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Find Umbrella Insurance Agents Near You in Farmington, CT

Browse umbrella insurance agents serving Farmington, Connecticut. Updated 2026-07-14.

The top-rated umbrella insurance agent in Farmington, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 4.9 stars across 445 reviews. Other highly rated options include North American Underwriters, Bankers Life, Insurance Alternatives Inc.. This directory lists 15 umbrella insurance agents serving Farmington.

Showing 15 umbrella insurance agents in Farmington, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Zelem - State Farm Insurance Agent248 Main St(860) 404-2952
2North American Underwriters16 Spring Ln STE 1(860) 674-4000
3Bankers Life195 Scott Swamp Rd Ste 2(860) 674-0342
4Insurance Alternatives Inc.128 Garden St(860) 677-0553
5Wentworth Insurance20 Batterson Park Rd # 120(860) 676-3073
6Blanca Vasallo. Insurance Broker & Real Estate Agent20 Waterside Dr Ste 202(860) 893-4287
7The Beam Agency, LLC10 Forest Park Dr #1-RR(860) 672-1733
8Lindquist Insurance Associates, Inc.6 Executive Dr #119(860) 224-2413
9Gustafson Agencies Inc790 Farmington Ave(860) 677-0202
10Farmers Insurance - Jamie Leggett504 Main St Ste 209(860) 248-4200
JZ
248 Main St
Josh Zelem - State Farm Insurance Agent
Umbrella Insurance Agent · Farmington, CT

Josh Zelem - State Farm Insurance Agent serves the Farmington, Connecticut metro area and provides umbrella insurance agent services. Umbrella insurance extends liability coverage beyond standard policies, offering additional financial protection for homeowners and drivers. The agency assists individuals in assessing their risk exposure to determine appropriate limits. It handles scheduling a policy review to examine existing coverage and tailoring an umbrella plan to address specific personal asset protection needs. This service helps safeguard savings and future income against costly liability claims.

NA
16 Spring Ln STE 1
North American Underwriters
Umbrella Insurance Agent · Farmington, CT

North American Underwriters provides umbrella insurance agent services for clients in Farmington, CT, offering additional liability coverage that extends beyond standard policies. Its service plans include consultation to evaluate existing coverage, straightforward policy issuance, and support for filing claims against the excess liability limit. Regular review of coverage needs is part of the maintenance plan. The agency services single-family homes, apartment complexes, retail stores, and independent restaurants.

BL
195 Scott Swamp Rd Ste 2
Bankers Life
Umbrella Insurance Agent · Farmington, CT

Specializing in umbrella insurance policies, Bankers Life provides extended personal liability protection for clients in Farmington, Connecticut. Its general services include assessing existing home and auto coverage to identify coverage gaps and ensuring sufficient asset protection. Policies offer extra security against major claims and lawsuits that exceed standard policy limits. A typical concern addressed is safeguarding homeowners’ finances during the spring storm season, when increased risks of property damage and injury lawsuits may arise.

IA
128 Garden St
Insurance Alternatives Inc.
Umbrella Insurance Agent · Farmington, CT

Homeowners in Farmington, businesses, and property managers turn to Insurance Alternatives Inc. for supplemental umbrella liability coverage that extends beyond standard policy limits. This local agency helps clients protect personal assets and commercial operations from large claims or lawsuits. It presents clear policy options that fit a range of risk profiles and budget considerations. Its services also reach nearby communities throughout Hartford County, including West Hartford.

WI
20 Batterson Park Rd # 120
Wentworth Insurance
Umbrella Insurance Agent · Farmington, CT

Wentworth Insurance serves Farmington, Connecticut, and the surrounding Hartford County communities as an umbrella insurance agent. It handles policies that provide extra liability coverage beyond standard auto and homeowners limits, protecting personal assets from major claims. The agent explains coverage options to clients and helps them select appropriate liability limits. To handle a typical job, it reviews existing policies and personal risks, then recommends a tailored excess liability plan that fits the client's specific financial situation.

