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Find Umbrella Insurance Agents Near You in Orlando, FL

Browse umbrella insurance agents serving Orlando, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Orlando, Florida is American Insurance Point - AIP FLORIDA, rated 5.0 stars across 1,186 reviews. Other highly rated options include Accent Brokers Insurance, Erb and Young Insurance, Rodriguez Insurance. This directory lists 25 umbrella insurance agents serving Orlando.

Showing 25 umbrella insurance agents in Orlando, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1American Insurance Point - AIP FLORIDA7362 Futures Dr ste 21b(407) 826-1747
2Accent Brokers Insurance4503 Curry Ford Rd(407) 306-0101
3Erb and Young Insurance7575 Dr Phillips Blvd #240(321) 234-1690
4Rodriguez Insurance2218 S Chickasaw Trail(407) 482-3314
5Renegade Insurance3120 S Kirkman Rd Ste 2B(407) 268-6000
6GreatFlorida Insurance: Randy Hernandez3203 Conway Rd Ste 106(407) 813-1833
7Assureline Insurance and Financial Services LLC7751 Kingspointe Pkwy Suite 105(407) 502-0203
8PlanLife Insurance6735 Conroy Rd STE 411(407) 557-3100
9Rick Fowler - State Farm Insurance Agent2700 Corrine Dr(407) 897-8100
10LRA Insurance498 S Lake Destiny Dr Suite 200(407) 838-3445
AI
7362 Futures Dr ste 21b
American Insurance Point - AIP FLORIDA
Umbrella Insurance Agent · Orlando, FL

American Insurance Point - AIP FLORIDA serves the Orlando, Florida metro area as a local umbrella insurance agent. It offers excess liability coverage that extends beyond the limits of standard home and auto policies. This company helps clients protect personal assets against major claims or lawsuits. Policies typically cover property damage, bodily injury, and certain personal liabilities not handled elsewhere. American Insurance Point - AIP FLORIDA handles both personal umbrella policies and commercial umbrella insurance for area clients.

AB
4503 Curry Ford Rd
Accent Brokers Insurance
Umbrella Insurance Agent · Orlando, FL

Accent Brokers Insurance serves the Orlando, Florida metro area as a local provider of umbrella insurance coverage. This type of policy adds an extra layer of liability protection beyond standard home and auto policies, helping to safeguard personal assets against major claims or lawsuits. For residents and property owners in the region, the agency offers tailored umbrella policies to address various risk levels. It specializes in coordinating these larger liability limits with existing insurance and managing the underwriting requirements for high-net-worth individuals.

EY
7575 Dr Phillips Blvd #240
Erb and Young Insurance
Umbrella Insurance Agent · Orlando, FL

Erb and Young Insurance provides umbrella insurance coverage in Orlando, Florida, offering extended liability protection beyond standard policy limits. Its service plans include personalized policy reviews to help clients assess their personal liability exposure and adjust coverage accordingly. Routine maintenance involves updating policies when clients acquire new assets or change their lifestyle. The agency helps safeguard against major claims and lawsuits. Erb and Young services single-family homes, apartments, retail spaces, and restaurants in the Orlando area.

RI
2218 S Chickasaw Trail
Rodriguez Insurance
Umbrella Insurance Agent · Orlando, FL

Rodriguez Insurance provides liability coverage beyond standard policies, protecting clients from major claims and lawsuits in the Orlando area. Its agents evaluate individual risk and customize umbrella policies to bridge gaps in existing homeowners and auto coverage. The company handles ongoing policy adjustments and annual reviews to ensure sufficient limits as circumstances change. It services a diverse range of properties, including single-family homes, apartment complexes, retail storefronts, and full-service restaurants.

RI
3120 S Kirkman Rd Ste 2B
Renegade Insurance
Umbrella Insurance Agent · Orlando, FL

Renegade Insurance serves homeowners, businesses, and property managers in Orlando, Florida, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This agency helps clients protect their assets from major claims and lawsuits, offering an added layer of financial security for those with significant property or high-risk operations. Its services are designed to address the specific liability exposures faced by local residents and commercial entities in the region. The agency also covers neighboring areas including Winter Park and the greater Orange County metro.

GI
3203 Conway Rd Ste 106
GreatFlorida Insurance: Randy Hernandez
Umbrella Insurance Agent · Orlando, FL

GreatFlorida Insurance: Randy Hernandez serves the Orlando area and its surrounding communities, handling umbrella insurance needs for local residents. This type of policy provides extra liability coverage beyond standard home or auto protection. The agency assists clients in evaluating their personal risk exposure to determine whether an umbrella policy is appropriate for their situation. For each typical job, it reviews existing underlying insurance policies to identify coverage gaps and then advises on a suitable additional layer of protection.

AI
7751 Kingspointe Pkwy Suite 105
Assureline Insurance and Financial Services LLC
Umbrella Insurance Agent · Orlando, FL

Assureline Insurance and Financial Services LLC in Orlando, Florida offers both one-time umbrella liability policies and recurring coverage that renews annually. These policies extend liability protection beyond standard auto or home insurance limits, safeguarding personal assets against major claims or lawsuits. As an Orlando-area umbrella insurance agent, the company works with local clients to determine appropriate coverage levels based on individual exposure. Service runs on a one-time, scheduled, or as-needed basis depending on whether the customer chooses a single policy, annual renewal, or a policy change mid-term.

