ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Ocoee, FL

Browse umbrella insurance agents serving Ocoee, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Ocoee, Florida is GreatFlorida Insurance: Yahaira Felix, rated 5.0 stars across 593 reviews. Other highly rated options include Terrence James - State Farm Insurance Agent, Patrick Gray - State Farm Insurance Agent, Gary Merideth - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Ocoee.

Showing 14 umbrella insurance agents in Ocoee, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1GreatFlorida Insurance: Yahaira Felix2222 Ocoee Apopka Rd Ste 116(407) 624-5665
2Terrence James - State Farm Insurance Agent2910 Maguire Rd #1008(407) 378-3184
3Patrick Gray - State Farm Insurance Agent2743 Maguire Rd(407) 877-0081
4Gary Merideth - State Farm Insurance Agent10710 W Colonial Dr(407) 877-9361
5Jo Barsh - State Farm Insurance Agent317 West Rd(407) 299-0301
6Estrella Insurance381 N Clarke Rd(689) 407-2240
7Pattye Baxter-Hill - State Farm Insurance Agent9444 W Colonial Dr(407) 523-2212
8Capital Insurance Services of Florida, Inc.1404 E Silver Star Rd(407) 501-4707
9Infinity Coverage Insurance FL300 Maguire Park St(689) 267-2907
10Crowne Private Client Group2710 Rew Cir #200(407) 654-5414
GI
2222 Ocoee Apopka Rd Ste 116
GreatFlorida Insurance: Yahaira Felix
Umbrella Insurance Agent · Ocoee, FL

GreatFlorida Insurance: Yahaira Felix serves Ocoee and the surrounding Orange County area as an umbrella insurance agent. This agency helps clients secure an extra layer of personal liability protection beyond their standard home and auto policies. Umbrella coverage can protect assets from major claims or lawsuits. The firm guides clients in assessing appropriate coverage limits based on individual needs. It handles both personal umbrella insurance for individual policyholders and excess liability coverage for those requiring higher liability limits.

TJ
2910 Maguire Rd #1008
Terrence James - State Farm Insurance Agent
Umbrella Insurance Agent · Ocoee, FL

Terrence James, a State Farm Insurance Agent in Ocoee, FL, provides umbrella insurance coverage to protect clients from major liability claims that exceed standard policy limits. The agency offers personalized consultations to evaluate existing home and auto policies, ensuring appropriate supplemental liability protection. Service includes annual policy reviews and claims assistance to maintain adequate coverage as circumstances change. This agency serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants.

PG
2743 Maguire Rd
Patrick Gray - State Farm Insurance Agent
Umbrella Insurance Agent · Ocoee, FL

Serving homeowners, businesses, and property managers in Ocoee, FL, Patrick Gray - State Farm Insurance Agent offers umbrella insurance policies designed to provide extra liability coverage beyond standard home and auto limits. This agency helps clients protect their assets from major claims and lawsuits with personalized consultations that assess individual risk levels. Additional liability layers can safeguard against unforeseen events that could otherwise threaten financial stability. The agency also serves residents and business owners throughout the greater Orlando metro area.

GM
10710 W Colonial Dr
Gary Merideth - State Farm Insurance Agent
Umbrella Insurance Agent · Ocoee, FL

Gary Merideth's State Farm Insurance Agency serves Ocoee, Florida, and the surrounding communities, handling umbrella insurance policies for local residents. These policies extend additional liability coverage beyond standard home and auto limits. The agency works closely with clients to assess their individual risk levels, including assets and potential exposures. It then structures an umbrella policy to provide a broad layer of protection against major claims and lawsuits. To handle a typical job, it first reviews the client's current insurance portfolio, then recommends an appropriate coverage amount to close any liability gaps.

JB
317 West Rd
Jo Barsh - State Farm Insurance Agent
Umbrella Insurance Agent · Ocoee, FL

Jo Barsh - State Farm Insurance Agent, located in Ocoee, FL, offers umbrella insurance policies to provide extra liability coverage beyond a standard auto or homeowners policy, typically serving as a one-time purchase for a specific annual limit rather than a recurring service with regular premiums. Catastrophic claims, such as lawsuits from serious accidents, are addressed by this added layer of protection. The company provides this service on an as-needed basis, with clients able to request a policy whenever their existing coverage limits require supplementing.

EI
381 N Clarke Rd
Estrella Insurance
Umbrella Insurance Agent · Ocoee, FL

Estrella Insurance provides a range of personal and commercial umbrella liability coverage for clients in the Ocoee area, offering an extra layer of protection beyond standard policies. It works with policyholders to review existing insurance limits and structures additional coverage to guard against major claims and lawsuits. Service plans include regular policy reviews and adjustments to account for changes in lifestyle or business operations. The agency assists with coverage for single-family homes, apartments, retail spaces, and restaurants.

