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Find Umbrella Insurance Agents Near You in Miami, FL

Browse umbrella insurance agents serving Miami, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Miami, Florida is First Choice Insurance Agency Corp, rated 5.0 stars across 1,892 reviews. Other highly rated options include USA General Insurance Corporation, Dulcinea Insurance Agency, Blue Sky Insurance & Immigration Services. This directory lists 95 umbrella insurance agents serving Miami.

Showing 95 umbrella insurance agents in Miami, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Choice Insurance Agency Corp7540 SW 117th Ave(786) 360-1021
2USA General Insurance Corporation13631 SW 26th St(305) 386-3305
3Dulcinea Insurance Agency1840 Coral Wy #221(786) 910-9487
4Blue Sky Insurance & Immigration Services1619 SW 107th Ave(786) 391-3886
5Neighbors Insurance Agency7130 SW 43rd St(305) 265-8585
6American Insurance Point - AIP FLORIDA999 Brickell Ave # 410(305) 440-0212
7Caley Insurance12260 SW 8th St Suite #122(305) 800-2985
8Manny Morin - State Farm Insurance Agent10651 N Kendall Dr #111(305) 598-5821
9Estrella Insurance12460 SW 8th St Suite #101(305) 553-4800
10E&L Insurance1241 SW 27th Ave(305) 541-1002
FC
7540 SW 117th Ave
First Choice Insurance Agency Corp
Umbrella Insurance Agent · Miami, FL

First Choice Insurance Agency Corp in Miami, Florida provides umbrella insurance policies that extend extra liability protection beyond standard home or auto coverage. Its service plans include policy review consultations to help clients understand their personal coverage gaps. The company also offers assistance with adjusting coverage limits as clients acquire new assets. It provides ongoing support for claim-related inquiries involving secondary liability layers. This agency handles protection for single-family homes, apartments, retail locations, and restaurants.

UG
13631 SW 26th St
USA General Insurance Corporation
Umbrella Insurance Agent · Miami, FL

USA General Insurance Corporation serves homeowners, businesses, and property managers in Miami, Florida, by helping them secure umbrella insurance policies that provide extra liability coverage beyond standard limits. The agency assists clients in navigating policy options to protect assets from major claims or lawsuits. Its work focuses on layering additional coverage for residential and commercial properties, ensuring clients have broader financial safeguards. The company also extends its services to residents and operators in the nearby Fort Lauderdale metropolitan area.

DI
1840 Coral Wy #221
Dulcinea Insurance Agency
Umbrella Insurance Agent · Miami, FL

Dulcinea Insurance Agency in Miami, Florida, assists clients with both one-time liability policies and recurring coverage that is renewed each term. Umbrella insurance adds an extra layer of protection above a primary auto or homeowners policy, providing higher limits when a major claim is made. The agency serves residents in the surrounding area who need to safeguard their personal assets against unforeseen lawsuits. All service is available on an as-needed basis for individuals seeking a quote or policy review.

BS
1619 SW 107th Ave
Blue Sky Insurance & Immigration Services
Umbrella Insurance Agent · Miami, FL

Blue Sky Insurance & Immigration Services in Miami, FL specializes in umbrella insurance agent work alongside immigration services. It helps clients extend their liability coverage beyond standard home and auto policies, offering financial protection against major claims or lawsuits. In hurricane-prone Miami, this agent particularly assists homeowners with additional coverage gaps that arise after storm-related property damage claims are made.

NI
7130 SW 43rd St
Neighbors Insurance Agency
Umbrella Insurance Agent · Miami, FL

Neighbors Insurance Agency provides general liability coverage to clients in the Miami area. The firm specializes in umbrella insurance, offering an extra layer of protection above standard policy limits to guard against major claims or lawsuits. This added coverage helps individuals and businesses manage financial risk from unforeseen incidents. The agency serves commercial sectors such as offices, warehouses, and food service operations.

AI
999 Brickell Ave # 410
American Insurance Point - AIP FLORIDA
Umbrella Insurance Agent · Miami, FL

American Insurance Point - AIP FLORIDA in Miami provides residential umbrella insurance services, helping homeowners protect personal assets from major liability claims. The company also supports commercial clients in Miami with additional coverage layers that fill gaps in existing policies. Serving the Miami area, they offer consultations that clarify how an umbrella policy works with underlying auto and home insurance. Policyholders can contact the office between regular visits when adjusting coverage limits to match changing property values or life circumstances.

