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HomeUmbrella Insurance AgentsFlorida › Kissimmee

Find Umbrella Insurance Agents Near You in Kissimmee, FL

Browse umbrella insurance agents serving Kissimmee, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kissimmee, Florida is Univista Insurance, rated 4.9 stars across 2,318 reviews. Other highly rated options include Familia Insurance Agency, Estrella Insurance, Discovery Insurance Agency. This directory lists 20 umbrella insurance agents serving Kissimmee.

Showing 20 umbrella insurance agents in Kissimmee, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance2638 N Orange Blossom Trail(407) 964-1727
2Familia Insurance Agency3055 Michigan Ave(407) 847-8007
3Estrella Insurance3309 S Orange Blossom Trail(407) 530-5300
4Discovery Insurance Agency1420 Celebration Blvd STE 105(407) 566-8600
5Acceptance Insurance2439 Pleasant Hill Rd(407) 586-7654
6GreatFlorida Insurance: Kelvin & Charlene Taveras1317 E Vine St(407) 931-3729
7All Floridian Insurance1703 N Main St Suite A(407) 350-5988
8Insurance Pro1112 John Young Pkwy(407) 847-7000
9The Insurance Store USA1906 W Vine St(407) 705-3605
10Amsley Insurance Services907 W Emmett St(407) 261-4252
UI
2638 N Orange Blossom Trail
Univista Insurance
Umbrella Insurance Agent · Kissimmee, FL

Univista Insurance in Kissimmee, Florida, distinguishes between a one-time umbrella policy, which offers a single coverage term for an immediate need, and recurring service, which automatically renews to maintain continuous liability protection over decades. Because umbrella coverage extends beyond standard home or auto policies, it provides an extra layer of financial defense against major claims or lawsuits. This service runs on a scheduled basis, with policies typically renewing annually to ensure that coverage limits adapt to changes in an individual's assets or risk exposure.

FI
3055 Michigan Ave
Familia Insurance Agency
Umbrella Insurance Agent · Kissimmee, FL

Familia Insurance Agency serves homeowners, businesses, and property managers in Kissimmee, Florida, by providing umbrella insurance coverage that extends liability protection beyond standard policies. This type of policy helps clients safeguard their assets from major claims or lawsuits. The agency assists with assessing individual risk levels to determine appropriate coverage limits. Its services also benefit those seeking extra financial security for rental properties or business operations. Familia Insurance Agency additionally covers nearby areas throughout the Osceola County region, including communities such as St. Cloud.

EI
3309 S Orange Blossom Trail
Estrella Insurance
Umbrella Insurance Agent · Kissimmee, FL

Offering tailored liability protection beyond standard policy limits, Estrella Insurance serves as an Umbrella Insurance Agent in Kissimmee, Florida. It provides excess coverage that safeguards personal assets and future earnings against major claims or lawsuits. The agency assists clients by assessing their specific risk exposure and securing appropriate umbrella policies. Particularly during Florida’s hurricane season, when property damage and liability risks from storms or fallen trees increase significantly, it helps residents shore up their overall financial defenses.

DI
1420 Celebration Blvd STE 105
Discovery Insurance Agency
Umbrella Insurance Agent · Kissimmee, FL

Discovery Insurance Agency in Kissimmee, Florida, provides umbrella insurance coverage to extend liability protection beyond standard auto and homeowners policies. Their service includes reviewing existing insurance limits and helping clients choose appropriate additional coverage layers. Routine policy maintenance involves annual risk assessments to adjust coverage as personal assets or property values change. General liability guidance is offered for newly acquired properties or significant life events. Discovery Insurance Agency serves single-family homes, apartments, retail businesses, and restaurants seeking supplemental liability protection.

AI
2439 Pleasant Hill Rd
Acceptance Insurance
Umbrella Insurance Agent · Kissimmee, FL

As hurricane season approaches in Kissimmee, many residents begin reviewing their property protection. Acceptance Insurance offers umbrella insurance policies that extend personal liability coverage beyond standard homeowners or auto limits. This additional layer helps safeguard local assets against large claims or lawsuits that might otherwise exceed conventional policy caps. Visiting their Kissimmee location allows clients to discuss personal risk factors and evaluate potential coverage gaps for their specific needs. The process typically begins with a review of existing policies and a discussion of liability exposures during an initial consultation.

GI
1317 E Vine St
GreatFlorida Insurance: Kelvin & Charlene Taveras
Umbrella Insurance Agent · Kissimmee, FL

GreatFlorida Insurance: Kelvin & Charlene Taveras provides personal and commercial insurance coverage in Kissimmee, Florida. Its umbrella insurance agents specialize in offering excess liability protection that extends beyond the limits of standard home and auto policies. This added safety net helps safeguard against major claims or lawsuits. The agency focuses on delivering clear explanations of coverage options to help clients make informed decisions. Its services support various commercial sectors, including offices, warehouses, and food service operations.

