The top-rated umbrella insurance agent in Wallingford, Connecticut is Tatia Winecoff - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Jon D. Racow - Wallingford State Farm Insurance Agency, Acrisure Wallingford, CT (HD Segur), J J Fishbein Inc Insurance. This directory lists 18 umbrella insurance agents serving Wallingford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tatia Winecoff - State Farm Insurance Agent | 857 N Main Street Ext | (203) 269-9330 |
| 2 | Jon D. Racow - Wallingford State Farm Insurance Agency | 253 Center St | (203) 265-0426 |
| 3 | Acrisure Wallingford, CT (HD Segur) | 10 Research Pkwy Ste. 400 | (203) 699-4500 |
| 4 | J J Fishbein Inc Insurance | 21 N Main St | (203) 265-9474 |
| 5 | Petruzelo Insurance Inc | 4 Research Pkwy | (203) 269-3551 |
| 6 | Michalowski Agency LLC | 821 E Center St | (203) 265-6763 |
| 7 | Tranquist Insurance Group LLC | 420 Center St fl 1 | (203) 518-4918 |
| 8 | Ferguson & McGuire Insurance Inc. | 373 Center St | (203) 265-5681 |
| 9 | Sinclair Risk & Financial Management | 35 Thorpe Ave #200 | (203) 265-0996 |
| 10 | Insurance With T | 60 Old Church St Unit 4B | (203) 678-4111 |
Tatia Winecoff - State Farm Insurance Agent serves the Wallingford, Connecticut area as a local provider of umbrella insurance coverage. This agency helps clients in the region secure additional liability protection beyond standard auto and homeowners policies. An umbrella policy can safeguard personal assets and future earnings against major claims or lawsuits. The office guides residents through the process of evaluating their risk exposure and selecting appropriate coverage limits. Specific services handled by this agency include personal umbrella insurance for households and extra liability protection for property owners with rental units.
Jon D. Racow - Wallingford State Farm Insurance Agency provides umbrella insurance coverage to clients in the Wallingford, Connecticut area. This service offers additional liability protection that extends beyond the limits of standard home or auto policies. The agency helps homeowners and renters manage their financial risk against personal liability claims. Its maintenance plans focus on reviewing coverage on a regular basis to keep policies aligned with changing needs. The agency’s services typically apply to several property types, including single-family homes, apartments, retail locations, and restaurants.
Acrisure Wallingford, CT (HD Segur) serves homeowners, businesses, and property managers who require added liability protection beyond their standard policies. The agency specializes in connecting clients with umbrella insurance coverage that extends limits across multiple existing policies, offering a broader safety net against large claims or lawsuits. Operating locally in Wallingford, the firm works with insurers to match coverage needs for various residential and commercial exposures. It also regularly assists clients located in nearby Meriden, covering property and liability risks throughout the greater New Haven metro area.
J J Fishbein Inc Insurance in Wallingford, CT, offers umbrella insurance coverage as a one-time policy purchase to increase liability protection beyond standard limits, or as an ongoing, recurring service for continuous risk management. This coverage safeguards assets from major claims and lawsuits. Clients can access service on an as-needed basis, scheduling consultations or policy adjustments only when circumstances require them.
Petruzelo Insurance Inc serves clients in Wallingford, Connecticut, and the surrounding communities. The company handles umbrella insurance policies, which provide additional liability coverage beyond standard home and auto limits. This protection helps safeguard personal assets against major claims or lawsuits. To address a typical client’s needs, Petruzelo Insurance reviews existing policies to identify gaps in coverage. It then recommends an appropriate umbrella policy limit that aligns with the client’s specific risk exposure and financial situation.
Michalowski Agency LLC in Wallingford, Connecticut focuses its specialty services on umbrella insurance agent work. The firm helps clients obtain additional liability protection that extends beyond the limits of standard homeowners or auto policies. Its general service work involves assessing local clients’ risk exposure to recommend appropriate policy layers. This coverage particularly matters for covering major accident costs or lawsuit liabilities. For Wallingford area residents, the agency also addresses the extra risks that arise each year during heavy snow seasons, when slip-and-fall claims on unshoveled property become more common.
Tranquist Insurance Group LLC, based in Wallingford, CT, provides umbrella insurance services for residential clients, offering extra liability coverage that extends beyond standard homeowner policies. The agency also assists commercial entities, helping businesses secure broader protection against major claims across the Wallingford area and surrounding communities. These policies function as an added safeguard, filling potential gaps in existing coverage for various property types. Clients often return for policy reviews and adjustments between regular visits, ensuring their coverage kept pace with changing personal or business circumstances.
As winter storms approach Wallingford, CT, property owners often face increased liability from icy walkways and wind-driven debris. Ferguson & McGuire Insurance Inc. serves local residents and businesses by structuring umbrella policies that add an extra layer of liability coverage above standard homeowners or auto limits. Their agents work with clients to determine how much additional protection is appropriate for their personal assets and potential risks. An initial assessment of current coverage limits is the typical first step before recommending a specific policy.
Sinclair Risk & Financial Management operates as an umbrella insurance agent in Wallingford, CT, offering excess liability coverage that extends beyond standard policy limits. This specialty protection serves as an additional layer of financial security for clients facing significant claims or lawsuits. The firm handles policies designed to safeguard assets against catastrophic events that could otherwise deplete savings or property. Its client base includes various commercial operations, ranging from professional offices and industrial warehouses to food service establishments.
Insurance With T is known in Wallingford, CT for providing dedicated umbrella insurance agent services to local residents and businesses. The company helps clients secure additional liability coverage that extends beyond the limits of standard home or auto policies, offering greater financial protection against major claims or lawsuits. This extra layer of security can safeguard personal assets and future earnings. As a specialty add-on, the agency can help clients include coverage for rental properties or watercraft exposures.
What Does an a Umbrella Insurance Agent in Wallingford Cost?
Typical umbrella insurance costs in Connecticut range from 150 to 300 dollars per year for one million dollars in coverage. Higher coverage limits of two to five million dollars may cost 300 to 600 dollars per year. Costs vary based on your personal risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Wallingford
An umbrella insurance agent in Wallingford Connecticut can help you secure additional liability coverage beyond your home and auto policies. Connecticut law requires minimum liability limits for auto insurance, but an umbrella policy provides an extra layer of protection for major claims or lawsuits. Local agents understand the specific risks for Connecticut residents, such as winter slip and fall incidents.
Frequently Asked Questions
What does an umbrella insurance agent in Wallingford do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your existing home and auto insurance. The agent reviews your assets and risks to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Connecticut?
Most Connecticut agents recommend at least one million dollars in umbrella coverage. The exact amount depends on your net worth, income, and potential liability risks. A local agent can help you calculate the right limit for your situation.
Does Connecticut have any special laws for umbrella insurance?
Connecticut does not require umbrella insurance by law. However, Connecticut has a two year statute of limitations for personal injury lawsuits. This means you could face a lawsuit long after an incident, making umbrella coverage valuable.
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