CI
12260 SW 8th St Suite #122
Caley Insurance
Umbrella Insurance Agent · Miami, FL

Caley Insurance serves Hialeah, Florida, and the surrounding Miami-Dade County communities with dedicated umbrella insurance agent services. The company handles personal and commercial umbrella policies designed to provide additional liability coverage beyond standard home or auto limits. It reviews each client’s existing insurance portfolio to identify potential gaps in coverage and recommends appropriate supplemental liability layers. For a typical job, it takes time to assess individual risk exposures and then presents clear options that extend protection against large claims.

MM
10651 N Kendall Dr #111
Manny Morin - State Farm Insurance Agent
Umbrella Insurance Agent · Miami, FL

Manny Morin - State Farm Insurance Agent serves Miami homeowners, businesses, and property managers seeking umbrella insurance to extend liability coverage beyond standard policies. This agent helps clients protect assets against major claims and lawsuits that could otherwise exceed underlying policy limits. Umbrella insurance here covers legal defense costs and settlements for incidents on residential or commercial property. The agency also assists neighbors in Kendall, offering similar personalized risk management solutions for additional property and asset protection in the surrounding metro area.

EI
12460 SW 8th St Suite #101
Estrella Insurance
Umbrella Insurance Agent · Miami, FL

Estrella Insurance serves Miami homeowners with liability protection beyond standard policy limits. The agency also offers commercial umbrella coverage for businesses managing greater risk exposure via a single agent. Clients throughout the city receive tailored advice to coordinate excess layers with their underlying property and auto policies. Account reviews accommodate seasonal changes in assets or operations, encouraging regular follow‑up for updated needs between each renewal period.

EI
1241 SW 27th Ave
E&L Insurance
Umbrella Insurance Agent · Miami, FL

E&L Insurance, based in Miami, Florida, is a local agency recognized for providing personal umbrella coverage that extends liability protection beyond standard auto, home, and watercraft policies. Its service range helps clients safeguard assets against major claims and lawsuits common in the region. The company typically works with both high-net-worth individuals and families seeking extra security. An additional specialty service it can offer is excess liability coverage for rental properties in the area.

