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HomeUmbrella Insurance AgentsFlorida › Palm Coast

Find Umbrella Insurance Agents Near You in Palm Coast, FL

Browse umbrella insurance agents serving Palm Coast, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 547 reviews. Other highly rated options include O'Quinn Insurance Services, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 19 umbrella insurance agents serving Palm Coast.

Showing 19 umbrella insurance agents in Palm Coast, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Angel Hall - State Farm Insurance Agent800 Belle Terre Pkwy Suite 114(386) 437-7117
2O'Quinn Insurance Services1499 Palm Coast Pkwy NW Ste F(386) 204-8789
3Insurance Office of America1 Hargrove Grde Building B, Suite 3(386) 276-9130
4Integrity Insurance Group of Florida5182 N Ocean Shore Blvd unit c(386) 259-1000
5The Berk Insurance Agency17 Old Kings Rd suite r(386) 627-7405
6Coastal Palm Insurance Company2 Pine Lakes Pkwy #6(386) 313-5908
7Heart of Florida Insurance Group21 Old Kings Rd N B102(386) 445-0061
8Brightway Insurance, The Flagler Agency55 Plaza Dr #5(386) 597-8200
9Santos Group - All Insurance25 Palm Harbor Village Way W STE 5A(386) 597-1112
10Goosehead Insurance - Sev Tamayo4869 Palm Coast Pkwy NW Office 3, Unit 3(904) 671-0392
AH
800 Belle Terre Pkwy Suite 114
Angel Hall - State Farm Insurance Agent
Umbrella Insurance Agent · Palm Coast, FL

Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida area and offers comprehensive umbrella insurance services. As an agent for a major national carrier, they help clients obtain additional liability coverage beyond standard policies. This extra protection is important for safeguarding assets against unexpected claims. Their office handles personalized risk assessments to determine appropriate coverage limits for local homeowners and drivers. They also assist with coordinating umbrella policies with existing auto and home insurance. Specific services provided in this area include professional liability protection and high-limit personal liability coverage.

OQ
1499 Palm Coast Pkwy NW Ste F
O'Quinn Insurance Services
Umbrella Insurance Agent · Palm Coast, FL

O'Quinn Insurance Services provides comprehensive umbrella insurance coverage for clients in Palm Coast, Florida, offering policies that extend liability protection beyond standard home and auto limits. The agency assists with ongoing coverage reviews and policy adjustments to ensure adequate protection as circumstances change. It maintains regular communication with policyholders to address new liability risks and updates. The company serves properties including single-family homes, apartments, retail spaces, and restaurants.

IO
1 Hargrove Grde Building B, Suite 3
Insurance Office of America
Umbrella Insurance Agent · Palm Coast, FL

Insurance Office of America serves homeowners, businesses, and property managers in Palm Coast, Florida, seeking umbrella insurance to extend their liability coverage beyond standard policy limits. The agency helps clients protect personal assets and commercial interests against major claims or lawsuits by offering additional layers of financial security. It works with individuals and organizations that require higher coverage thresholds for risk management. The agency also provides its umbrella insurance services to clients in the surrounding Flagler County communities and the broader Daytona Beach metro area.

II
5182 N Ocean Shore Blvd unit c
Integrity Insurance Group of Florida
Umbrella Insurance Agent · Palm Coast, FL

Integrity Insurance Group of Florida serves Palm Coast and surrounding Flagler County communities, handling comprehensive umbrella insurance policies that provide extended liability coverage beyond standard home and auto limits. These policies protect personal assets against major claims and lawsuits. Clients typically consult with the agency to review existing coverage gaps and assess their liability exposure. The agent evaluates individual needs, recommends appropriate policy limits, and seamlessly layers the umbrella policy with underlying insurance, coordinating with carriers to ensure consistent protection across all policies.

BI
17 Old Kings Rd suite r
The Berk Insurance Agency
Umbrella Insurance Agent · Palm Coast, FL

The Berk Insurance Agency in Palm Coast, FL distinguishes between one-time policy reviews for immediate coverage needs and recurring consultations to adjust protections as personal circumstances change. Their core service provides umbrella liability insurance, which extends additional coverage beyond standard home and auto policies to safeguard assets against major claims. This protection helps residents manage financial risks from accidents or unforeseen incidents. For clients, appointments are available on an as-needed basis, allowing policyholders to request assessments whenever specific liability concerns arise.

CP
2 Pine Lakes Pkwy #6
Coastal Palm Insurance Company
Umbrella Insurance Agent · Palm Coast, FL

Offering tailored liability coverage to protect local assets, Coastal Palm Insurance Company in Palm Coast, FL acts as an umbrella insurance agent. It works to secure extra policy layers above standard home and auto plans, helping safeguard residents from large claims that might exceed primary limits. This service is particularly valuable during the Atlantic hurricane season, when storm-related property damage and subsequent lawsuits can create substantial financial exposure for coastal homeowners.

