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HomeUmbrella Insurance AgentsFlorida › Homestead

Find Umbrella Insurance Agents Near You in Homestead, FL

Browse umbrella insurance agents serving Homestead, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,697 reviews. Other highly rated options include Ocean Trust Insurance & Financial Services, Univista Insurance, Your Family First Insurance Inc. This directory lists 23 umbrella insurance agents serving Homestead.

Showing 23 umbrella insurance agents in Homestead, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1GoldenTrust Insurance Homestead40-42 SE 4th Rd(786) 243-9110
2Ocean Trust Insurance & Financial Services809 N Homestead Blvd(866) 356-2326
3Univista Insurance1413 N Krome Ave(305) 728-7809
4Your Family First Insurance Inc1241 NE 8th St(786) 601-2193
5Amco Insurance208 NE 8th St(786) 243-9222
6South Florida Insurance Prof Inc1122 N Flagler Ave(305) 245-3364
7Estrella Insurance30422 S Dixie Hwy(305) 242-0232
8Del Toro Insurance1200 N Flagler Ave(305) 248-9908
9Dorsal Insurance Inc106 N Homestead Blvd(786) 601-2485
10F&N Insurance Group - Homestead23715 S Dixie Hwy(305) 790-9979
GI
40-42 SE 4th Rd
GoldenTrust Insurance Homestead
Umbrella Insurance Agent · Homestead, FL

GoldenTrust Insurance Homestead serves the greater Miami-Dade County area of South Florida, specializing in umbrella insurance policies. These policies provide an additional layer of liability coverage beyond a standard homeowner or auto policy. The agency helps local homeowners and drivers protect their assets from substantial claims or lawsuits that could exceed their primary coverage limits. Key areas of focus include securing personal umbrella policies for Homestead residents with sufficient net worth. Additional coverage for recreational vehicles or second homes in the region is also commonly arranged.

OT
809 N Homestead Blvd
Ocean Trust Insurance & Financial Services
Umbrella Insurance Agent · Homestead, FL

Ocean Trust Insurance & Financial Services in Homestead, FL provides umbrella insurance coverage that extends liability protection beyond standard policy limits. The agency offers tailored policy reviews to ensure clients maintain adequate coverage as their circumstances change. Regular account maintenance and consultation sessions help adjust policy limits to reflect current assets and risk exposures. Clients benefit from guidance on how umbrella policies interact with underlying homeowners and auto insurance. The company services a range of properties including single-family homes, apartments, retail spaces, and restaurants.

UI
1413 N Krome Ave
Univista Insurance
Umbrella Insurance Agent · Homestead, FL

Univista Insurance offers residential umbrella coverage to protect Homestead homeowners from major liability claims. The agency also provides commercial umbrella policies for local businesses needing broader protection beyond standard limits. Serving Homestead, Florida, this firm assists clients throughout the surrounding Miami-Dade area. Policyholders can contact the office to review their existing coverage or obtain initial quotes for added liability peace of mind. The same agent typically follows up before renewal to ensure limits remain appropriate between regular annual visits.

YF
1241 NE 8th St
Your Family First Insurance Inc
Umbrella Insurance Agent · Homestead, FL

Your Family First Insurance Inc in Homestead, FL serves homeowners and property managers seeking umbrella insurance to extend liability protection beyond standard policy limits. It also assists businesses and landlords in securing additional coverage for unexpected claims. The agency evaluates individual risk exposures and recommends appropriate umbrella policies that can safeguard assets. In addition to Homestead, it provides coverage for clients in the broader Florida City area.

AI
208 NE 8th St
Amco Insurance
Umbrella Insurance Agent · Homestead, FL

Amco Insurance serves homestead, Florida, and surrounding communities in Miami-Dade County as an umbrella insurance agent. It handles excess liability policies that extend coverage beyond standard home and auto insurance limits, protecting clients from major claims and lawsuits. The company works with local homeowners and drivers to assess their risk exposure from common liabilities like accidents or property damage. To handle a typical job, it reviews existing policy limits and recommends appropriate excess coverage amounts based on each client’s personal assets and potential financial risks.

SF
1122 N Flagler Ave
South Florida Insurance Prof Inc
Umbrella Insurance Agent · Homestead, FL

South Florida Insurance Prof Inc distinguishes between one-time policy purchases and recurring coverage options tailored to individual needs. Their umbrella insurance services extend beyond primary liability limits, offering additional protection for area residents in Homestead. Agents review existing auto, home, and watercraft policies to determine appropriate excess coverage levels. Appointments occur on an as-needed basis to match client schedules and changing insurance requirements.

EI
30422 S Dixie Hwy
Estrella Insurance
Umbrella Insurance Agent · Homestead, FL

Estrella Insurance serves the Homestead, Florida area as an Umbrella Insurance Agent. This agency provides extra liability coverage that extends beyond standard auto, home, or boat insurance policies. It helps protect local residents from major claims and lawsuits by adding a layer of financial security. The firm handles the adjustment of policy limits and the coordination of excess liability protection for both personal and commercial clients in the region.