PI
6735 Conroy Rd STE 411
PlanLife Insurance
Umbrella Insurance Agent · Orlando, FL

PlanLife Insurance focuses on umbrella insurance, offering policies that extend liability coverage beyond standard home and auto limits for Orlando residents. The agency works with clients to identify risks and secure appropriate additional protection against major claims. In this area, such coverage is often reviewed after property upgrades or life events. PlanLife helps clients address concerns specific to Central Florida’s storm season, when liability risks from guest injuries or rental property incidents can increase unexpectedly.

RF
2700 Corrine Dr
Rick Fowler - State Farm Insurance Agent
Umbrella Insurance Agent · Orlando, FL

Central Florida homeowners may worry about storm damage exposure exceeding their standard policy limits. Rick Fowler’s local agency in Orlando provides umbrella insurance coverage as a supplemental layer, protecting personal assets when general liability claims surpass primary insurance caps. Clients typically arrange a consultation to review existing policy structures and identify gaps. Before a final quote is issued, an initial review of current coverage levels determines whether additional liability protection is appropriate for the property.

LI
498 S Lake Destiny Dr Suite 200
LRA Insurance
Umbrella Insurance Agent · Orlando, FL

LRA Insurance serves the Orlando area by providing general liability and commercial coverage solutions. Its specialty umbrella insurance policies deliver extra protection above standard limits, helping clients manage unforeseen financial risks. The company serves a wide range of commercial sectors, including offices, warehouses, and food service establishments where higher liability exposure is common. These enhanced coverage layers are designed to support local business operations with additional financial security.

DM
5104 N Orange Blossom Trl Ste 125
Dale McMindes: Allstate Insurance
Umbrella Insurance Agent · Orlando, FL
(407) 290-5000
agents.allstate.com/dale-mcmindes-orlando-fl.html
AI
6735 Conroy Windermere Rd STE 311
Ackerman Insurance Services
Umbrella Insurance Agent · Orlando, FL
(407) 876-3005
ackerman-insurance.com
BI
6900 Tavistock Lakes Blvd Suite 400
Beacon Insurance Agency
Umbrella Insurance Agent · Orlando, FL
(321) 424-6200
theinsurancebeacon.com
SF
11071 University Blvd STE 100
State Farm: Rocco English
Umbrella Insurance Agent · Orlando, FL
(407) 657-7800
roccoenglish.com
UI
1548 S Semoran Blvd
Universal Insurance Agency
Umbrella Insurance Agent · Orlando, FL
(407) 898-1116
myuniversalinsurance.com
SI
7680 Universal Blvd #198
Sun Insurance Services Inc
Umbrella Insurance Agent · Orlando, FL
(407) 781-1600
suninsuranceservices.com
RE
7536 Dr Phillips Blvd Ste 320
Rocco English - State Farm Insurance Agent
Umbrella Insurance Agent · Orlando, FL
(407) 351-5353
roccoenglish.net
UI
5401 S Kirkman Rd #310b
United Insurance Associates
Umbrella Insurance Agent · Orlando, FL
(407) 352-3771
myuia.com
FI
11531 Lake Underhill Rd
Florida Insurance Group
Umbrella Insurance Agent · Orlando, FL
(407) 277-6000
floridainsurance.com
CA
1351 N Goldenrod Rd Ste 9
CG All Insurance Agency
Umbrella Insurance Agent · Orlando, FL
(407) 757-0105
cgallinsurance.com
CI
20 S Bumby Ave
Corkhill Insurance Agency, LLC
Umbrella Insurance Agent · Orlando, FL
(407) 898-8891
corkhillinsurance.com
LA
1215 W Fairbanks Ave
Lancaster & Associates Insurance Inc
Umbrella Insurance Agent · Orlando, FL
(407) 650-4900
lancaster-agency.com
SI
2750 Taylor Ave Suite A10
Statewide Insurance of Florida
Umbrella Insurance Agent · Orlando, FL
(877) 807-9091
statewideinsuranceofflorida.com
BB
7009 Dr Phillips Blvd # 280
Brown and Brown Insurance Agency, Inc.
Umbrella Insurance Agent · Orlando, FL
(407) 843-7500
brownandbrowninsurance.com
SI
S Orange Blossom Trl Ste 101-A & B
Senevil Insurance Agency LLC
Umbrella Insurance Agent · Orlando, FL
(407) 272-3174
senevilinsurance.com

What Does an a Umbrella Insurance Agent in Orlando Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Premiums depend on your risk profile including your driving record property type and number of rental units. Costs vary by case and insurer. This is general information not insurance advice.

About umbrella insurance agents in Orlando

An umbrella insurance agent in Orlando Florida helps you secure extra liability coverage beyond standard auto and home policies. Florida law requires all drivers to carry personal injury protection but does not mandate umbrella insurance. Many Orlando residents add this layer of protection to guard against large claims or lawsuits common in a growing metropolitan area.

Frequently Asked Questions

What does an umbrella insurance agent in Orlando do?

An umbrella insurance agent helps you buy a policy that provides additional liability coverage above your existing home and auto limits. In Florida this extra protection can cover legal costs and damages if you are sued for an accident or incident on your property.

Do I need umbrella insurance in Orlando Florida?

Umbrella insurance is not required by Florida law but is recommended if you have significant assets or face higher liability risks. For example owning a pool or a dog in Orlando increases your exposure to potential lawsuits.

How much umbrella coverage should I get in Orlando?

Most policies start at one million dollars in coverage. Your agent can help you decide based on your net worth and risk factors. Florida courts often award large judgments so higher limits may be wise for homeowners and business owners.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.