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Find Umbrella Insurance Agents Near You in Gainesville, FL

Directory of umbrella insurance agents in Gainesville, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Gainesville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 umbrella insurance agents in Gainesville, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ken Castellani - GEICO Insurance Agent
3080 SW Archer Rd Suite 10, Gainesville, FL 32608
(352) 375-2886 geico.com
Liberty DSI
5200-B Newberry Rd, Gainesville, FL 32607
(352) 338-0552 darrschackowinsurance.com
Cotton's All Lines Insurance, Inc.
1222 NW 16th Ave, Gainesville, FL 32601
(352) 338-1222 cottonsalllines.com
Brightway Insurance, The Moffat Agency
9127 SW 52nd Ave D-103, Gainesville, FL 32608
(352) 519-1900 brightwaymoffat.com
Aubrey Rogers Insurance
2400 NW 6th St, Gainesville, FL 32609
(352) 373-2003 aubreyrogers.com
Amanda Campbell Agency
1140 NW 76th Blvd, Gainesville, FL 32606
(352) 758-2720 amandacampbellagency.com
McGriff-Williams Insurance
3501 W University Ave, Gainesville, FL 32607
(352) 724-8584 mcgriffwilliams.com
Ruz Ogra - State Farm Insurance Agent
3545 SW 34th St Ste D, Gainesville, FL 32608
(352) 240-1779 ograinsurance.com
Love Insurance Incorporated
2216 SW Archer Rd, Gainesville, FL 32608
(352) 376-4357 loveinsurance.biz
G. Bradley Insurance Agency: Allstate Insurance
1410 NW 13th St Ste 9, Gainesville, FL 32601
(352) 377-1000 agents.allstate.com
Sunshine State Insurance Agency
1111 NW 23rd Ave, Gainesville, FL 32609
(352) 371-9696 sunshinestateinsurance.com
Hummingbird Insurance Gainesville FL
9145 SW 49th Pl, Gainesville, FL 32608
(352) 247-8734 hummingbirdgnv.com
Harbor and Associates Insurance
2226 NW 8 Ct, Gainesville, FL 32609
(352) 372-4141
GreatFlorida Insurance: Edwin Duque
4908 NW 34th Blvd Suite 9, Gainesville, FL 32605
(352) 888-4119 gainesville.greatflorida.com
One Stop Shop Insurance
6419 W Newberry Rd Suite F0020, Gainesville, FL 32605
(352) 554-4086 onestopshopinsurance.com
Hartfield Insurance Group
2830 NW 41 St suite h, Gainesville, FL 32606
(352) 870-9575 hartfieldinsgroup.com
HUB International
2811 NW 41 St, Gainesville, FL 32606
(352) 377-2002 hubinternational.com
DuBose Insurance Group
4400 NW 23rd Ave Ste B, Gainesville, FL 32606
(352) 204-0007 duboseinsurancegroup.com
Pete Nash Insurance
4010 Newberry Rd STE C, Gainesville, FL 32607
(352) 415-0522 petenashinsurance.com
The Insurance Butler
8180 NW 37th Rd, Gainesville, FL 32606
(352) 367-1050 theinsurancebutler.com

What Does a Umbrella Insurance Agent in Gainesville Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, can cost 300 to 1,000 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Gainesville?
An umbrella insurance agent helps you find a policy that extends your liability coverage above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage levels. Agents in Gainesville are familiar with Florida insurance regulations and can explain how umbrella policies interact with your other policies.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Florida law does not require umbrella insurance, but it can protect your savings from lawsuits or large medical claims. An agent can help you calculate a suitable limit based on your net worth and future earnings.