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HomeUmbrella Insurance AgentsFlorida › North Miami Beach

Find Umbrella Insurance Agents Near You in North Miami Beach, FL

Browse umbrella insurance agents serving North Miami Beach, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,323 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 14 umbrella insurance agents serving North Miami Beach.

Showing 14 umbrella insurance agents in North Miami Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Estrella Insurance1695 NE 163rd St(305) 639-2666
2Mercado Insurance Agency North Miami1140 NE 163rd St #11-15(305) 914-5045
3Del Toro Insurance313 NE 167th St(305) 249-9500
4Skylake Insurance1810 NE Miami Gardens Dr(855) 267-0900
5Michelle Priestman Desjardins: Allstate Insurance18383 NE 18th Rd(305) 945-0823
6Univista Insurance1074 N Miami Beach Blvd(305) 330-1070
7Assure-Us The Insurance Agency1880 NE 163rd St(305) 956-7818
8Ma-Cuervo Insurance Group15927 Biscayne Blvd(305) 956-9992
9AllStar Direct Insurance & Financial Services16123 Biscayne Blvd(305) 754-7414
10Royalty Insurance Agency17101 NE 19th Ave(954) 367-3998
EI
1695 NE 163rd St
Estrella Insurance
Umbrella Insurance Agent · North Miami Beach, FL

Estrella Insurance in North Miami Beach provides umbrella insurance for residential properties, covering homeowners against major liability claims that exceed standard policy limits. The agency also serves commercial clients, offering additional liability protection for businesses operating in the area and throughout South Florida. Their coverage extends to clients seeking higher security against lawsuits or significant financial losses. Clients often return for policy reviews or updates between regular payment cycles, ensuring continued adequate protection as personal or business circumstances change.

MI
1140 NE 163rd St #11-15
Mercado Insurance Agency North Miami
Umbrella Insurance Agent · North Miami Beach, FL

Mercado Insurance Agency North Miami provides personal umbrella liability coverage that extends protection beyond standard auto and homeowners policies. It offers tailored added protection plans designed to shield assets and future income against major claims or lawsuits. These services help clients manage risk with broader liability limits in a clear and practical manner. The agency serves individual homeowners and various commercial clients, covering a wide range of properties including single-family homes, apartment buildings, retail spaces, and restaurants throughout the North Miami Beach area.

DT
313 NE 167th St
Del Toro Insurance
Umbrella Insurance Agent · North Miami Beach, FL

Del Toro Insurance in North Miami Beach, Florida is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. This agency serves local residents and businesses seeking added financial security against major claims or lawsuits. Its service range includes assessments of existing auto, home, and watercraft policies to determine appropriate excess liability limits. Umbrella insurance agents in this area commonly advise on risk exposure from swimming pools or rental properties. Del Toro Insurance can also add on coverage for personal injury liabilities such as libel or slander.

SI
1810 NE Miami Gardens Dr
Skylake Insurance
Umbrella Insurance Agent · North Miami Beach, FL

Skylake Insurance serves the North Miami Beach, Florida area as an umbrella insurance agent. The company provides supplemental liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims and lawsuits. Clients receive guidance on how umbrella policies integrate with existing insurance plans. Skylake Insurance assists with claims involving personal liability events in the region, including coverage for incidents occurring on residential property.

MP
18383 NE 18th Rd
Michelle Priestman Desjardins: Allstate Insurance
Umbrella Insurance Agent · North Miami Beach, FL

Michelle Priestman Desjardins: Allstate Insurance serves homeowners, businesses, and property managers in North Miami Beach, Florida, by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. These policies help protect assets and future earnings against major claims or lawsuits. The agency guides clients through policy selection, ensuring coverage aligns with personal or commercial exposures. Serving the entire North Miami Beach area, it also extends its services to the nearby communities of Aventura and Sunny Isles Beach for added convenience.

UI
1074 N Miami Beach Blvd
Univista Insurance
Umbrella Insurance Agent · North Miami Beach, FL

Univista Insurance serves the North Miami Beach, Florida, metro area as an umbrella insurance agent. This agency specializes in excess liability coverage that extends protection beyond standard home or auto policies. Umbrella insurance agents here help clients safeguard their assets against major claims or lawsuits. With a focus on residential and commercial clients, the office assists with personal umbrella policies as well as commercial umbrella insurance for local businesses.