DT
1200 N Flagler Ave
Del Toro Insurance
Umbrella Insurance Agent · Homestead, FL

Del Toro Insurance operates in Homestead, Florida, as an umbrella insurance agent known for providing additional liability coverage beyond standard policy limits. Its service range helps local residents and businesses protect assets from major claims or lawsuits. This agent focuses on advising clients about the risks of catastrophic events that could exceed basic coverage. A specialty service it can add on is personal liability protection for recreational properties, such as pools or boats.

DI
106 N Homestead Blvd
Dorsal Insurance Inc
Umbrella Insurance Agent · Homestead, FL

Dorsal Insurance Inc serves homeowners, businesses, and property managers in Homestead, Florida, by offering umbrella insurance policies that extend liability coverage beyond standard limits. This additional protection helps safeguard assets against major claims and lawsuits that might otherwise deplete personal or commercial resources. The agency evaluates each client’s specific risk profile to recommend appropriate coverage levels that address potential financial exposure from accidents, injuries, or property damage. Dorsal Insurance Inc also serves clients in the neighboring city of Florida City, ensuring comprehensive liability options across the southern Miami-Dade metro area.

FI
23715 S Dixie Hwy
F&N Insurance Group - Homestead
Umbrella Insurance Agent · Homestead, FL
EI
338 N Krome Ave
Estrella Insurance
Umbrella Insurance Agent · Homestead, FL
(786) 504-1365
agents.estrellainsurance.com/en-us/fl/homestead/186.html
DT
29330 S Dixie Hwy
Del Toro Insurance
Umbrella Insurance Agent · Homestead, FL
(305) 524-6776
deltoroinsurance.com/insurance-homestead-florida
GA
1135 N Krome Ave
Gruber & Associates Insurance
Umbrella Insurance Agent · Homestead, FL
(877) 870-7805
gruberinsurance.com
GI
650 NE 22nd Terrace ste 202-7
GreatFlorida Insurance: Luis Callejas
Umbrella Insurance Agent · Homestead, FL
(786) 339-8681
homestead.greatflorida.com
AI
650 NE 22nd Terrace Suite 315
Avantis Insurance Partners
Umbrella Insurance Agent · Homestead, FL
(786) 952-4300
avantisagency.us
BI
190 N Homestead Blvd
Buysmart Insurance Inc
Umbrella Insurance Agent · Homestead, FL
(305) 246-2114
buysmartinsurance-inc.com
HI
125 NE 8th St STE 2
Hazard Insurance Agency
Umbrella Insurance Agent · Homestead, FL
(305) 247-4004
CI
18933 SW 354th St
Cuspide Insurance | Affordable Health Insurance/Obamacare
Umbrella Insurance Agent · Homestead, FL
(305) 970-8583
skool.com/acatraining
UI
6 Palm Plaza
Univista Insurance
Umbrella Insurance Agent · Homestead, FL
(786) 224-0174
univistainsurance.com/location/homestead-fl-33030
DI
15600 SW 288th St Suite 206
DIGNA INSURANCE
Umbrella Insurance Agent · Homestead, FL
(305) 490-0155
dignainsurance.com
DV
263 NE 8th St
Del Vecchio Insurance
Umbrella Insurance Agent · Homestead, FL
(305) 246-9500
dolphin-insurance.com
EI
15620 SW 289th St
Easy Insurance Agency
Umbrella Insurance Agent · Homestead, FL
(786) 526-0572
GD
800 N Flagler Ave
GOOD DEAL INSURANCE
Umbrella Insurance Agent · Homestead, FL
(305) 245-8989

What Does an a Umbrella Insurance Agent in Homestead Cost?

Typical costs for a one million dollar umbrella insurance policy in Florida range from 150 to 300 dollars per year. Higher limits like two million dollars may cost 250 to 500 dollars annually. Factors that affect price include your driving record number of properties and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Homestead

An umbrella insurance agent in Homestead Florida helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Florida law requires minimum liability coverage for drivers but does not mandate umbrella insurance. This extra layer is especially useful in a growing community like Homestead where property values and accident risks can be high.

Frequently Asked Questions

What does an umbrella insurance agent in Homestead do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your underlying auto or home insurance limits are exhausted. The agent can explain how Florida laws affect coverage and help you choose the right limit for your situation.

How much umbrella coverage do I need in Homestead Florida?

Most agents recommend at least one million dollars in umbrella coverage for homeowners with significant assets. Florida courts can award large judgments in liability cases. Your agent will review your net worth and risk factors to suggest an appropriate limit.

Can I get umbrella insurance if I have a rental property in Homestead?

Yes you can get umbrella coverage for rental properties in Homestead. Florida landlord liability laws make this a smart choice. The policy covers claims like slip and fall injuries or property damage that exceed your rental property insurance limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.