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Find Umbrella Insurance Agents Near You in Hamden, CT

Browse umbrella insurance agents serving Hamden, Connecticut. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hamden, Connecticut is JVR Insurance Agency, rated 4.9 stars across 88 reviews. Other highly rated options include Goosehead Insurance - Jessica Pirri, StateChoice Insurance, Street Smart. This directory lists 19 umbrella insurance agents serving Hamden.

Showing 19 umbrella insurance agents in Hamden, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1JVR Insurance Agency1905 State St(203) 891-5524
2Goosehead Insurance - Jessica Pirri2969 Whitney Ave 2nd Floor(203) 210-8867
3StateChoice Insurance1818 Dixwell Ave(203) 333-1234
4Street Smart2662 Whitney Ave #01(888) 800-7133
5Raccio Insurance1960 Whitney Ave(203) 288-4229
6ABC Insurance Agency1970 Whitney Ave Suite 8(203) 777-1550
7Advocates for Insurance Benefits, LLC1676 Dixwell Ave(203) 654-3005
8Ronald L Smoko Insurance2661 Whitney Ave STE 1(203) 281-6576
9Main Street Insurance - Hamden Office1039 Dixwell Ave(203) 281-7363
10North Haven Insurance Group299 Washington Ave Unit 21(203) 288-8429
JI
1905 State St
JVR Insurance Agency
Umbrella Insurance Agent · Hamden, CT

JVR Insurance Agency serves the Hamden, Connecticut area as a professional umbrella insurance agent. This company provides additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance helps protect clients against major claims and lawsuits by offering an extra layer of financial security. Such policies often cover incidents not included in underlying plans. JVR Insurance Agency assists local residents with securing personal umbrella policies and business liability coverage in this region.

GI
2969 Whitney Ave 2nd Floor
Goosehead Insurance - Jessica Pirri
Umbrella Insurance Agent · Hamden, CT

Goosehead Insurance - Jessica Pirri provides umbrella insurance coverage in Hamden, Connecticut, offering clients an additional layer of liability protection beyond standard homeowners or auto policies. The agency assists with assessing personal risk exposure and tailoring extended coverage limits to suit individual needs. Service includes guiding clients through the process of selecting appropriate policy terms and explaining how umbrella insurance integrates with existing plans. Properties commonly served by this agency include single-family homes, apartments, retail spaces, and restaurants.

SI
1818 Dixwell Ave
StateChoice Insurance
Umbrella Insurance Agent · Hamden, CT

StateChoice Insurance serves homeowners, businesses, and property managers in Hamden, Connecticut, who require liability protection beyond standard policy limits. The agency works as an umbrella insurance agent, helping clients secure additional coverage for major claims or lawsuits that could otherwise exceed their existing home, auto, or commercial policies. This extra layer of coverage is crucial for asset protection in the greater New Haven area. The agency also extends its services to clients in neighboring North Haven and surrounding communities throughout New Haven County.

SS
2662 Whitney Ave #01
Street Smart
Umbrella Insurance Agent · Hamden, CT

Street Smart serves Hamden, Connecticut, and its surrounding communities, handling umbrella insurance agency needs for local policyholders. It secures additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This extra layer of protection helps safeguard personal assets against major claims and lawsuits. For a typical job, the agency first reviews a client’s existing policies to determine coverage gaps. Then it pursues a suitable umbrella policy from an established carrier, ensuring the solution works cohesively with the client’s primary lines.

RI
1960 Whitney Ave
Raccio Insurance
Umbrella Insurance Agent · Hamden, CT

A coastal storm season in Hamden can quickly reveal gaps in standard property liability coverage, leaving homeowners exposed. Raccio Insurance responds by offering umbrella liability policies that extend protection well beyond the limits of an auto or homeowners policy. Their agents assess each client’s specific risk exposure, such as a backyard pool or a frequently rented property. They then match the appropriate additional coverage to safeguard future earnings and personal assets. An initial free financial-risk evaluation and policy limit review marks the beginning of every client relationship.

AI
1970 Whitney Ave Suite 8
ABC Insurance Agency
Umbrella Insurance Agent · Hamden, CT

For clients needing umbrella insurance, ABC Insurance Agency distinguishes between a one-time policy review and an ongoing advisory relationship. Their coverage options extend personal liability protection above standard auto and homeowners policies, safeguarding assets against major claims. Serving Hamden, CT, this agency tailors its approach to each client’s financial profile. Service runs on a one-time, scheduled, or as-needed basis, according to the client’s preference for ongoing risk assessment versus a single consultation.

AF
1676 Dixwell Ave
Advocates for Insurance Benefits, LLC
Umbrella Insurance Agent · Hamden, CT

As a specialist in liability protection, Advocates for Insurance Benefits, LLC serves clients throughout Hamden, Connecticut and the surrounding area. The firm works with individuals and businesses to secure coverage that extends beyond standard policy limits, offering a shield against major claims and lawsuits. Each case is handled by considering unique asset protection needs. As winter approaches, many clients seek advice on addressing liabilities from snow removal accidents and icy walkway incidents.

