The top-rated umbrella insurance agent in Fort Pierce, Florida is GreatFlorida Insurance: Lazim Chowdhury, rated 4.9 stars across 585 reviews. Other highly rated options include Breakwater Insurance, Univista Insurance, S E Benchmark Agency, INC. This directory lists 19 umbrella insurance agents serving Fort Pierce.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GreatFlorida Insurance: Lazim Chowdhury | 2310 S Federal Hwy | (772) 465-8551 |
| 2 | Breakwater Insurance | 101 N US Hwy 1 Suite 216 | (772) 828-3769 |
| 3 | Univista Insurance | 1401 S US Hwy 1 | (772) 464-0712 |
| 4 | S E Benchmark Agency, INC | 2138 N US Hwy 1 | (772) 742-2626 |
| 5 | Mary Payne: Allstate Insurance | 4001 Virginia Ave Ste B | (772) 461-3969 |
| 6 | Equality Insurance & Financial | 2417 Okeechobee Rd | (772) 466-7045 |
| 7 | Kretschmer Insurance | 2401 W Midway Rd | (772) 467-6656 |
| 8 | Atlantic Coastal Insurance Inc | 5214 Okeechobee Rd # B | (772) 466-8408 |
| 9 | Estrella Insurance | 401 S 25th St | (772) 672-4941 |
| 10 | Lott Insurance Services | 4808 S US Hwy 1 | (772) 468-1009 |
GreatFlorida Insurance: Lazim Chowdhury serves the Fort Pierce area and nearby communities in St. Lucie County, providing umbrella insurance agent services. As an independent agent, this company helps clients obtain additional liability coverage beyond standard auto and homeowners policies. Umbrella insurance protects assets and future earnings from major claims or lawsuits. The agency guides customers through policy options suited to local property and liability risks. Specific services include securing excess liability protection for residential properties and assisting with personal umbrella liability coverage.
Breakwater Insurance provides umbrella insurance agent services to clients throughout Fort Pierce, Florida. It offers consultations to help customers determine appropriate liability coverage limits beyond standard policies, along with periodic policy reviews to adjust coverage as personal circumstances change. The agent assists with new policy applications and coordinates with primary insurers during claim situations. Its service area includes single-family homes, apartments, retail establishments, and restaurants needing additional liability protection.
As hurricane season nears the coast near Fort Pierce, Florida, residents actively review their liability coverage for added property and asset protection. Univista Insurance provides umbrella insurance policies designed to extend beyond standard home and auto limits, guarding against costly lawsuits or liability claims. The agent evaluates individual risk factors related to local weather or accident exposure, then recommends appropriate coverage amounts. The process begins with a thorough inspection of current policies and an initial assessment of the client’s specific protection needs.
S E Benchmark Agency, INC serves homeowners, businesses, and property managers in Fort Pierce, FL seeking additional liability protection beyond standard policies. The agency evaluates individual risk profiles to recommend appropriate umbrella coverage limits that safeguard assets against major claims. It assists clients in coordinating umbrella policies with existing auto and homeowners insurance for seamless protection. The agency also extends its umbrella insurance services to clients in the surrounding St. Lucie County communities and the broader Treasure Coast metro area.
Mary Payne: Allstate Insurance serves clients in Fort Pierce and the surrounding communities of St. Lucie County. The agency handles umbrella insurance policies, which provide an extra layer of liability coverage that goes beyond the limits of standard home and auto policies. These policies are designed to protect assets against major claims or lawsuits resulting from accidents on the property or behind the wheel. To handle a typical job, the agency first reviews a client’s personal liability exposure, then matches the appropriate coverage limits to meet their financial protection needs.
Equality Insurance & Financial in Fort Pierce, FL, offers both one-time policy reviews and recurring annual service plans to address changing liability needs. As an umbrella insurance agent, the firm provides additional liability coverage above standard home and auto policies, protecting clients from major claims and lawsuits. This extra layer of coverage is designed for those with significant assets or exposure to risk. Service arrangements for policy adjustments and consultations are available on a one-time, scheduled, or as-needed basis.
Kretschmer Insurance specializes in umbrella insurance in Fort Pierce, FL, providing additional liability coverage that extends beyond standard home and auto policies. This service works to protect clients from major claims and lawsuits that could exceed their underlying limits. The agency also offers guidance on how umbrella policies integrate with existing coverage, addressing common exposure points. Many homeowners in Fort Pierce benefit from this protection during hurricane season, when increased visitor traffic and contractor activity on properties can raise the risk of unforeseen accidents.
Located on Florida's Atlantic coast, hurricane season often prompts Fort Pierce property owners to reassess their liability coverage. Atlantic Coastal Insurance Inc provides personalized umbrella insurance agent services to help clients secure extra protection beyond standard policies. Recognizing the unique risks of coastal living, they focus on finding suitable policy limits for homeowners, boaters, and landlords. A representative typically begins by reviewing existing home and auto policies to identify potential gaps in coverage before offering an initial risk assessment.
Estrella Insurance provides financial protection in Fort Pierce, Florida, through comprehensive coverage options. As an Umbrella Insurance Agent, it specializes in extending liability limits beyond standard home and auto policies. This additional layer safeguards assets against major claims or lawsuits. The firm serves a variety of commercial sectors, helping mitigate risks for offices, warehouses, and food service operations.
Lott Insurance Services in Fort Pierce, FL, helps clients manage personal liability risks through its general insurance offerings. The company specializes in umbrella insurance agent work, providing supplemental liability coverage that extends beyond standard home and auto policy limits. This additional protection safeguards assets and future earnings against major claims or lawsuits. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service businesses.
What Does an a Umbrella Insurance Agent in Fort Pierce Cost?
In Florida, a 1 million dollar umbrella policy typically costs between 150 and 300 per year for the first million, with additional coverage costing less per million. Factors like your driving record, number of homes, and number of vehicles affect the premium. Costs are generally lower if you bundle with the same insurer. This is general information, not insurance advice.
About umbrella insurance agents in Fort Pierce
An umbrella insurance agent in Fort Pierce Florida helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 for personal injury protection, but umbrella policies can add 1 million or more in protection. Local agents understand the risks of living in a coastal community with high traffic and hurricane exposure.
Frequently Asked Questions
What does an umbrella insurance agent do in Fort Pierce?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. In Fort Pierce, this extra protection can cover legal costs and settlements from accidents or incidents on your property.
Do I need umbrella insurance in Florida?
Florida has high rates of uninsured drivers and frequent severe weather events, which increase your risk of liability claims. If you own a home, have significant savings, or engage in activities like boating or hosting guests, an umbrella policy can protect your assets from lawsuits.
How much umbrella coverage should I get in Fort Pierce?
Most agents recommend at least 1 million in umbrella coverage, but 2 million or more may be appropriate for high net worth individuals. The amount depends on your assets, income, and potential liability risks such as a swimming pool or rental property.
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