AU
1880 NE 163rd St
Assure-Us The Insurance Agency
Umbrella Insurance Agent · North Miami Beach, FL

Located in North Miami Beach, Florida, Assure-Us The Insurance Agency serves the Greater Miami area and surrounding South Florida communities with personalized umbrella insurance coverage. It handles excess liability policies that extend underlying homeowners, auto, and watercraft insurance limits, providing an additional layer of financial protection for clients with significant assets. The agency begins each engagement by evaluating a client’s existing insurance portfolio and potential exposure risks, then customizes a policy that seamlessly layers over required underlying coverages to address specific liability gaps.

MC
15927 Biscayne Blvd
Ma-Cuervo Insurance Group
Umbrella Insurance Agent · North Miami Beach, FL

For clients choosing umbrella insurance, one-time policy setup provides immediate liability protection above standard auto and home limits, while recurring annual review options ensure coverage adjusts with changing assets or risks. As an umbrella insurance agent in North Miami Beach, FL, Ma-Cuervo Insurance Group serves local property owners and drivers seeking added financial security against major claims or lawsuits. Service operates on an as-needed basis for initial consultations and during policy renewal periods.

AD
16123 Biscayne Blvd
AllStar Direct Insurance & Financial Services
Umbrella Insurance Agent · North Miami Beach, FL

AllStar Direct Insurance & Financial Services in North Miami Beach, FL, specializes in umbrella insurance policies and provides general liability coverage for local residents and businesses. These services help extend protection beyond standard home or auto policies for added security against unforeseen events. As an umbrella insurance agent, it assists clients in reviewing their current risk exposure and customizing higher liability limits for comprehensive protection. This support proves especially valuable during hurricane season, when storm-related claims can exceed basic policy limits in the South Florida area.

RI
17101 NE 19th Ave
Royalty Insurance Agency
Umbrella Insurance Agent · North Miami Beach, FL

Royalty Insurance Agency provides comprehensive umbrella coverage options in North Miami Beach, Florida, designed to extend liability protection beyond standard auto and homeowners policies. Its service approach includes personalized risk assessments and routine policy reviews to help clients adjust coverage as circumstances change. The agency serves a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.

EI
167 NE 167th St suite a
Estrella Insurance
Umbrella Insurance Agent · North Miami Beach, FL
(305) 651-7777
agents.estrellainsurance.com/en-us/fl/northmiamibeach/117.html
LI
3909 NE 163rd St
Light Insurance Agency FL
Umbrella Insurance Agent · North Miami Beach, FL
(786) 833-9239
aventurasecurities.com
AW
2040 NE 163rd St #309
All Ways Insurance-Florida
Umbrella Insurance Agent · North Miami Beach, FL
(305) 944-4868
KF
16499 NE 19th Ave #100C
Kenneth Friedman Insurance
Umbrella Insurance Agent · North Miami Beach, FL
(305) 945-3523

What Does an a Umbrella Insurance Agent in North Miami Beach Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Premiums vary based on your driving record, home value, and number of properties. Some insurers may require you to carry specific underlying limits on your auto or home policy. This is general information and not insurance advice.

About umbrella insurance agents in North Miami Beach

An umbrella insurance agent in North Miami Beach Florida helps you secure extra liability coverage beyond your auto or homeowners policy. Florida law requires minimum auto liability limits but does not mandate umbrella insurance. However, given the high number of uninsured drivers in the state, many residents choose umbrella policies for added financial protection.

Frequently Asked Questions

What does an umbrella insurance agent in North Miami Beach do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. This agent can explain how umbrella insurance protects your assets from large claims or lawsuits in Florida.

Do I need umbrella insurance in Florida?

Umbrella insurance is not required by Florida law but is recommended if you have significant assets or face higher liability risks. Florida has a high rate of uninsured motorists and a litigious environment, making extra coverage valuable for many residents.

How much umbrella coverage should I get in North Miami Beach?

Most agents recommend starting with one million dollars in umbrella coverage. Higher limits such as two million or five million are available for those with substantial assets. Your agent can help you choose a limit based on your net worth and risk factors.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.