | (954) 603-5800 |
| 6 | Angela P Shepherd: Allstate Insurance | 11258 Pines Blvd | (954) 374-4511 |
| 7 | Michelle Silva - State Farm Insurance Agent | 1601 N Flamingo Rd Ste 4 | (954) 699-0811 |
| 8 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
| 9 | MAD INSURANCE INC | 9050 Pines Blvd Ste. 415-418 | (954) 541-9232 |
| 10 | C & C Insurance Partner of Acentria | 1921 NW 150th Ave #101 | (954) 431-2008 |
Mendez & Associates Insurance serves clients throughout Broward County from its base in Pembroke Pines, Florida, specializing in umbrella insurance agency. This firm assists homeowners, auto owners, and renters in securing supplemental liability coverage that extends beyond standard policy limits. Umbrella policies can protect personal assets and future earnings from major claims or lawsuits. Mendez & Associates Insurance guides clients in evaluating appropriate coverage amounts. They handle new policy placements as well as annual umbrella policy renewals for existing customers.
Homeowners, businesses, and property managers in Pembroke Pines, Florida, turn to Estrella Insurance for umbrella insurance coverage designed to extend liability protection beyond standard policy limits. This type of agent helps clients safeguard assets by filling gaps left by auto or home insurance, ensuring broader financial security against unforeseen claims. The agency operates in the local market to provide these essential risk management solutions. Estrella Insurance also serves the greater Broward County metro area, including the nearby community of Miramar.
Southern Guard Insurance provides personalized umbrella insurance agency services to clients in Pembroke Pines, FL, focusing on obtaining extra liability coverage that extends beyond standard home or auto policies. Its service includes evaluating individual risk profiles to recommend appropriate policy limits, with ongoing maintenance through periodic policy reviews. The company services single-family homes, apartments, retail spaces, and restaurants.
Best One Insurance, Inc. serves homeowners, businesses, and property managers in Pembroke Pines, Florida, by securing umbrella insurance policies that provide additional liability coverage beyond standard limits. This extra layer of protection helps safeguard assets and future income against major claims or lawsuits. The agency works closely with each client to assess their personal exposure and find appropriate coverage options. Its services extend throughout the surrounding metro area, including nearby communities such as Miramar.
Univista Insurance serves Pembroke Pines, FL, and surrounding communities, handling umbrella insurance policies that extend liability coverage beyond standard homeowners or auto limits. This type of coverage protects clients from major claims and lawsuits. The agent evaluates individual risks and existing policy limits to recommend appropriate additional layers of protection. For a typical job, it reviews the client’s current exposures and customizes a policy specifically to address gaps in their primary coverage.
Angela P Shepherd: Allstate Insurance in Pembroke Pines, FL acts as an umbrella insurance agent. A one-time policy requires a single premium payment for a fixed coverage term, whereas recurring service involves regular installments for continuous protection. This agency helps clients obtain additional liability coverage beyond standard auto or homeowners limits. Additional policies commonly protect personal assets from major claims and lawsuits. Service typically operates on an as-needed basis when clients request a policy review or require coverage adjustments.
As an umbrella insurance agent, Michelle Silva - State Farm Insurance Agent in Pembroke Pines, FL, provides policies that extend liability coverage above standard home and auto limits. She also offers general insurance services to help protect local residents from major claims and lawsuits. The firm works with clients to organize protection for assets and future income. This coverage is especially important during hurricane season in South Florida, when weather-related property claims often increase the risk of personal liability.
GreatFlorida Insurance: Jovanny Valdes serves Pembroke Pines and the surrounding South Florida communities. It handles umbrella insurance policies that provide extra liability coverage beyond standard home, auto, or watercraft policies. This additional protection helps cover significant claims that could otherwise threaten a client’s personal assets. To manage a typical job, the agent reviews the client’s current underlying policies to identify coverage gaps and recommends appropriate limits based on individual risk exposure.
Located in Pembroke Pines, Florida, Mad Insurance Inc provides umbrella insurance as its specialty, offering additional liability coverage that extends beyond standard auto or homeowners policies. This protection helps safeguard clients from major claims and lawsuits that could otherwise exceed primary policy limits. The agency assists individuals and families in this coastal area by evaluating unique risk exposures. Such coverage becomes especially valuable during hurricane season, when weather-related incidents heighten the potential for costly property damage or injury claims.
C & C Insurance Partner of Acentria in Pembroke Pines, Florida offers umbrella insurance policies that are typically arranged as recurring annual coverage rather than one-time transactions, designed to provide added liability protection beyond standard home and auto policies. Clients benefit from higher coverage limits that can safeguard savings and future income against major lawsuits or claims. This service generally operates on a scheduled annual renewal basis, with policies reviewed and updated to align with changing coverage needs over time.
What Does an a Umbrella Insurance Agent in Pembroke Pines Cost?
Umbrella insurance costs in Florida typically range from 150 to 300 dollars per year for 1 million dollars in coverage. A second million dollars may cost an additional 75 to 100 dollars annually. Actual premiums depend on your risk factors such as number of drivers and property features. This is general information and not insurance advice.
About umbrella insurance agents in Pembroke Pines
An umbrella insurance agent in Pembroke Pines Florida helps you secure additional liability protection beyond standard auto and homeowners policies. Florida law requires minimum auto liability limits of 10/20/10 but umbrella policies start at 1 million dollars to cover major claims. Local agents understand South Florida risks like hurricane damage and high traffic accident rates.
Frequently Asked Questions
What does an umbrella insurance agent in Pembroke Pines do?
An umbrella insurance agent reviews your existing auto and home policies then recommends an umbrella policy that provides extra liability coverage. The agent helps you meet the underlying coverage requirements set by Florida insurers. They also explain how umbrella insurance protects assets like your home and savings.
Who needs umbrella insurance in Pembroke Pines Florida?
Homeowners with a pool or trampoline often need umbrella insurance due to higher liability risks in Florida. Drivers with teenage children or multiple vehicles also benefit from extra coverage. Anyone with significant assets or future income should consider an umbrella policy.
How much umbrella insurance coverage is recommended in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage. Higher net worth individuals may need 2 to 5 million dollars. The cost is relatively low compared to the protection because the policy only pays after your auto or home insurance limits are exhausted.
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