The top-rated umbrella insurance agent in Immokalee, Florida is Hugo Rodriguez State Farm, rated 5.0 stars across 233 reviews. Other highly rated options include DEL TORO INSURANCE, Vicki Gauze LLC, Bruce Hendry Insurance, Inc.. This directory lists 12 umbrella insurance agents serving Immokalee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hugo Rodriguez State Farm | 1626 Lake Trafford Rd Unit 3 | (239) 324-0877 |
| 2 | DEL TORO INSURANCE | 105 S 1st St #5 | (239) 689-7408 |
| 3 | Vicki Gauze LLC | 406 S 2nd St | (239) 946-9192 |
| 4 | Bruce Hendry Insurance, Inc. | 711 W Main St | (239) 657-3614 |
| 5 | A Auto Buyers Insurance | 1255 N 15th St | (239) 657-1155 |
| 6 | Southwest Florida Insurance | 1312 New Market Rd W | (239) 657-9505 |
| 7 | Spooner Insurance Agency, Inc | 806 N 15th St | (239) 657-2569 |
| 8 | Immokalee Business Insurance | 711 W Main St | (239) 946-2831 |
| 9 | Ike Brown Insurance inc. | 105 S 1st St #5 | (239) 657-5147 |
| 10 | Collier County Insurance | 1312 N 15th St # 1 | (239) 657-3984 |
Hugo Rodriguez State Farm serves the Immokalee, FL area, offering umbrella insurance agent services. Umbrella insurance provides extra liability coverage beyond standard policies, which helps protect assets from major claims or lawsuits. The agency assists clients in assessing their existing insurance needs to determine appropriate umbrella limits for their home, auto, and other assets. As part of its service in this area, it handles personal liability protection and coverage for potential gaps in underlying policies.
DEL TORO INSURANCE serves homeowners, businesses, and property managers in Immokalee, Florida, who need broader liability protection beyond standard policies. It provides umbrella insurance that extends coverage limits for claims such as accidents, injuries, or property damage, helping clients safeguard their assets from major financial loss. Agents assess individual risk profiles and tailor coverage to match each client’s personal and commercial exposures. The agency also offers its services to residents and businesses in the surrounding Collier County area, including Ave Maria and nearby communities.
Vicki Gauze LLC provides umbrella insurance agent services for clients in Immokalee, Florida. This agency supplies additional liability coverage that extends beyond the limits of standard home or auto policies, helping to protect assets against major claims and lawsuits. Service plans typically include policy review and claims assistance, ensuring that coverage remains aligned with changing client needs over time. The company handles insurance solutions for single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Bruce Hendry Insurance, Inc. in Immokalee, FL provides umbrella insurance policies to homeowners, businesses, and property managers who need additional liability protection beyond standard coverage limits. These policies offer broader financial safeguards against major claims or lawsuits that could otherwise deplete personal assets or company reserves. Serving the greater Immokalee area, the agency understands the specific liability risks common to the surrounding agricultural and commercial communities. It also extends coverage services to clients across neighboring Naples in Collier County.
Serving Immokalee, Florida, and the surrounding Collier County communities, this agency provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It handles claims for accidents or property damage that exceed underlying policy caps, offering clients additional financial protection against major lawsuits and judgments. The agency works closely with clients to assess their unique risk exposure and secures appropriate coverage from reliable carriers to fill potential gaps. It takes a thorough, consultative approach, systematically reviewing individuals' existing policies and assets before recommending specific liability limits.
Southwest Florida Insurance offers umbrella insurance as either a one-time policy purchase or as an ongoing annual coverage option, helping clients extend liability protection beyond their standard home and auto policies. This service is designed for residents in and around Immokalee, Florida, who seek additional financial safeguards against large claims or lawsuits. Coverage typically kicks in when underlying policy limits are exhausted, providing a broader safety net. Service runs on an as-needed or scheduled annual renewal basis, depending on the client’s preference for policy management.
Spooner Insurance Agency, Inc. specializes in umbrella insurance policies to provide extra liability coverage above standard home and auto limits. The agency serves clients in Immokalee, Florida, offering personal consultations tailored to individual risk management needs. General services include policy reviews and help selecting appropriate coverage levels for local residents. During hurricane season, many homeowners and renters seek additional liability protection against storm-related accidents or injuries on their property.
As citrus season and the hurricane months bring heightened liability risks in Immokalee, local property owners often seek additional layers of protection beyond standard policies. Immokalee Business Insurance addresses this need by offering umbrella insurance coverage that extends liability limits across existing home, auto, and commercial policies. The agency works with residents and small business owners to design coverage that bridges gaps left by primary insurance. A thorough review of current policies and an on-site inspection of the property typically serve as the initial step in securing an appropriate umbrella plan.
Ike Brown Insurance inc. in Immokalee, FL, assists clients with their general liability and property insurance needs. Its specialty is providing umbrella insurance coverage, which extends extra layers of protection beyond standard policy limits. This service helps safeguard individuals and businesses against severe claims and lawsuits that could exceed primary coverage. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, offering tailored umbrella policies to meet those specific business risks.
Collier County Insurance provides residential umbrella insurance services for homeowners in Immokalee, Florida, helping protect personal assets beyond standard policy limits. The agency also offers commercial umbrella coverage for local businesses seeking extended liability protection. Serving clients throughout Collier County, they focus on explaining policy details clearly and tailoring options to individual needs. Regular follow-up ensures coverage stays current between scheduled reviews, and repeat service is available whenever a client’s circumstances change.
What Does an a Umbrella Insurance Agent in Immokalee Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. For 2 million dollars the annual premium may be 250 to 600 dollars. Factors that affect price include your driving record, number of properties, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Immokalee
Umbrella insurance agents in Immokalee Florida help residents and businesses secure extra liability coverage above their auto and home policies. Florida law requires minimum liability limits for auto insurance but an umbrella policy can provide an additional layer of protection against large claims or lawsuits. Local agents understand the risks specific to Southwest Florida including hurricane-related property damage and tourist-related incidents.
Frequently Asked Questions
What does an umbrella insurance agent in Immokalee do?
An umbrella insurance agent in Immokalee helps you purchase a personal or commercial umbrella policy that extends your liability coverage. This policy kicks in after your underlying auto or homeowners insurance limits are exhausted. The agent reviews your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage to protect assets like your home and savings. Higher net worth individuals may need 2 to 5 million dollars. Your agent will evaluate your personal situation including property value and income to suggest a suitable limit.
Are umbrella policies required by Florida law?
Florida law does not require umbrella insurance. However Florida has a high rate of litigation and large jury awards in personal injury cases. Having an umbrella policy can protect you from financial loss if you are sued for an accident on your property or in your vehicle.
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