The top-rated umbrella insurance agent in Land O' Lakes, Florida is Florida Educators Insurance and GAC Wealth Management, rated 5.0 stars across 664 reviews. Other highly rated options include Oakes and Associates Insurance, A&B Insurance and Financial, Dieguez Insurance Enterprises Inc. This directory lists 12 umbrella insurance agents serving Land O' Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Educators Insurance and GAC Wealth Management | 2660 Stonewood Pk Lp | (813) 600-3268 |
| 2 | Oakes and Associates Insurance | 5492 Land O' Lakes Blvd | (813) 996-4111 |
| 3 | A&B Insurance and Financial | 20537 Amberfield Dr | (813) 288-9500 |
| 4 | Dieguez Insurance Enterprises Inc | 7904 Land O' Lakes Blvd | (813) 591-6161 |
| 5 | The Welch Group | 17221 Camelot Ct UNIT 101 | (727) 835-1500 |
| 6 | Suncoast Insurance Advisors | 16703 Early Riser Ave Suite 218 | (813) 522-5505 |
| 7 | Insurance Center Of Connerton | 6943 Land O' Lakes Blvd | (813) 388-6833 |
| 8 | GreatFlorida Insurance - Katie Bresciani | 20735 Sterlington Dr Unit 101 | (813) 475-5411 |
| 9 | A Kilbride Insurance | 2438 Land O' Lakes Blvd | (813) 996-7467 |
| 10 | Blue Rock Insurance | 5230 Land O' Lakes Blvd #428 | (813) 200-8454 |
Florida Educators Insurance and GAC Wealth Management serves clients throughout Pasco County from its location in Land O´ Lakes, Florida. The agency specializes in umbrella insurance agent services, providing coverage that extends liability protection beyond standard home and auto policies. Umbrella policies help safeguard personal assets against major claims and lawsuits. This firm handles the evaluation of individual risk exposure and the placement of additional liability limits with major carriers. Specific services include tailoring umbrella coverage for educators and structuring personal liability solutions to protect accumulated wealth.
Oakes and Associates Insurance provides general umbrella liability coverage to clients in the Land O’ Lakes area, offering policies that extend protection beyond standard home and auto limits. The agency helps customers review existing exposures and adjust umbrella coverage as personal assets or lifestyle needs evolve. Typical policy management includes annual policy reviews and assistance with claims reporting. Properties served by Oakes and Associates include single-family homes, apartments, retail locations, and restaurants.
A&B Insurance and Financial in Land O' Lakes, FL serves homeowners, businesses, and property managers by providing umbrella insurance policies that add extra liability protection beyond standard coverage limits. The agency helps clients in the area safeguard their assets from major claims and lawsuits. It also offers services to residents and commercial clients in the neighboring communities of Wesley Chapel and the greater Tampa Bay metro.
For clients with simpler needs, a single consultation may suffice, while those facing ongoing liability concerns often choose a recurring review arrangement. Dieguez Insurance Enterprises Inc in Land O' Lakes, FL assists individuals and businesses in obtaining umbrella insurance, which extends liability protection beyond standard auto or homeowner policies. This coverage helps safeguard personal assets, rental properties, or business exposure in designated circumstances. Their services for this category typically are provided on an as-needed basis, arranged when a client requests a policy review, a limit adjustment, or a new policy quote.
The Welch Group serves the Land O' Lakes area and surrounding Florida communities. As an umbrella insurance agent, it handles policies that provide additional liability coverage beyond standard home and auto limits. This protection helps clients safeguard personal assets against major claims or lawsuits. The company evaluates each client's specific risk exposure to determine appropriate coverage levels. It then coordinates seamlessly with existing primary insurance policies. The Welch Group typically reviews a client's property values, vehicles, and assets to calculate the needed excess coverage before presenting policy options.
Suncoast Insurance Advisors offers specialty services as an umbrella insurance agent in Land O' Lakes, FL, providing supplemental liability coverage that extends beyond standard homeowners and auto policies. The company generally works with clients to protect assets from large claims or lawsuits that exceed underlying policy limits, assisting with risk assessment and policy selection. Before Florida’s busy hurricane season, it helps homeowners evaluate their liability gaps caused by storm-related incidents or property damage claims.
As seasonal storms and unexpected liabilities from guests or contractors become more frequent in Land O' Lakes, property owners often seek broader liability protection. Insurance Center Of Connerton provides umbrella insurance policies designed to extend coverage beyond standard home and auto limits, offering an additional layer of financial security. Their process begins with a careful review of your existing policies and personal assets to identify gaps in coverage. This initial assessment helps determine an appropriate level of extra liability protection to recommend after inspecting your current insurance framework.
GreatFlorida Insurance - Katie Bresciani provides general insurance services in Land O' Lakes, Florida, with a specialty in umbrella insurance. Umbrella policies extend additional liability coverage beyond standard home and auto policies, offering broader protection for clients. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments, ensuring these businesses can obtain higher liability limits to safeguard their assets.
A Kilbride Insurance in Land O' Lakes, FL, is an umbrella insurance agent that helps clients secure extra liability protection beyond standard home and auto policies. This coverage acts as an additional layer of security, guarding against major claims and lawsuits that could exhaust primary limits. It assists local residents and businesses in managing financial exposure through straightforward policy evaluations. For those needing further risk management, the agency also provides advice on adding personal liability coverage for recreational vehicles.
Blue Rock Insurance serves the Land O' Lakes, Florida, area, specializing in Umbrella Insurance Agent services. This agency helps residents secure extra liability coverage that goes beyond standard home and auto policies. An umbrella policy provides vital protection against large claims or lawsuits, offering financial security for local homeowners and drivers. By working with this agent, clients can customize additional coverage limits for their specific needs. The agency handles personal umbrella policies and excess liability insurance for vehicles and properties.
What Does an a Umbrella Insurance Agent in Land O' Lakes Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors such as your driving record, number of properties, and claims history affect the premium. Higher coverage limits and additional risks may increase the cost. This is general information and not insurance advice.
About umbrella insurance agents in Land O' Lakes
An umbrella insurance agent in Land O Lakes Florida helps you secure additional liability coverage beyond your auto and homeowners policies. Florida law requires minimum liability limits for drivers but does not mandate umbrella coverage. An agent can explain how umbrella policies protect your assets from large claims or lawsuits common in this state.
Frequently Asked Questions
What does an umbrella insurance agent in Land O Lakes do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount.
Do I need umbrella insurance in Florida?
Umbrella insurance is not required by Florida law but is highly recommended if you own a home or have significant assets. Florida has a high rate of litigation and severe weather events that can lead to large liability claims. An agent can help you decide if umbrella coverage is right for your situation.
How much umbrella coverage can I get in Land O Lakes Florida?
Umbrella policies typically start at one million dollars in coverage and can go up to five million or more. The amount you need depends on your net worth and potential liability risks. Your agent will help you choose a limit that adequately protects your assets.
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