EI
3750 W Flagler St
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 446-6822
agents.estrellainsurance.com/en-us/fl/miami/101.html
IP
11402 NW 41 St ste 210 Doral
Insurance Professionals USA - Obamacare Health
Umbrella Insurance Agent · Miami, FL
(786) 577-3636
insprousa.com
AC
12905 SW 42nd St Suite 110
Absolute Choice Insurance
Umbrella Insurance Agent · Miami, FL
(305) 275-1777
absolutechoiceinsurance.com
AP
2450 SW 137th Ave Suite 233
American Premier Insurance Group INC DBA Globalgreen Insurance Agency
Umbrella Insurance Agent · Miami, FL
(786) 701-3998
americanpremierins.com
AI
11695 NW 7th Ave
Admiral Insurance Agency
Umbrella Insurance Agent · Miami, FL
(305) 621-2939
UI
1680 Coral Wy
Univista Insurance
Umbrella Insurance Agent · Miami, FL
(786) 671-3255
univistainsurance.com/location/miami-fl-33145-1
RC
10800 Biscayne Blvd Suite 310
Rovner & Company, LLC
Umbrella Insurance Agent · Miami, FL
(561) 287-6279
rovnerco.com
EI
2032 NW 17th Ave
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 326-1155
agents.estrellainsurance.com/en-us/fl/miami/120.html
IN
12005 SW 117th Ave
Insurance Nation
Umbrella Insurance Agent · Miami, FL
(305) 412-2205
insurancenation.com
GI
9100 S Dadeland Blvd Suite 1500 Office 1560
GreatFlorida Insurance: Anakarina Callejas
Umbrella Insurance Agent · Miami, FL
(305) 515-5613
kendall.greatflorida.com
KT
11980 SW 144th Ct #208
Kingdom Tree Insurance Group
Umbrella Insurance Agent · Miami, FL
(305) 225-7400
ktinsurancegroup.com
NI
12001 SW 128th Ct #210
NSI Insurance Kendall
Umbrella Insurance Agent · Miami, FL
(305) 441-9932
kendall.nsigroup.org
II
9380 Sunset Dr Suite 216
InsureChoice Insurance Inc.
Umbrella Insurance Agent · Miami, FL
(305) 974-1444
insurechoiceins.com
EI
13788 SW 152nd St
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 256-0100
agents.estrellainsurance.com/en-us/fl/miami/113.html
GI
8730 NE 2nd Ave
GreatFlorida Insurance: Melissa Raposo
Umbrella Insurance Agent · Miami, FL
(305) 400-9088
miamishores.greatflorida.com
AI
14310 SW 8th St #0416
Amor Insurance
Umbrella Insurance Agent · Miami, FL
(305) 780-1747
amorinsurance.com
SI
1370 W Flagler St
SOL Insurance Agency
Umbrella Insurance Agent · Miami, FL
(305) 643-2333
solinsurance.com
EI
20708 S Dixie Hwy
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 278-9710
agents.estrellainsurance.com/en-us/fl/miami/167.html
EI
9666 SW 24th St
Eagle Insurance 3
Umbrella Insurance Agent · Miami, FL
(305) 403-4744
eagleins3.com
TI
7400 SW 50th Terrace STE 207
Temax Insurance, Inc
Umbrella Insurance Agent · Miami, FL
(786) 539-5989
temaxinsurance.com
AI
12855 SW 136th Ave Suite 105
A&E Insurance Agency LLC
Umbrella Insurance Agent · Miami, FL
(954) 281-5622
aeinsurancefl.com
EI
2560 NE Miami Gardens Dr
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 779-2457
agents.estrellainsurance.com/en-us/fl/miami/181.html
VC
15116 Sunset Dr
Vivian Cobos - State Farm Insurance Agent
Umbrella Insurance Agent · Miami, FL
(305) 547-9491
viviancobosmysfinsurance.com
EI
2687 SW 25th Ter
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 503-4120
agents.estrellainsurance.com/en-us/fl/miami/170.html
EI
1201 SW 8th St Unit # B
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 859-8558
agents.estrellainsurance.com/en-us/fl/miami/110.html
EI
14772 SW 56th St
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 387-2040
agents.estrellainsurance.com/en-us/fl/miami/112.html
CP
12955 SW 42nd St STE 11
Continental Property &Casualty
Umbrella Insurance Agent · Miami, FL
(305) 207-7889
continentalpac.com
AI
932 SW 67th Ave
Alhambra Insurance
Umbrella Insurance Agent · Miami, FL
(305) 774-9210
alhambrains.com
AT
11362 SW 184th St
At Tamiami Insurance
Umbrella Insurance Agent · Miami, FL
(305) 233-9223
attamiamicorp.com
EI
13520 SW 120th St Suite #104
Estrella Insurance
Umbrella Insurance Agent · Miami, FL
(305) 961-1626
agents.estrellainsurance.com/en-us/fl/miami/136.html
II
7990 SW 117th Ave #209
International Insurance Center, Inc.
Umbrella Insurance Agent · Miami, FL
(305) 279-5446
iic.cc
EI
279 NW 58th St
Emergent Insurance Agency
Umbrella Insurance Agent · Miami, FL
(305) 814-4514
emergentinsuranceagency.com
SP
11264 SW 232nd St
