ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Fairfield, CT

Browse umbrella insurance agents serving Fairfield, Connecticut. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Cusmano Agency, Macman Insurance Associates, Morrison Insurance Agency. This directory lists 19 umbrella insurance agents serving Fairfield.

Showing 19 umbrella insurance agents in Fairfield, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Oluwatoyin Ogunbiyi303 Linwood Ave Ste 1f(203) 884-6718
2Cusmano Agency425 Kings Hwy E(203) 394-6645
3Macman Insurance Associates585 Villa Ave(203) 384-9000
4Morrison Insurance Agency580 Tunxis Hill Rd(203) 336-9198
5Nationwide Insurance: Stephen F Boccarossa1828 Post Rd(203) 256-8029
6Double Eagle Insurance Agency of CT35 Kings Hwy E Suite 205(203) 227-9229
7American Agency Inc585 Villa Ave # 1(203) 333-9222
8The SIG Insurance Agencies1515 Black Rock Tpke Suite 101(203) 292-3883
9Bearingstar Insurance501 Kings Hwy E UNIT 111(203) 254-0875
10Connelly Agency Inc16 Sherman Ct(203) 256-8888
FI
303 Linwood Ave Ste 1f
Farmers Insurance - Oluwatoyin Ogunbiyi
Umbrella Insurance Agent · Fairfield, CT

Farmers Insurance - Oluwatoyin Ogunbiyi serves Fairfield, Connecticut, and the surrounding area as an umbrella insurance agent. The agency specializes in providing additional liability coverage that extends beyond the limits of standard home or auto policies. This extra layer of protection helps safeguard personal assets in case of major claims or lawsuits. Services include tailoring umbrella policies to match individual risk profiles and coordinating coverage with existing insurance plans. The office handles specialized liability assessments for homeowners and drivers in Fairfield.

CA
425 Kings Hwy E
Cusmano Agency
Umbrella Insurance Agent · Fairfield, CT

Cusmano Agency serves Fairfield homeowners, businesses, and property managers who require extended liability protection beyond standard policies. As umbrella insurance agents, they help clients secure additional coverage layers that safeguard assets against major claims and lawsuits. Their team offers personalized risk assessments and policy comparisons to match each client's unique needs. Operating from Fairfield, Connecticut, they also provide their umbrella insurance services to clients throughout the broader Bridgeport metropolitan area.

MI
585 Villa Ave
Macman Insurance Associates
Umbrella Insurance Agent · Fairfield, CT

Macman Insurance Associates provides comprehensive umbrella liability coverage for clients throughout the Fairfield area. Its service plans focus on helping policyholders secure an extra layer of personal or commercial liability protection above their underlying home and auto policies. The agency works to explain policy limits and exclusions, ensuring clients understand how umbrella coverage can shield their assets from large claims or lawsuits. Macman Insurance Associates services single-family homes, apartments, retail storefronts, and restaurants, tailoring each policy to fit the specific risk profile of the property.

MI
580 Tunxis Hill Rd
Morrison Insurance Agency
Umbrella Insurance Agent · Fairfield, CT

Morrison Insurance Agency in Fairfield, CT provides umbrella insurance, which offers additional liability coverage beyond standard home or auto policies. This service can be secured through a one-time policy purchase or as a recurring annual plan, extending protection for major claims. The agency operates on a scheduled, as-needed basis, allowing clients to review and update their coverage at specific renewal periods or when personal risk factors change. This structure supports those seeking enhanced liability limits without committing to continuous automatic adjustments, ensuring coverage aligns with evolving needs in the local community.

NI
1828 Post Rd
Nationwide Insurance: Stephen F Boccarossa
Umbrella Insurance Agent · Fairfield, CT

Serving Fairfield, CT, and the surrounding communities, Nationwide Insurance: Stephen F Boccarossa handles umbrella insurance policies for local residents. This type of coverage provides an extra layer of liability protection beyond standard home and auto policies. The agency assists clients in assessing their personal assets and potential risks to determine appropriate coverage limits. For a typical job, it reviews the client's existing policies and personal liability exposure before explaining how an umbrella policy can help protect savings and future earnings, then outlines the coverage options available.

DE
35 Kings Hwy E Suite 205
Double Eagle Insurance Agency of CT
Umbrella Insurance Agent · Fairfield, CT

Double Eagle Insurance Agency of CT specializes in providing umbrella coverage, which extends liability protection beyond standard home and auto policies. It assists clients in Fairfield with securing additional layers of defense against major claims and lawsuits. The agency generally brokers policies that safeguard personal assets from unforeseen catastrophic events. During coastal storm seasons, it helps property owners address the heightened liability risks that often accompany such weather-related exposures.