HF
21 Old Kings Rd N B102
Heart of Florida Insurance Group
Umbrella Insurance Agent · Palm Coast, FL

As hurricane season approaches Palm Coast, property owners often seek additional liability protection beyond standard policies. Heart of Florida Insurance Group connects local clients with umbrella insurance that covers gaps in auto and home coverage. Their agents assess individual risks, from rental properties to boat ownership, to recommend appropriate liability limits. They guide clients through policy options and ensure coverage aligns with coastal exposure. An initial consultation reviews current policies and personal assets to determine necessary coverage limits.

BI
55 Plaza Dr #5
Brightway Insurance, The Flagler Agency
Umbrella Insurance Agent · Palm Coast, FL

Brightway Insurance, The Flagler Agency in Palm Coast provides tailored liability coverage designed to protect personal assets from major claims. As an umbrella insurance agent, it specializes in extending policy limits beyond standard homeowners and auto insurance, offering an additional layer of financial security for clients. This extra coverage helps safeguard savings and future earnings against costly lawsuits or accidents. The agency can serve diverse commercial sectors, including corporate offices, private warehouses, and full-service food establishments, delivering targeted protection for varying operational exposures.

SG
25 Palm Harbor Village Way W STE 5A
Santos Group - All Insurance
Umbrella Insurance Agent · Palm Coast, FL

Santos Group - All Insurance in Palm Coast, FL, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes helping clients in the area secure an extra layer of financial security against major claims and lawsuits. The agency assists homeowners, drivers, and others in assessing their personal risk exposure. It also evaluates existing auto or home policies to recommend appropriate umbrella limits. For additional protection, this agency can offer coverage for incidents involving rental properties or watercraft.

GI
4869 Palm Coast Pkwy NW Office 3, Unit 3
Goosehead Insurance - Sev Tamayo
Umbrella Insurance Agent · Palm Coast, FL

Goosehead Insurance - Sev Tamayo provides residential umbrella insurance services to homeowners in Palm Coast, seeking extra liability protection beyond standard policies. The agency also covers commercial umbrella needs for local businesses, serving clients throughout the broader Flagler County area. By coordinating with existing auto and homeowners policies, this coverage helps safeguard assets when lower limits are exhausted. Regular policy reviews ensure coverage keeps pace with personal changes, prompting follow-up contact to adjust limits between scheduled visits.

AR
25 Old Kings Rd N Unit 5B
Absolute Risk Services
Umbrella Insurance Agent · Palm Coast, FL
(386) 585-4399
absoluteriskservices.com
GI
160 Cypress Point Pkwy C-102
GreatFlorida Insurance: James Cimorelli
Umbrella Insurance Agent · Palm Coast, FL
(386) 446-0317
palmcoast.greatflorida.com
KR
4861 Palm Coast Pkwy NW Suite 4
King Risk Partners
Umbrella Insurance Agent · Palm Coast, FL
(386) 447-8950
king-insurance.com/palm-coast
EC
4845 Belle Terre Pkwy
East Coast Insurors, Inc
Umbrella Insurance Agent · Palm Coast, FL
(386) 446-3426
eastcoastinsurors.com
FS
4873 Palm Coast Pkwy NW Suite 1
Five Star Insurance Services
Umbrella Insurance Agent · Palm Coast, FL
(386) 230-0009
5starinsur.com
LI
4869 Palm Coast Pkwy NW
Legacy Insurance & Associates
Umbrella Insurance Agent · Palm Coast, FL
(904) 800-1711
AI
12 Seafaring Path
Atlantic Insurance Solutions
Umbrella Insurance Agent · Palm Coast, FL
(386) 679-9319
FC
12 Office Park Dr
Flagler County Insurance Agency
Umbrella Insurance Agent · Palm Coast, FL
(386) 445-4640
fciains.com
AI
1 Farraday Ln
Aliyah Insurance
Umbrella Insurance Agent · Palm Coast, FL
(386) 291-4427
aliyahinsurance.com

What Does an a Umbrella Insurance Agent in Palm Coast Cost?

Umbrella insurance in Florida typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums can be higher if you have multiple properties, a pool, or a high-risk occupation. Costs vary based on your personal risk profile and the insurance company. This is general information and not insurance advice.

About umbrella insurance agents in Palm Coast

Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Palm Coast Florida, this coverage is important due to the high risk of hurricane-related property claims and personal injury lawsuits. A local agent can help you understand how Florida law affects your coverage limits and premiums.

Frequently Asked Questions

What does an umbrella insurance agent in Palm Coast do?

An umbrella insurance agent helps you assess your liability risks and find a policy that adds extra coverage above your existing home and auto insurance. They explain how Florida statutes like the four-year statute of limitations for personal injury claims can affect your need for higher limits.

How much umbrella insurance do I need in Florida?

Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant assets. Florida courts often award large judgments in liability cases, so higher limits may be wise for homeowners and business owners.

Can umbrella insurance cover hurricane-related lawsuits in Florida?

Umbrella insurance typically covers personal liability claims, including those from accidents on your property. However, it does not cover flood or wind damage to your home. Florida law requires separate flood and windstorm policies for property damage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.