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Find Umbrella Insurance Agents in Dunedin, FL

Directory of umbrella insurance agents in Dunedin, Florida. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Dunedin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 umbrella insurance agents in Dunedin, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Isaac Stuiso - State Farm Insurance Agent
1780 Main St #C, Dunedin, FL 34698
(727) 221-7500 teamstuiso.com
Freeway Insurance
1411 Main St, Dunedin, FL 34698
(727) 203-7002 locations.freeway.com
Dockside Insurance
748 Broadway #201, Dunedin, FL 34698
(727) 475-7788 mydockside.com
Solace Insurance
1659 Achieva Way Suite 121, Dunedin, FL 34698
(727) 585-1174 restinsured.com
A. American Insurance
1583 Main St, Dunedin, FL 34698
(727) 733-9381 mercuryinsurance.com
Peter Markos Insurance
1454 Main St A, Dunedin, FL 34698
(727) 738-0777 petermarkosinsurance.com
Southern Insurance & Risk Management
1395 Lotus Dr S, Dunedin, FL 34698
(727) 734-3433 sirms.com
Secure Me Insurance Agency
400 Douglas Ave Ste B1, Dunedin, FL 34698
(727) 734-9111 homeowners.agency
Avid Insurance Services, Inc.
1480 Beltrees St, Dunedin, FL 34698
(727) 738-1770
Larson Insurance Group
1497 Main St #307, Dunedin, FL 34698
(727) 736-0025 larsoninsurancegroup.com
Burke Insurance Services
1460 Beltrees St # 11, Dunedin, FL 34698
(727) 441-3094 burkeinsservices.com

An umbrella insurance agent in Dunedin Florida helps you secure a personal liability policy that provides coverage above the limits of your auto and homeowners insurance. Florida law requires minimum auto liability limits of 10/20/10 but a serious accident can quickly exceed those amounts. An umbrella policy offers an extra layer of protection for your savings and future earnings.

What Does a Umbrella Insurance Agent in Dunedin Cost?

The cost for a 1 million dollar umbrella policy in Florida typically ranges from 150 to 300 dollars per year. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Premiums depend on your driving record number of properties and other risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Dunedin do?
An umbrella insurance agent helps you evaluate your current liability risks and find a policy that covers claims above your primary insurance limits. They assess your assets including your home and vehicles in Dunedin to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage to protect against major lawsuits. In Florida where hurricane and water damage claims are common, higher limits can shield you from large liability judgments. Your agent will help you choose a limit based on your net worth and risk exposure.
Are there specific Florida laws that affect umbrella insurance?
Florida has a four-year statute of limitations for personal injury lawsuits and a two-year limit for wrongful death claims. Umbrella policies cover legal defense costs which can be substantial in Florida courts. Your agent can explain how these time limits and state liability laws impact your coverage needs.