The top-rated umbrella insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,063 reviews. Other highly rated options include AllStar Insurance & Taxes, Estrella Insurance, HoneyQuote | Florida Home Insurance. This directory lists 16 umbrella insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 3 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 4 | HoneyQuote | Florida Home Insurance | 5875 NW 163rd St #207 | (561) 264-2614 |
| 5 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 6 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 7 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
| 8 | Preferred Insurance Advisors Inc. | 14100 Palmetto Frontage Rd suite 320 | (305) 698-9880 |
| 9 | Feel Safe Insurance DBA Good Deal Insurance Agency | 7900 Oak Ln SUITE 478 | (786) 456-5195 |
| 10 | Goosehead Insurance - Nick Tejedor | 7900 Oak Ln Suite 400, Office 408 | (786) 565-4512 |
Florida One Insurance serves residents and property owners throughout Miami-Dade County from its Miami Lakes location as an umbrella insurance agent. It offers liability coverage that extends beyond standard homeowners or auto policies, helping clients protect assets against major claims or lawsuits. The company advises on policy layers for personal liability and excess coverage. It handles high-limit umbrella policies and loss assessment protection for the local area.
AllStar Insurance & Taxes provides umbrella insurance coverage to help clients protect their assets against major claims. It delivers comprehensive excess liability policies that extend beyond standard home or auto coverage, giving policyholders an added layer of financial security. The agency offers personalized risk assessments to tailor umbrella plans to individual needs and assists with policy management throughout the year. Its clientele includes owners of single-family homes, apartments, retail spaces, and restaurants, ensuring broad support for various property types in the Miami Lakes area.
Estrella Insurance in Miami Lakes is known for providing supplemental liability protection that goes beyond standard policy limits. The agency serves local homeowners, drivers, and small business owners seeking broader financial safeguards against unforeseen lawsuits. Covering a wide range of underlying policies, its services include personal umbrella liability and commercial liability extensions. An attorney-reviewed policy from this agent can add crucial protection for rental properties, helping shield assets from claims on multiple real estate holdings.
HoneyQuote | Florida Home Insurance in Miami Lakes serves homeowners, businesses, and property managers seeking umbrella insurance to secure additional liability protection beyond their standard policies. The agency helps clients understand the importance of this extra coverage for significant assets and potential lawsuits. It navigates local risk factors common to South Florida properties. Their service area extends to surrounding communities such as Hialeah and the greater Miami metropolitan region.
Equiinsurance in Miami Lakes, Florida, provides umbrella insurance coverage through either a one-time policy purchase or a recurring renewal option. This extra liability protection extends beyond standard home and auto limits, offering financial security against major claims or lawsuits. The added coverage can be tailored to safeguard personal assets and future earnings. Service arrangements for the policy run on a scheduled annual renewal basis.
Serving Miami Lakes, Fort Lauderdale, and the surrounding South Florida communities, NSI Insurance Group handles umbrella coverage designed to extend liability protection beyond standard home and auto policies. The agency helps clients close gaps in their existing coverage, safeguarding assets against major claims or lawsuits. To manage a typical job, it first reviews a client’s current policies and risk exposure, then secures additional layers of liability insurance from a carrier to ensure comprehensive financial protection.
As homes in Miami Lakes endure summer storms and unpredictable tropical weather, GreatFlorida Insurance: Linette Gutierrez assists residents in securing umbrella coverage for extra liability protection. This agency works with policies that sit above standard homeowners or auto insurance, offering an additional layer of financial safety. The process begins with a detailed review of a client’s existing coverage, followed by a straightforward inspection of any property or risk factors involved.
Preferred Insurance Advisors Inc. in Miami Lakes, Florida, offers umbrella insurance agent services specializing in extending liability coverage beyond standard policies. The company also advises clients on securing personal or commercial excess liability protection for broader financial safety. With Miami’s frequent tropical storms and heavy flooding, umbrella coverage helps safeguard assets from lawsuit claims following weather-related accidents or neighbor property damage. This local agent guides residents in addressing gaps left by homeowners or auto policies during hurricane season, ensuring adequate protection against unforeseen legal expenses.
Feel Safe Insurance, known locally as Good Deal Insurance Agency, provides general liability coverage from its Miami Lakes office. It specializes in offering umbrella insurance policies, which extend liability protection beyond the limits of standard home and auto plans to shield personal assets from major claims. The agency serves a diverse clientele, including commercial operations such as offices and warehouses, as well as food service businesses requiring tailored risk management solutions.
Goosehead Insurance - Nick Tejedor provides residential umbrella liability coverage in Miami Lakes, Florida. Commercial umbrella insurance is also available to local businesses seeking extra policy layers. Clients throughout Miami Lakes and the broader area benefit from detailed risk assessment and policy matching. After an initial consultation and policy setup, the agency maintains contact for follow-up needs and helps adjust coverage limits between regular six-month renewal visits.
What Does an a Umbrella Insurance Agent in Miami Lakes Cost?
In Florida, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. For 2 million dollars in coverage, the annual premium often ranges from 250 to 500 dollars. Costs vary based on your home value, number of vehicles, driving record, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Miami Lakes
Umbrella insurance provides an extra layer of liability protection beyond your standard home and auto policies. In Miami Lakes Florida, this coverage is especially important due to the high cost of living and frequent hurricane-related claims. An agent can help you tailor a policy to shield your savings and future earnings from major lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent do in Miami Lakes?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your home or auto insurance limits are exhausted. They assess your assets and risks to recommend appropriate coverage amounts. In Florida, agents must be licensed by the state and follow Florida insurance regulations.
How much umbrella insurance do I need in Miami Lakes Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets. Florida law does not set a minimum amount for umbrella policies, but higher limits provide greater protection against lawsuits. Your agent can help you decide based on your net worth and risk factors.
Are there Florida-specific rules for umbrella insurance policies?
Yes, Florida requires umbrella policies to follow state insurance code and be filed with the Florida Office of Insurance Regulation. Umbrella coverage does not cover intentional acts or business liabilities. Florida also has a four-year statute of limitations for personal injury lawsuits, which makes umbrella coverage a smart safeguard.
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