The top-rated umbrella insurance agent in DeLand, Florida is Hometown Insurance Group, Inc., rated 4.9 stars across 271 reviews. Other highly rated options include Page Insurance Agency, Choice Health Insurance Brokers, Harper Hill: Allstate Insurance. This directory lists 20 umbrella insurance agents serving DeLand.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hometown Insurance Group, Inc. | 244 S Woodland Blvd a | (386) 736-1000 |
| 2 | Page Insurance Agency | 500 E New York Ave | (386) 734-9642 |
| 3 | Choice Health Insurance Brokers | 101 N Woodland Blvd | (321) 230-9536 |
| 4 | Harper Hill: Allstate Insurance | 809 N Woodland Blvd | (386) 738-9373 |
| 5 | Sonia Mori - State Farm Insurance Agent | 975 W Wisconsin Ave | (386) 738-4805 |
| 6 | Godwin & Silverman Insurance Agency | 700 W New York Ave Suite A | (386) 860-0001 |
| 7 | Insurance Land, Inc. | 120 N Woodland Blvd | (386) 734-5111 |
| 8 | Mans Insurance & Associates | 1540 FL-15 Alt | (386) 738-2323 |
| 9 | V.W. Gould Agency, Inc. | 201 N Woodland Blvd | (386) 734-3970 |
| 10 | First Commercial Insurance | 2220 Saragossa Ave | (386) 775-1781 |
Hometown Insurance Group, Inc. serves the DeLand, Florida, area as an umbrella insurance agent. This type of coverage provides an extra layer of liability protection beyond standard home and auto policies, helping to safeguard personal assets against major claims or lawsuits. With a focus on comprehensive risk management, the agency assists clients in securing policies that address gaps in existing coverage. It handles policy evaluation and the placement of supplemental liability insurance for both homeowners and vehicle owners.
Page Insurance Agency provides personal and commercial umbrella liability coverage to clients throughout the DeLand area, offering supplementary liability protection above standard home and auto policy limits. Its service plans include policy review and coverage audits to identify exposure gaps, along with claims advocacy support for policyholders. The agency assists property owners in securing extra liability protection for single-family homes, apartments, retail spaces, and restaurants.
Choice Health Insurance Brokers serves the DeLand, Florida area and its surrounding communities. It handles umbrella insurance policies for clients seeking additional liability protection beyond standard coverage. The agency assists individuals and families in securing this extra layer of financial security against major claims or lawsuits. To complete a typical job, the agent reviews a client’s existing insurance portfolio and liability exposures to recommend an appropriate umbrella policy that aligns with their specific needs.
Harper Hill: Allstate Insurance serves homeowners, businesses, and property managers in DeLand, Florida, seeking umbrella insurance coverage. The agency helps clients extend liability protection beyond standard policy limits, offering added financial security against large claims or lawsuits. Professionals here guide customers through policy options designed to shield personal assets and commercial investments. They work closely with each client to assess risks and tailor appropriate coverage levels. Harper Hill also provides its umbrella insurance services to residents and business owners in the greater Volusia County area, including neighboring communities such as Orange City.
Sonia Mori's agency in DeLand, FL offers umbrella insurance, which provides extended liability coverage beyond standard policies, and can be selected as either a one-time policy endorsement or a scheduled recurring plan. This type of coverage helps protect personal assets against major claims or lawsuits involving property damage or bodily injury. Umbrella insurance does not stand alone; it typically requires underlying auto or homeowners insurance. Service at this local agency operates on an as-needed basis for policy reviews, adjustments, or new coverage inquiries.
When heavy afternoon thunderstorms or unexpected flooding affect properties in Volusia County, residents and business owners seek extra liability coverage beyond standard policies. Godwin & Silverman Insurance Agency in DeLand assists clients with umbrella insurance to provide that additional financial protection against major claims or lawsuits. Their representatives explain how such policies coordinate with existing homeowners and auto coverage for broader security. A typical first step involves a review of current limits and potential exposure during a complimentary initial consultation to assess appropriate umbrella coverage.
Insurance Land, Inc. in DeLand, FL provides specialized umbrella insurance coverage to extend liability protection beyond standard policy limits. The agency assists local residents and businesses with evaluating potential risk exposure and securing appropriate additional layers of financial security. Their work helps clients safeguard assets, such as homes and savings, from major lawsuits. During Florida’s busy hurricane season, they help property owners address the increased liability risk from storm-related accidents or injuries that could exceed base policy caps.
Mans Insurance & Associates in DeLand, FL, is known for providing supplemental liability coverage that protects clients when their primary policies are exhausted. The agency serves local residents and small business owners needing additional layers of financial security against major claims or lawsuits. Their umbrella insurance policies are designed to cover a broad range of personal and commercial risks, offering peace of mind beyond standard limits. The company also specializes in tailoring excess liability solutions for homeowners with substantial assets or recreational properties.
V.W. Gould Agency, Inc. provides general insurance services and specializes in offering umbrella liability coverage to clients in the DeLand, Florida area. Umbrella policies from this firm add an extra layer of protection beyond standard homeowners or auto insurance limits. This business also advises on coverage that covers legal defense costs for large claims. Commercial clients seeking high-limit liability protection often work with the agency for a variety of sectors including offices, warehouses, and food service.
First Commercial Insurance handles residential umbrella coverage for homes in DeLand, FL, extending liability protection beyond standard policies. The agency also addresses commercial umbrella needs for local businesses seeking additional liability layers. They serve clients throughout the DeLand area. Each policy review examines existing underlying limits to customize appropriate excess coverage amounts. Follow-up adjustments are handled between regular visits to maintain consistent protection as assets or risk exposures change over time.
What Does an a Umbrella Insurance Agent in DeLand Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost between 300 and 1,000 dollars annually. Actual premiums depend on your risk profile, the number of vehicles, and your claims history. This is general information and not insurance advice.
About umbrella insurance agents in DeLand
Umbrella insurance agents in DeLand, Florida help you secure extra liability coverage that goes beyond the limits of your auto or homeowners policy. Florida law does not require umbrella insurance, but it can be important for residents with significant assets or high risk of lawsuits. Local agents understand the unique liability exposures in Volusia County, such as accidents on the St. Johns River or incidents at local events.
Frequently Asked Questions
What does an umbrella insurance agent in DeLand do?
An umbrella insurance agent in DeLand helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. The agent assesses your assets and risk factors to recommend an appropriate coverage amount. They also explain how the policy interacts with your primary insurance.
How much umbrella coverage do I need in Florida?
The amount of umbrella coverage you need depends on your net worth, income, and potential liability risks. Many Florida agents recommend at least 1 million dollars in coverage, which is the typical minimum policy limit. Higher limits may be wise if you own rental property, have a pool, or frequently host guests.
Does Florida law affect umbrella insurance policies?
Yes, Florida law requires that umbrella policies be written in compliance with state insurance regulations. For example, Florida Statute 627.4147 requires clear disclosure of policy terms and exclusions. Also, Florida has a 4-year statute of limitations for most personal injury lawsuits, which can influence how long you need to maintain coverage.
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