AF
1703 N Main St Suite A
All Floridian Insurance
Umbrella Insurance Agent · Kissimmee, FL

All Floridian Insurance serves clients in Kissimmee and surrounding communities throughout central Florida. The agency handles umbrella insurance policies, which provide extra liability coverage beyond standard home and auto limits. This additional protection helps safeguard personal assets against major claims or lawsuits. When assisting a client, the company evaluates individual coverage gaps and recommends an appropriate umbrella policy to meet their specific financial exposure needs.

IP
1112 John Young Pkwy
Insurance Pro
Umbrella Insurance Agent · Kissimmee, FL

Insurance Pro in Kissimmee, Florida provides residential umbrella insurance coverage, helping local homeowners protect their assets beyond standard policy limits. The agency also offers commercial umbrella policies for businesses in the region, ensuring broader liability protection throughout the Kissimmee area. For clients requiring ongoing coverage adjustments as their circumstances evolve, the company assists with timely follow-up services between regular policy review visits to maintain appropriate protection levels.

IS
1906 W Vine St
The Insurance Store USA
Umbrella Insurance Agent · Kissimmee, FL

The Insurance Store USA serves the Kissimmee and greater Osceola County area as an umbrella insurance agent. It provides liability coverage that extends beyond the limits of standard auto and homeowners policies. This added protection helps safeguard assets against major claims and lawsuits. Umbrella policies are especially important in Florida, where storm-related liabilities and accident risks are common. The company assists clients in assessing their personal exposure levels to determine appropriate coverage amounts. It handles personal umbrella insurance for residents and also offers commercial umbrella protection for local businesses.

AI
907 W Emmett St
Amsley Insurance Services
Umbrella Insurance Agent · Kissimmee, FL

Amsley Insurance Services in Kissimmee, Florida, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This service range helps protect local residents from significant financial loss due to accidents or lawsuits. Clients in the area benefit from added security for property and assets. An umbrella policy fills gaps in primary coverage, offering broader protection. The company can also add on coverage for business-related liability risks.

EI
612 W Vine St
Estrella Insurance
Umbrella Insurance Agent · Kissimmee, FL
(407) 505-4045
agents.estrellainsurance.com/en-us/fl/kissimmee/191.html
EI
2108 Osceola Pkwy
Estrella Insurance
Umbrella Insurance Agent · Kissimmee, FL
(407) 978-6103
agents.estrellainsurance.com/en-us/fl/kissimmee/249.html
EI
3160 Vineland Rd # 5
Estrella Insurance
Umbrella Insurance Agent · Kissimmee, FL
(407) 479-6200
agents.estrellainsurance.com/en-us/fl/kissimmee/271.html
FI
1423 Simpson Rd
FAMILIA INSURANCE AGENCY
Umbrella Insurance Agent · Kissimmee, FL
(407) 344-0700
familiainsuranceagency.com
AI
6 Broadway
Alex Insurance Agency LLC
Umbrella Insurance Agent · Kissimmee, FL
(407) 847-2539
alexinsuranceusa.com
MP
3145 W Vine St
Moorehead Professional Insurance Services
Umbrella Insurance Agent · Kissimmee, FL
(407) 518-1111
mooreheadinsurance.com
CI
1627 E Vine St Suite 130
CareWell Insurance
Umbrella Insurance Agent · Kissimmee, FL
(689) 278-1900
carewellins.com
CC
572 Water St
Complete Coverage Insurance FL
Umbrella Insurance Agent · Kissimmee, FL
(321) 358-3133
BI
2840 Noble Crow Dr
Better Insurances
Umbrella Insurance Agent · Kissimmee, FL
(689) 237-6716
better-insurances.com
BI
2822 Michigan Ave
Bright Insurance Agency Co.
Umbrella Insurance Agent · Kissimmee, FL
(407) 603-3213

What Does an a Umbrella Insurance Agent in Kissimmee Cost?

The cost of umbrella insurance in Florida typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, can cost 300 to 800 dollars annually. Factors like your driving record, property value, and number of rental properties affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Kissimmee

Umbrella insurance provides an extra layer of liability coverage beyond your standard auto or homeowners policy. In Kissimmee, Florida, this coverage is especially important due to the states high rate of personal injury lawsuits and hurricane-related property claims. A local agent can help you assess your risk and secure a policy that meets Florida insurance requirements.

Frequently Asked Questions

What does an umbrella insurance agent in Kissimmee do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They evaluate your assets, driving habits, and property risks to recommend appropriate coverage amounts. In Florida, agents must be licensed by the state and follow Florida Insurance Code regulations.

How much umbrella insurance do I need in Kissimmee Florida?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Florida law does not set a minimum for umbrella policies, but many insurers require underlying auto or homeowners coverage limits of 250,000 or 300,000 dollars. An agent can help you calculate a suitable amount based on your personal situation.

Is umbrella insurance required by law in Florida?

Umbrella insurance is not required by Florida law. However, it is strongly recommended for homeowners, boat owners, and drivers who want extra protection against large lawsuits. Florida has no-fault auto insurance laws, but umbrella policies can cover claims that exceed the state minimum liability limits of 10,000 dollars for property damage and 20,000 dollars for bodily injury.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.