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HomeUmbrella Insurance AgentsFlorida › Gainesville

Find Umbrella Insurance Agents Near You in Gainesville, FL

Browse umbrella insurance agents serving Gainesville, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Gainesville, Florida is Ken Castellani - GEICO Insurance Agent, rated 4.8 stars across 1,346 reviews. Other highly rated options include Liberty DSI, Cotton's All Lines Insurance, Inc., Brightway Insurance, The Moffat Agency. This directory lists 20 umbrella insurance agents serving Gainesville.

Showing 20 umbrella insurance agents in Gainesville, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ken Castellani - GEICO Insurance Agent3080 SW Archer Rd Suite 10(352) 375-2886
2Liberty DSI5200-B Newberry Rd(352) 338-0552
3Cotton's All Lines Insurance, Inc.1222 NW 16th Ave(352) 338-1222
4Brightway Insurance, The Moffat Agency9127 SW 52nd Ave D-103(352) 519-1900
5Amanda Campbell Agency1140 NW 76th Blvd(352) 758-2720
6Aubrey Rogers Insurance2400 NW 6th St(352) 373-2003
7McGriff-Williams Insurance3501 W University Ave(352) 724-8584
8Ruz Ogra - State Farm Insurance Agent3545 SW 34th St Ste D(352) 240-1779
9Love Insurance Incorporated2216 SW Archer Rd(352) 376-4357
10G. Bradley Insurance Agency: Allstate Insurance1410 NW 13th St Ste 9(352) 377-1000
KC
3080 SW Archer Rd Suite 10
Ken Castellani - GEICO Insurance Agent
Umbrella Insurance Agent · Gainesville, FL

Ken Castellani - GEICO Insurance Agent provides umbrella insurance services to clients throughout the Gainesville, Florida area. The company offers personal umbrella policies designed to provide additional liability protection beyond standard auto or home coverage. These policies help safeguard assets in the event of a serious accident or lawsuit. Residents and small business owners can rely on such coverage for broader financial security. The company handles customized umbrella policy consultations and claims support for local clients needing extra liability limits.

LD
5200-B Newberry Rd
Liberty DSI
Umbrella Insurance Agent · Gainesville, FL

Liberty DSI provides umbrella insurance agent services in the Gainesville, Florida area. It helps clients secure additional liability coverage that extends beyond the limits of standard homeowners or auto policies. The company works with individuals and businesses to assess their risk exposure and select appropriate umbrella policies. Service plans involve annual policy reviews and claims assistance to ensure continued protection. Liberty DSI services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

CS
1222 NW 16th Ave
Cotton's All Lines Insurance, Inc.
Umbrella Insurance Agent · Gainesville, FL

Cotton's All Lines Insurance, Inc. serves homeowners, businesses, and property managers in Gainesville, Florida, who require supplemental liability protection beyond their standard policies. As an umbrella insurance agent, the company helps clients increase their coverage limits and defend against catastrophic claims or lawsuits. This additional layer of financial security is recommended for those with significant assets or exposure to risk. The agency provides personalized guidance in selecting appropriate policy endorsements and coverage tiers. Cotton's All Lines Insurance, Inc. also extends its services to clients in nearby Alachua.

BI
9127 SW 52nd Ave D-103
Brightway Insurance, The Moffat Agency
Umbrella Insurance Agent · Gainesville, FL

Brightway Insurance, The Moffat Agency serves Gainesville, Florida, and the surrounding communities with umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home and auto limits. The agency handles the process of assessing a client's existing underlying policies to determine appropriate extra coverage levels. To complete a typical job, it reviews each client's individual risk profile and policy details to recommend a suitable umbrella limit.

AC
1140 NW 76th Blvd
Amanda Campbell Agency
Umbrella Insurance Agent · Gainesville, FL

Amanda Campbell Agency provides personalized umbrella insurance coverage, offering supplemental liability protection that extends beyond standard home and auto policies. In Gainesville, the agency focuses on safeguarding clients from substantial financial losses due to major accidents or lawsuits. It assists local residents by conducting thorough risk assessments and recommending appropriate policy limits. During the active hurricane season, the agency is especially helpful for addressing liability concerns that may arise from storm-related property damage or guest injuries.

AR
2400 NW 6th St
Aubrey Rogers Insurance
Umbrella Insurance Agent · Gainesville, FL

Aubrey Rogers Insurance gives clients the choice of securing umbrella liability coverage through a single one-time policy purchase or by establishing recurring premium payments for continuous protection. This local Gainesville, Florida agency serves area residents by offering additional liability layers that extend beyond standard homeowners and auto insurance limits, addressing risks like property damage claims or legal fees. Their umbrella coverage safeguards personal assets from major financial loss. Service operates on an as-needed basis, tailored to individual policy selection and renewal cycles.