PB
9444 W Colonial Dr
Pattye Baxter-Hill - State Farm Insurance Agent
Umbrella Insurance Agent · Ocoee, FL

Pattye Baxter-Hill - State Farm Insurance Agent specializes in umbrella insurance policies, providing added liability coverage that extends beyond standard home and auto limits. Her Ocoee, FL agency also assists clients with general insurance needs, including auto, home, and life policies. Umbrella coverage is particularly valuable for homeowners with swimming pools or frequent guests, as it helps protect assets in the event of a major accident. During the active Florida hurricane season, this extra layer of security can also offer peace of mind for storm-related liability concerns.

CI
1404 E Silver Star Rd
Capital Insurance Services of Florida, Inc.
Umbrella Insurance Agent · Ocoee, FL

Hillside thunderstorms can renew home and car coverage concerns for Ocoee residents. Capital Insurance Services of Florida, Inc. offers umbrella insurance to supplement existing liability limits for added financial protection. This extra layer of defense assists when standard policies reach their limit. The agency serves clients throughout the local area with personalized guidance. Coverage can help shield assets from unforeseen accident claims or lawsuits. An initial consultation involves a thorough assessment of your existing policies and personal liability risks.

IC
300 Maguire Park St
Infinity Coverage Insurance FL
Umbrella Insurance Agent · Ocoee, FL

Infinity Coverage Insurance FL in Ocoee provides umbrella insurance agent services for local clients seeking supplemental liability coverage. Their work focuses on adding extra protection beyond standard home and auto policies by offering higher liability limits for broader asset safety. This specialty layer helps cover legal costs and large claims that base policies may not fully address. Their services can assist businesses in the area, serving a range of commercial sectors including offices, warehouses, and food service operations.

CP
2710 Rew Cir #200
Crowne Private Client Group
Umbrella Insurance Agent · Ocoee, FL

Crowne Private Client Group in Ocoee, FL, provides residential umbrella insurance agents who help homeowners secure additional liability coverage beyond standard policies. They also assist commercial clients by offering similar excess liability protection for businesses in the surrounding area. Agents work closely with clients to understand their specific asset portfolios, ensuring comprehensive coverage tailored to individual risk profiles. The office encourages follow-up service, providing periodic policy reviews and adjustments between regular visits to maintain proper protection as personal or business circumstances change.

CI
358 Story Rd suite b
Corral Insurance Agency Inc
Umbrella Insurance Agent · Ocoee, FL
(407) 538-9515
BI
101 W Silver Star Rd Ste 20
Brightway Insurance, The Rodriguez Agency
Umbrella Insurance Agent · Ocoee, FL
(407) 554-5003
brightway.com/agencies/FL/Ocoee/0635
FA
397 Enterprise St suite c
FULL ARMOR INSURANCE
Umbrella Insurance Agent · Ocoee, FL
(352) 235-5370
fullarmorins.com
AI
2701 Rew Cir
AAA Insurance - The Barsky Insurance Agency
Umbrella Insurance Agent · Ocoee, FL
(407) 347-3588
locator.acg.aaa.com/fl/ocoee/aaa-insurance-the-barsky-insurance-agency

What Does an a Umbrella Insurance Agent in Ocoee Cost?

Umbrella insurance in Florida typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, can cost 300 to 700 dollars annually. Costs vary based on your personal risk factors, number of vehicles, and property value. This is general information and not insurance advice.

About umbrella insurance agents in Ocoee

Umbrella insurance agents in Ocoee, Florida help you secure additional liability coverage that goes beyond your auto, home, or boat policies. Florida law requires minimum liability limits for auto insurance, but an umbrella policy can protect your assets from large claims or lawsuits. Agents in Ocoee can tailor a policy to fit your needs and local risk factors.

Frequently Asked Questions

What does an umbrella insurance agent in Ocoee do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing insurance. They assess your assets and risks to recommend appropriate coverage limits. In Florida, this is especially useful for protecting against hurricane-related claims or auto accident lawsuits.

How much umbrella coverage do I need in Florida?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability. Florida law does not set a specific minimum for umbrella policies, but your underlying auto or home insurance must meet certain liability limits first. An agent can help you calculate a suitable amount.

Can I get umbrella insurance if I have a pool or boat in Ocoee?

Yes, having a pool or boat often makes umbrella insurance more important in Florida. These features increase your liability risk, and an umbrella policy can cover incidents like drownings or boating accidents. An agent can explain how your specific property affects coverage options.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.