BV
20 Waterside Dr Ste 202
Blanca Vasallo. Insurance Broker & Real Estate Agent
Umbrella Insurance Agent · Farmington, CT

Blanca Vasallo, Insurance Broker & Real Estate Agent, provides umbrella insurance in Farmington, CT, with either one‑time policies for single‑event liability protection or recurring annual coverage that extends underlying home and auto limits. This supplemental layer safeguards assets against major lawsuits beyond standard policy ceilings. Serving local property owners and professionals, coverage helps manage risk from accidental injuries or property damage claims. Services operate on a one‑time or as‑needed basis depending on the client’s changing liability exposure.

BA
10 Forest Park Dr #1-RR
The Beam Agency, LLC
Umbrella Insurance Agent · Farmington, CT

As spring storms approach Farmington, property owners often review their liability coverage for added security. The Beam Agency, LLC serves as a local umbrella insurance agent, helping clients secure excess liability protection beyond standard home or auto policies. Umbrella coverage addresses gaps that could arise from accidents or unexpected events that exhaust primary insurance limits. For new clients concerned about catastrophic exposure, the agency begins the process by scheduling a thorough review of current policies to determine appropriate additional coverages.

LI
6 Executive Dr #119
Lindquist Insurance Associates, Inc.
Umbrella Insurance Agent · Farmington, CT

Lindquist Insurance Associates, Inc. provides a range of general insurance services to clients in Farmington, Connecticut. As a specialized umbrella insurance agent, it assists individuals and businesses in securing additional liability coverage beyond standard policy limits. This added layer of protection is offered to guard against major claims and lawsuits. The company serves commercial sectors that include offices, warehouses, and food service establishments.

GA
790 Farmington Ave
Gustafson Agencies Inc
Umbrella Insurance Agent · Farmington, CT

Gustafson Agencies Inc offers specialized umbrella insurance coverage, providing an extra layer of liability protection that extends beyond standard home and auto policies. In the Farmington area, the agency works with clients to assess individual risk exposures, ensuring comprehensive asset protection from unforeseen claims. Seasonal concerns such as increased liability from winter weather accidents or summer gatherings are a specific focus, helping residents safeguard against potential litigation from incidents on their property.

FI
504 Main St Ste 209
Farmers Insurance - Jamie Leggett
Umbrella Insurance Agent · Farmington, CT
FA
30 Waterside Dr # 527
Farmington an Aon Company
Umbrella Insurance Agent · Farmington, CT
(860) 674-0501
farmingtonco.com
DI
2 Garden St
Deming Insurance Inc
Umbrella Insurance Agent · Farmington, CT
(860) 677-2621
LI
5 Melrose Dr D
Lindquist Insurance Associates dba Lindquist Benefits of NE
Umbrella Insurance Agent · Farmington, CT
(860) 677-6679
lindquist-insurance.com
AW
308 Farmington Ave
AM WINS Insurance Brokerage
Umbrella Insurance Agent · Farmington, CT
(860) 777-2800
amwins.com
AI
40 Stanford Dr 2nd Floor
Alliant Insurance Services, Inc.
Umbrella Insurance Agent · Farmington, CT
(860) 269-2150
alliant.com

What Does an a Umbrella Insurance Agent in Farmington Cost?

The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Premiums vary based on your risk factors such as number of vehicles property value and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Farmington

Umbrella insurance agents in Farmington Connecticut help residents add an extra layer of liability coverage beyond standard auto and home policies. Connecticut law requires minimum auto liability limits of 25000 per person and 50000 per accident but an umbrella policy can protect assets above those amounts. Agents in Farmington can explain how Connecticut liability laws affect your coverage needs.

Frequently Asked Questions

What does an umbrella insurance agent in Farmington do?

An umbrella insurance agent in Farmington helps you purchase a personal umbrella liability policy that provides coverage above your existing home and auto insurance limits. The agent evaluates your assets and risk exposure to recommend an appropriate coverage amount. They also explain how Connecticut insurance regulations apply to your policy.

How much umbrella insurance do I need in Connecticut?

Most agents recommend at least 1 million dollars in umbrella coverage for Connecticut residents with significant assets or high liability risk. The amount depends on your net worth income and exposure from activities like owning a pool or rental property. An agent can run a personal risk assessment to suggest a suitable limit.

Does Connecticut law require umbrella insurance?

Connecticut does not require umbrella insurance by law. However if you have a home or auto policy the state requires minimum liability limits that an umbrella policy can supplement. An umbrella policy is optional but provides extra protection against lawsuits for bodily injury or property damage.

Umbrella Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.