MW
3501 W University Ave
McGriff-Williams Insurance
Umbrella Insurance Agent · Gainesville, FL

As Florida storm season approaches each year, homeowners and renters in Gainesville seek additional liability protection beyond standard policies. McGriff-Williams Insurance offers umbrella insurance coverage designed to fill that gap, safeguarding personal assets through a separate, higher-limit policy layer. The agent provides guidance on how local liability risks, from car accidents to property incidents, can exceed existing coverage. For clients wanting to assess their vulnerability, the company recommends scheduling an initial consultation or completing a personal liability assessment.

RO
3545 SW 34th St Ste D
Ruz Ogra - State Farm Insurance Agent
Umbrella Insurance Agent · Gainesville, FL

Ruz Ogra - State Farm Insurance Agent in Gainesville, FL offers guidance on personal and commercial insurance coverages. As a local provider of umbrella insurance, the agent assists clients in adding extra liability protection above standard policies. This specialty add-on helps safeguard assets from major claims or lawsuits. The agent serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.

LI
2216 SW Archer Rd
Love Insurance Incorporated
Umbrella Insurance Agent · Gainesville, FL

Love Insurance Incorporated serves residential clients in Gainesville, Florida by arranging umbrella liability coverage that extends protection beyond standard homeowners and auto policies. For local commercial clients, the agency also structures broader liability layers to safeguard business operations throughout the Gainesville area. Their agents guide policyholders through coverage options and assist with claims coordination as needed. Between regular visits, the agency follows up by phone or email to review policy changes or generate renewal quotes as coverage needs evolve.

GB
1410 NW 13th St Ste 9
G. Bradley Insurance Agency: Allstate Insurance
Umbrella Insurance Agent · Gainesville, FL

G. Bradley Insurance Agency: Allstate Insurance in Gainesville, FL is known for providing local umbrella insurance agent services that extend additional liability coverage beyond standard policies. This agency helps clients protect their assets from major claims and lawsuits by offering policies that kick in when other insurance limits are exhausted. Operating throughout the Gainesville area, the agency can also integrate umbrella coverage with existing homeowners or auto policies for comprehensive protection.

HI
9145 SW 49th Pl
Hummingbird Insurance Gainesville FL
Umbrella Insurance Agent · Gainesville, FL
(352) 247-8734
hummingbirdgnv.com
SS
1111 NW 23rd Ave
Sunshine State Insurance Agency
Umbrella Insurance Agent · Gainesville, FL
(352) 371-9696
sunshinestateinsurance.com
GI
4908 NW 34th Blvd Suite 9
GreatFlorida Insurance: Edwin Duque
Umbrella Insurance Agent · Gainesville, FL
(352) 888-4119
gainesville.greatflorida.com
OS
6419 W Newberry Rd Suite F0020
One Stop Shop Insurance
Umbrella Insurance Agent · Gainesville, FL
(352) 554-4086
onestopshopinsurance.com
HA
2226 NW 8 Ct
Harbor and Associates Insurance
Umbrella Insurance Agent · Gainesville, FL
(352) 372-4141
HI
2830 NW 41 St suite h
Hartfield Insurance Group
Umbrella Insurance Agent · Gainesville, FL
(352) 870-9575
hartfieldinsgroup.com
DI
4400 NW 23rd Ave Ste B
DuBose Insurance Group
Umbrella Insurance Agent · Gainesville, FL
(352) 204-0007
duboseinsurancegroup.com
HI
2811 NW 41 St
HUB International
Umbrella Insurance Agent · Gainesville, FL
(352) 377-2002
hubinternational.com/offices/us/florida/gainesville
PN
4010 Newberry Rd STE C
Pete Nash Insurance
Umbrella Insurance Agent · Gainesville, FL
(352) 415-0522
petenashinsurance.com
IB
8180 NW 37th Rd
The Insurance Butler
Umbrella Insurance Agent · Gainesville, FL
(352) 367-1050
theinsurancebutler.com

What Does an a Umbrella Insurance Agent in Gainesville Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, can cost 300 to 1,000 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Gainesville

An umbrella insurance agent in Gainesville, Florida can help you secure additional liability coverage beyond your auto and homeowners policies. Florida law requires minimum auto liability limits, but an umbrella policy provides extra protection against lawsuits and large claims. Local agents understand the unique risks in Alachua County, including weather-related incidents and high-traffic areas.

Frequently Asked Questions

What does an umbrella insurance agent do in Gainesville?

An umbrella insurance agent helps you find a policy that extends your liability coverage above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage levels. Agents in Gainesville are familiar with Florida insurance regulations and can explain how umbrella policies interact with your other policies.

How much umbrella coverage do I need in Florida?

Most Florida agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Florida law does not require umbrella insurance, but it can protect your savings from lawsuits or large medical claims. An agent can help you calculate a suitable limit based on your net worth and future earnings.

Can I get umbrella insurance if I have a Florida drivers license?

Yes, you can get umbrella insurance with a Florida drivers license as long as you meet the underlying auto and homeowners insurance requirements. Florida law mandates minimum auto liability limits of 10,000 dollars for property damage and 10,000 dollars for personal injury per person. Most umbrella policies require higher underlying limits, such as 300,000 dollars per person for auto liability.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.