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Compare Umbrella Insurance Agents in Miami Lakes, FL

Looking for a umbrella insurance agent in Miami Lakes? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Miami Lakes, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 umbrella insurance agents in Miami Lakes, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida One Insurance
15165 NW 77th Ave, Miami Lakes, FL 33014
(786) 501-2059 floridaoneinsurance.com
AllStar Insurance & Taxes
16010 NW 57th Ave Suite 110, Miami Lakes, FL 33014
(305) 909-6886 allstarinsuranceandtaxes.com
HoneyQuote | Florida Home Insurance
5875 NW 163rd St #207, Miami Lakes, FL 33014
(561) 264-2614 honeyquote.com
Estrella Insurance
15434 NW 77th Ct, Miami Lakes, FL 33016
(305) 828-3311 agents.estrellainsurance.com
NSI Insurance Group
5875 NW 163rd St #207, Miami Lakes, FL 33014
(305) 556-1488 nsigroup.org
Equiinsurance
14062 NW 82nd Ave, Miami Lakes, FL 33016
(305) 557-5578 equiinsurance.com
Preferred Insurance Advisors Inc.
14100 Palmetto Frontage Rd suite 320, Miami Lakes, FL 33016
(305) 698-9880 preferredinsurance9.godaddysites.com
GreatFlorida Insurance: Linette Gutierrez
15271 NW 60th Ave Suite 202, Miami Lakes, FL 33014
(305) 260-6518 miamilakes.greatflorida.com
Feel Safe Insurance DBA Good Deal Insurance Agency
7900 Oak Ln SUITE 478, Miami Lakes, FL 33016
(786) 456-5195
Goosehead Insurance - Nick Tejedor
7900 Oak Ln Suite 400, Office 408, Miami Lakes, FL 33016
(786) 565-4512 goosehead.com
Global Insurance Agency
6175 NW 153rd St STE 100, Miami Lakes, FL 33014
(305) 387-7677 globalinsurancefla.com
A & M Falero Insurance
6447 Miami Lakes Dr #100, Miami Lakes, FL 33014
(305) 828-3230 faleroinsurance.com
I-ensure | Health and Life Insurance Agency Miami
14100 Palmetto Frontage Rd UNIT 104, Miami Lakes, FL 33016
(305) 600-0269 i-ensure.com
Option 1 Insurance Agency
6625 Miami Lakes Dr STE 448, Miami Lakes, FL 33014
(305) 901-9993 option1insurance.com
Mily's Insurance
6625 Miami Lakes Dr #224, Miami Lakes, FL 33014
(305) 306-8094 gooddealinsuranceagency.com
QUOTE MY INSURANCE by Mutual Insurance Group
15050 NW 79th Ct Suite 104B, Miami Lakes, FL 33016
(305) 820-0600 quotemyins.com

Umbrella insurance provides an extra layer of liability protection beyond your standard home and auto policies. In Miami Lakes Florida, this coverage is especially important due to the high cost of living and frequent hurricane-related claims. An agent can help you tailor a policy to shield your savings and future earnings from major lawsuits.

What Does a Umbrella Insurance Agent in Miami Lakes Cost?

In Florida, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. For 2 million dollars in coverage, the annual premium often ranges from 250 to 500 dollars. Costs vary based on your home value, number of vehicles, driving record, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Miami Lakes?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your home or auto insurance limits are exhausted. They assess your assets and risks to recommend appropriate coverage amounts. In Florida, agents must be licensed by the state and follow Florida insurance regulations.
How much umbrella insurance do I need in Miami Lakes Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. Florida law does not set a minimum amount for umbrella policies, but higher limits provide greater protection against lawsuits. Your agent can help you decide based on your net worth and risk factors.
Are there Florida-specific rules for umbrella insurance policies?
Yes, Florida requires umbrella policies to follow state insurance code and be filed with the Florida Office of Insurance Regulation. Umbrella coverage does not cover intentional acts or business liabilities. Florida also has a four-year statute of limitations for personal injury lawsuits, which makes umbrella coverage a smart safeguard.