RL
2661 Whitney Ave STE 1
Ronald L Smoko Insurance
Umbrella Insurance Agent · Hamden, CT

Ronald L Smoko Insurance provides general risk management solutions for clients in Hamden and the surrounding area, specializing in umbrella coverage that extends liability protection beyond standard policies. This additional layer of security helps safeguard personal and business assets when existing limits are exhausted, offering critical financial defense against unforeseen major claims. The agency offers its umbrella insurance services to a wide range of commercial entities, including local offices, warehouses, and food service establishments seeking to enhance their coverage portfolios.

MS
1039 Dixwell Ave
Main Street Insurance - Hamden Office
Umbrella Insurance Agent · Hamden, CT

Serving homeowners in Hamden, this agency also offers commercial umbrella insurance to local businesses. They help clients extend liability protection beyond standard policy limits for both residential and commercial properties throughout the area. Umbrella insurance agents in Connecticut provide this crucial extra layer of security. Their team handles initial coverage setups during regular business hours, after which policyholders can contact them directly to adjust limits as their personal or professional needs evolve. Many people return for annual policy reviews between regular insurance visits.

NH
299 Washington Ave Unit 21
North Haven Insurance Group
Umbrella Insurance Agent · Hamden, CT

North Haven Insurance Group, based in Hamden, Connecticut, is known for providing personalized umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Serving local residents and small businesses, the agency helps clients secure an extra layer of financial security against major claims or lawsuits. Its services include assessing individual risk profiles to recommend appropriate policy limits. For added coverage, the company can customize policies to protect against specific liabilities such as rental property ownership.

GA
3074 Whitney Ave Bldg 3
Grasso Associates Insurance and Consulting Services
Umbrella Insurance Agent · Hamden, CT
(203) 288-4995
grassoassociates.com
WI
2321 Whitney Ave Suites 202 & 203
World Insurance Associates LLC
Umbrella Insurance Agent · Hamden, CT
(203) 281-1123
locations.worldinsurance.com/the-ciardiello-insurance-agency-a-world-company-1386d8e32eb8
MI
2643 Whitney Ave
Mullen Insurance Agency Inc. | Marketplace Insurance
Umbrella Insurance Agent · Hamden, CT
(203) 287-1178
marketplaceinsurance.com
CI
60 Connolly Pkwy Bldg 12, Ste 103
Corso Insurance Group LLC
Umbrella Insurance Agent · Hamden, CT
(203) 407-1596
ciginsgroup.com
NA
4133 Whitney Ave #2A
North American Underwriters- Hamden, CT Insurance
Umbrella Insurance Agent · Hamden, CT
(203) 230-8810
nauinsurance.com
UI
60 Washington Ave STE 101
Underwriters Insurance Inc
Umbrella Insurance Agent · Hamden, CT
(203) 288-9443
underwritersins.com
CI
1828 Dixwell Ave
Colonna Insurance Services LLC
Umbrella Insurance Agent · Hamden, CT
(203) 288-5936
colonnainsurance.com
AI
1 Evergreen Ave
Abbatello Insurance Agency LLC
Umbrella Insurance Agent · Hamden, CT
(203) 234-7016
abbins.com
LI
355 Main St
LM Insurance Solutions
Umbrella Insurance Agent · Hamden, CT
(203) 230-0548
lminsurancesolutions.net/contact

What Does an a Umbrella Insurance Agent in Hamden Cost?

Typical costs for an umbrella insurance policy in Connecticut range from 150 to 400 dollars per year for a one million dollar policy. Higher coverage amounts such as two million or five million dollars will cost more often between 300 and 800 dollars annually. Factors like your driving record number of properties and claims history affect the premium. This is general information not insurance advice.

About umbrella insurance agents in Hamden

Umbrella insurance agents in Hamden Connecticut help you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. Connecticut law requires minimum auto liability limits of 25/50/25 but a personal umbrella policy can provide an extra layer of protection for major claims or lawsuits. Local agents understand the specific risks for Hamden residents including property liability and auto accident exposures.

Frequently Asked Questions

What does an umbrella insurance agent in Hamden do?

An umbrella insurance agent in Hamden helps you assess your personal liability risks and recommends a policy that provides coverage above your existing home and auto insurance limits. They guide you through the application process and explain how the policy responds to claims.

How much liability coverage do I need in Connecticut?

Most umbrella policies start at one million dollars in coverage. Connecticut does not set a specific requirement for umbrella insurance but your underlying auto and home policies must meet certain minimum limits typically 300/300 for auto and 300 for home liability.

Can I get umbrella insurance if I have a rental property in Hamden?

Yes you can add umbrella coverage for rental properties you own in Hamden. The policy will provide extra liability protection for tenant injuries or property damage claims that exceed your landlord policy limits.

Umbrella Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.