AA
585 Villa Ave # 1
American Agency Inc
Umbrella Insurance Agent · Fairfield, CT

In coastal Fairfield, the risks of liability from unexpected incidents, such as a guest slipping on an icy driveway or a fence damaged during a storm, are a practical concern for property owners. American Agency Inc provides umbrella insurance agents who help local residents obtain additional liability coverage beyond standard homeowners or auto policies for such situations. This added protection layer helps safeguard personal assets against significant claims or lawsuits. To begin, an agent schedules an initial in-person review of the property to assess existing policies and identify necessary coverage adjustments.

SI
1515 Black Rock Tpke Suite 101
The SIG Insurance Agencies
Umbrella Insurance Agent · Fairfield, CT

The SIG Insurance Agencies provides residential umbrella liability coverage for homeowners in Fairfield and the surrounding Connecticut area, acting as an extra layer of protection above existing auto and home policies. They also extend similar commercial umbrella options to local small businesses that need higher liability limits for their operations. Their service area covers Fairfield County. Clients often return for follow-up policy reviews and annual adjustments to ensure coverage stays aligned with changing personal or business needs between regular premium cycle visits.

BI
501 Kings Hwy E UNIT 111
Bearingstar Insurance
Umbrella Insurance Agent · Fairfield, CT

Bearingstar Insurance assists clients with personalized risk management solutions in Fairfield, Connecticut. The agency specializes in adding umbrella liability coverage that extends beyond standard policies, creating a valuable safety net for enhanced financial protection. By securing additional limits, policyholders gain stronger defense against unexpected claims and legal expenses. This service is especially practical for those who host visitors or manage properties with elevated exposure. The agency can serve local commercial sectors such as offices, warehouses, and food service businesses.

CA
16 Sherman Ct
Connelly Agency Inc
Umbrella Insurance Agent · Fairfield, CT
AI
1460 Fairfield Beach Rd
Apex Insurance Solutions
Umbrella Insurance Agent · Fairfield, CT
(203) 268-8500
apexct.co/location.html
DI
45 Sherman St
Doyle Insurance
Umbrella Insurance Agent · Fairfield, CT
(203) 454-3537
crossprivateclient.com/customer-service/employee-directory/tim-doyle
MI
1580 Post Rd
Murren Insurance
Umbrella Insurance Agent · Fairfield, CT
(203) 259-5600
murreninsurance.com
NI
425 Kings Hwy E Fl 2
Nationwide Insurance: John J. Cusmano, Jr.
Umbrella Insurance Agent · Fairfield, CT
(203) 394-6645
agency.nationwide.com/ct/fairfield/06825/john-j-cusmano-jr
HI
1735 Post Rd STE 5
Hatfield Insurance Inc
Umbrella Insurance Agent · Fairfield, CT
(203) 256-5660
hatfieldinsuranceagency.com
FI
540 Tunxis Hill Rd Ste 200
Farmers Insurance - Harshal Rana
Umbrella Insurance Agent · Fairfield, CT
(203) 653-3444
agents.farmers.com/ct/fairfield/harshal-rana
CF
540 Tunxis Hill Rd
CT Financial Services LLC
Umbrella Insurance Agent · Fairfield, CT
(203) 653-2212
ctfinserv.com
HI
777 Commerce Dr
HUB International
Umbrella Insurance Agent · Fairfield, CT
(203) 337-1800
hubinternational.com/offices/us/connecticut/fairfield
HI
16 Sherman Ct
HUB International
Umbrella Insurance Agent · Fairfield, CT
(203) 256-8888
hubinternational.com/offices/us/connecticut/fairfield-sherman-court

What Does an a Umbrella Insurance Agent in Fairfield Cost?

The cost of umbrella insurance in Connecticut typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk profile number of properties and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Fairfield

Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Fairfield Connecticut agents can help you secure additional protection against lawsuits and major claims. Connecticut law requires minimum liability limits for auto insurance but an umbrella policy can offer a higher safety net for your assets.

Frequently Asked Questions

What does umbrella insurance cover in Fairfield Connecticut?

Umbrella insurance covers liability claims that exceed the limits of your home or auto policy. This includes bodily injury property damage and personal injury lawsuits. It also covers certain legal defense costs not included in underlying policies.

How much umbrella insurance do I need in Connecticut?

Most agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your assets income and risk factors. Connecticut courts can award large judgments so high net worth individuals often carry 2 to 5 million dollars in coverage.

Do I need umbrella insurance if I have a pool or a dog in Fairfield?

Yes these are common liability risks. A pool or a dog increases the chance of an injury claim on your property. Umbrella insurance provides extra protection if a lawsuit exceeds your homeowners policy limits.

Umbrella Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.