Silver Palm Insurance
Umbrella Insurance Agent · Miami, FL
(305) 257-2970
silverpalminsurance.com
HI
2742 SW 8th St #211
Hello Insurance
Umbrella Insurance Agent · Miami, FL
(954) 662-0662
helloinsuranceagents.com
AI
10643 SW 88th St STE F
Americana Insurance
Umbrella Insurance Agent · Miami, FL
(305) 363-5994
SI
7371 SW 8th St
Simplecare Insurance
Umbrella Insurance Agent · Miami, FL
(305) 702-0459
simplecare.solutions
AU
12150 SW 128th Ct #202
American US Insurance
Umbrella Insurance Agent · Miami, FL
(800) 868-9170
amerinsured.com
SI
7855 SW 40th St
Super Insurance Services
Umbrella Insurance Agent · Miami, FL
(305) 262-3443
superinsuranceservice.com
PI
7201 Coral Wy
PTL Insurance Associates, Inc.
Umbrella Insurance Agent · Miami, FL
(305) 262-7094
ptlinsurance.net
FI
3399 NW 72nd Ave Suite 223
The Future Insurance
Umbrella Insurance Agent · Miami, FL
(844) 447-3509
thefutureinsurance.com/en/contact
GI
12485 SW 137th Ave Suite 201
Goosehead Insurance - Alberto Jimenez, Alexa Azor & Gustavo Reyes
Umbrella Insurance Agent · Miami, FL
(786) 723-7166
goosehead.com/agents/fl/miami/alberto-jimenez,-alexa-azor-and-gustavo-reyes
DM
13802 N Kendall Dr
Deborah Marcus: Allstate Insurance
Umbrella Insurance Agent · Miami, FL
(305) 385-6661
agents.allstate.com/deborah-marcus-miami-fl.html
TI
15192 SW 137th St
Triton Insurance Group
Umbrella Insurance Agent · Miami, FL
(305) 842-3601
tritonagency.com/miami-insurance-agents
WI
1111 Brickell Ave Suite 169
We Insure Downtown Miami
Umbrella Insurance Agent · Miami, FL
(458) 265-3535
weinsure-miami.com
JI
10755 SW 104th St
JV Insurance Agency
Umbrella Insurance Agent · Miami, FL
(305) 253-7555
southdadeinsurance.com
GV
11510 SW 147th Ave Unit 19
Gerardo Varela: Allstate Insurance
Umbrella Insurance Agent · Miami, FL
(305) 351-4194
agents.allstate.com/gerardo-varela-miami-fl.html
PI
12750 SW 128th St #210
Prestige Insurance Group
Umbrella Insurance Agent · Miami, FL
(305) 969-8776
prestigeinsurance.com
GI
4635 SW 75th Ave
Goosehead Insurance - Jullyana Cedeno
Umbrella Insurance Agent · Miami, FL
(786) 706-4661
goosehead.com/agents/fl/miami/jullyana-cedeno
NI
11160 N Kendall Dr #103
Neighbors Insurance Kendall
Umbrella Insurance Agent · Miami, FL
(305) 345-7305
neighborsinsurancekendall.com
II
UPSTAIRS (Blue Door, 10585 SW 109th Ct Suite 208
IS Insurance Specialists, LLC
Umbrella Insurance Agent · Miami, FL
(786) 840-0040
MI
12039 SW 132nd Ct STE. 345
Millennial Insurance Agency, Inc - Miami FL
Umbrella Insurance Agent · Miami, FL
(305) 239-7105
millennialinsuranceagency.com
GI
18988 W Dixie Hwy
GreatFlorida Insurance: Michael Crespo
Umbrella Insurance Agent · Miami, FL
(954) 210-8600
aventura.greatflorida.com
GI
10689 N Kendall Dr Suite 208
GGA Insurance & Bonds
Umbrella Insurance Agent · Miami, FL
(800) 442-7919
ggainsurancegroup.com
SS
12905 SW 42nd St Ste108
Sunny State Insurance
Umbrella Insurance Agent · Miami, FL
(305) 747-7553
sunnystateins.com
MI
2200 SW 16th St #212
Miami International Insurance Agency, Inc.
Umbrella Insurance Agent · Miami, FL
(305) 856-3333
e2insurance.com
UI
7330 NW 8th St
Universal Insurance
Umbrella Insurance Agent · Miami, FL
(786) 223-4807
universalinsurances.info
KB
9000 SW 152nd St #106
Kings Bay Insurance LLC
Umbrella Insurance Agent · Miami, FL
(305) 254-7733
kingsbayinsurance.com
TI
12817 SW 42nd St
Total Insurance Systems
Umbrella Insurance Agent · Miami, FL
(305) 220-0144
totalinsurance.com
TC
10631 N Kendall Dr
Top Coverage Insurance Kendall
Umbrella Insurance Agent · Miami, FL
(786) 627-4501
BI
14221 SW 120th St Suite 206
BTP Insurance LLC
Umbrella Insurance Agent · Miami, FL
(786) 409-7153
btpinsurance.net
SI
10061 SW 72nd St
Sunshine Insurance Agency inc
Umbrella Insurance Agent · Miami, FL
(305) 559-7873
sunshineinsuranceonline.com
ID
2450 SW 137th Ave #219
The Insurance Discount Shops
Umbrella Insurance Agent · Miami, FL
(305) 225-6600
insurancediscountshops.com
GI
13301 SW 132nd Ave Suite 215
Goosehead Insurance - Adrian Obregon
Umbrella Insurance Agent · Miami, FL
(305) 414-2981
goosehead.com/agents/fl/miami/adrian-obregon
NS
9425 FL-986 Suite 142-A
NU Sure Insurance Group
Umbrella Insurance Agent · Miami, FL
(833) 368-7873
nusureins.com
II
