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Umbrella Insurance Agents in North Miami Beach, FL
Looking for a umbrella insurance agent in North Miami Beach? Review the directory below to compare your options.
14 agents listed
Updated May 2026
North Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 14 umbrella insurance agents in North Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
1695 NE 163rd St, North Miami Beach, FL 33162
(305) 639-2666
agents.estrellainsurance.com
Del Toro Insurance
313 NE 167th St, North Miami Beach, FL 33162
(305) 249-9500
deltoroinsurance.com
Skylake Insurance
1810 NE Miami Gardens Dr, North Miami Beach, FL 33179
(855) 267-0900
skylakeinsurance.com
Mercado Insurance Agency North Miami
1140 NE 163rd St #11-15, North Miami Beach, FL 33162
(305) 914-5045
mercadoinsuranceagency.com
Univista Insurance
1074 N Miami Beach Blvd, North Miami Beach, FL 33162
(305) 330-1070
univistainsurance.com
Michelle Priestman Desjardins: Allstate Insurance
18383 NE 18th Rd, North Miami Beach, FL 33179
(305) 945-0823
agents.allstate.com
Assure-Us The Insurance Agency
1880 NE 163rd St, North Miami Beach, FL 33162
(305) 956-7818
assureus.us
Estrella Insurance
167 NE 167th St suite a, North Miami Beach, FL 33162
(305) 651-7777
agents.estrellainsurance.com
Ma-Cuervo Insurance Group
15927 Biscayne Blvd, North Miami Beach, FL 33160
(305) 956-9992
macuervoinsurance.com
AllStar Direct Insurance & Financial Services
16123 Biscayne Blvd, North Miami Beach, FL 33160
(305) 754-7414
allstardirect.com
Royalty Insurance Agency
17101 NE 19th Ave, North Miami Beach, FL 33162
(954) 367-3998
Light Insurance Agency FL
3909 NE 163rd St, North Miami Beach, FL 33160
(786) 833-9239
aventurasecurities.com
All Ways Insurance-Florida
2040 NE 163rd St #309, North Miami Beach, FL 33162
(305) 944-4868
Kenneth Friedman Insurance
16499 NE 19th Ave #100C, North Miami Beach, FL 33162
(305) 945-3523
An umbrella insurance agent in North Miami Beach Florida helps you secure extra liability coverage beyond your auto or homeowners policy. Florida law requires minimum auto liability limits but does not mandate umbrella insurance. However, given the high number of uninsured drivers in the state, many residents choose umbrella policies for added financial protection.
What Does a Umbrella Insurance Agent in North Miami Beach Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Premiums vary based on your driving record, home value, and number of properties. Some insurers may require you to carry specific underlying limits on your auto or home policy. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in North Miami Beach do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. This agent can explain how umbrella insurance protects your assets from large claims or lawsuits in Florida.
Do I need umbrella insurance in Florida?
Umbrella insurance is not required by Florida law but is recommended if you have significant assets or face higher liability risks. Florida has a high rate of uninsured motorists and a litigious environment, making extra coverage valuable for many residents.
How much umbrella coverage should I get in North Miami Beach?
Most agents recommend starting with one million dollars in umbrella coverage. Higher limits such as two million or five million are available for those with substantial assets. Your agent can help you choose a limit based on your net worth and risk factors.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.