7100 SW 99th Ave Suite 203
iSure Insurance Brokers
Umbrella Insurance Agent · Miami, FL
(305) 223-2533
isurepro.com
RR
12485 SW 137th Ave #110
Ramses Rivero: Allstate Insurance
Umbrella Insurance Agent · Miami, FL
(904) 452-7770
agents.allstate.com/ramses-rivero-miami-fl-26774752.html
WI
10647 N Kendall Dr Suite 101
We Insure Miami - Maria Maghak
Umbrella Insurance Agent · Miami, FL
(786) 297-9350
weinsureitright.com
DT
9698 SW 160th St
Del Toro Insurance Palmetto Bay
Umbrella Insurance Agent · Miami, FL
(786) 567-9975
AT
9360 FL-986 #240
American Trust Insurance
Umbrella Insurance Agent · Miami, FL
(305) 270-2220
americantrustins.com
AI
11890 SW 8th St Suite 505
Actual Insurance Underwriters
Umbrella Insurance Agent · Miami, FL
(786) 229-4502
actualinsurance.net
EI
13500 SW 88th St Suite 287-291
EM Insurance and Financial Services
Umbrella Insurance Agent · Miami, FL
(305) 509-8462
eminsuranceservices.com
AI
12039 SW 132nd Ct #3
AMCO INSURANCE OF TAMIAMI
Umbrella Insurance Agent · Miami, FL
(786) 592-2025
EI
12595 SW 137th Ave STE 204
Elena Insurance - JGI Agency
Umbrella Insurance Agent · Miami, FL
(305) 582-1861
johngaltinsurancehub.com
CI
1250 SW 2nd St
Complete Insurance FL
Umbrella Insurance Agent · Miami, FL
(786) 358-8822
WI
10644 Kendale Blvd
Wise Insurance Services FL
Umbrella Insurance Agent · Miami, FL
(786) 371-0144
TI
5600 SW 135th Ave #110b
TALLON INSURANCE,INC
Umbrella Insurance Agent · Miami, FL
(305) 408-2758
talloninsurance.com
NI
2122 SW 67th Ave
NSI Insurance Coral Gables
Umbrella Insurance Agent · Miami, FL
(305) 265-0112
nsigroup.org/contact/coral-gables-fl-insurance
MI
3313 NW 7th St
Miami Insurance Agency
Umbrella Insurance Agent · Miami, FL
(305) 541-4553
TI
13205 SW 137th Ave #111
Tamiami Insurance & Services Inc
Umbrella Insurance Agent · Miami, FL
(305) 255-6685
AI
9010 SW 137th Ave Suite 208
AMAYA Insurance
Umbrella Insurance Agent · Miami, FL
(305) 380-9887
1S
14150 SW 129th St
A 1-Stop Insurance Agency Inc.
Umbrella Insurance Agent · Miami, FL
(305) 441-7100
insuranceladies.com
UP
10631 N Kendall Dr Suite 207
UMBRELLA PROTECTION INSURANCE, LLC
Umbrella Insurance Agent · Miami, FL
(305) 964-7464
umbrellainsurancefl.com
BR
11609 N Kendall Dr
Buywise / R Wine Insurance Agency
Umbrella Insurance Agent · Miami, FL
(305) 598-6549
AI
953 SW 122nd Ave
Alelea Insurance
Umbrella Insurance Agent · Miami, FL
(305) 856-5896
BB
14261 SW 120th St Suite 108-601
Best Buy Insurance Group
Umbrella Insurance Agent · Miami, FL
(786) 550-8825

What Does an a Umbrella Insurance Agent in Miami Cost?

In Florida, a one million dollar umbrella insurance policy usually costs between 150 and 400 dollars annually. Higher coverage amounts, such as two million or five million dollars, will increase the premium. Your final cost depends on your personal risk profile, including your driving record and the value of your assets. This is general information and not insurance advice.

About umbrella insurance agents in Miami

An umbrella insurance agent in Miami helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. In Florida, where hurricane damage and car accident claims are common, umbrella policies can provide a crucial extra layer of financial protection. These policies typically start at one million dollars in coverage and can shield your assets from large lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Miami do?

An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that extends your coverage limits. They explain how umbrella insurance works with your existing home and auto policies to protect your savings and future income.

Do I need umbrella insurance in Florida?

Florida has high rates of car accidents and hurricane-related property claims, which increase your risk of being sued. Umbrella insurance is especially useful if you own a home, have significant savings, or frequently host guests on your property.

How much does umbrella insurance cost in Miami?

Typical umbrella insurance premiums in Florida range from 150 to 400 dollars per year for one million dollars in coverage. Costs vary based on your risk factors, including the number of vehicles and properties you own.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.