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Find Umbrella Insurance Agents Near You in Stratford, CT

Browse umbrella insurance agents serving Stratford, Connecticut. Updated 2026-07-14.

The top-rated umbrella insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Stratford.

Showing 17 umbrella insurance agents in Stratford, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A J Gambardella Insurance and Financial Services6580 Main St #201(203) 377-8455
2Omar Juarbe - State Farm Insurance Agent3231 Main St(203) 377-5167
3Portsmouth Atlantic Insurance160 1st Ave(603) 431-4020
4Rick LoCicero - State Farm Insurance Agent1516 Barnum Ave(203) 610-6939
5Scott Insurance3151 Main St(203) 375-5847
6Dougherty Insurance Agency, Inc.2420 Main St(203) 377-4394
7County Agency, Inc.2063 Barnum Ave(203) 732-7650
8Lambros Insurance Services1980 Main St(203) 377-2300
9Choice Services LLC3657 Main St(855) 257-5440
10Tavella Insurance2499 Main St(203) 381-9775
JG
6580 Main St #201
A J Gambardella Insurance and Financial Services
Umbrella Insurance Agent · Stratford, CT

A J Gambardella Insurance and Financial Services provides comprehensive umbrella insurance coverage along with personal and commercial risk management solutions in Stratford, CT. Its service approach includes reviewing existing policies to identify coverage gaps and offering ongoing plan adjustments as client needs evolve. The agency focuses on providing liability protection that extends beyond primary policy limits. It serves a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

OJ
3231 Main St
Omar Juarbe - State Farm Insurance Agent
Umbrella Insurance Agent · Stratford, CT

Omar Juarbe - State Farm Insurance Agent in Stratford, Connecticut, provides umbrella insurance coverage to residents and businesses in the greater Stratford area. Umbrella insurance extends liability protection beyond the limits of standard auto or homeowners policies, offering added financial security against major claims or lawsuits. This agent helps clients assess their potential risks and select appropriate policy limits to safeguard their assets. He handles personal umbrella policies for individuals and families.

PA
160 1st Ave
Portsmouth Atlantic Insurance
Umbrella Insurance Agent · Stratford, CT

Portsmouth Atlantic Insurance serves local homeowners, businesses, and property managers seeking personal liability protection above standard policy limits. As an umbrella insurance agent, it helps clients secure extra coverage for claims that exhaust underlying policies. Operating from its Stratford, Connecticut office, the agency assists with risk assessment and policy selection tailored to individual needs. It also extends its services to neighboring Bridgeport, providing comprehensive umbrella insurance solutions across the greater Fairfield County metro area.

RL
1516 Barnum Ave
Rick LoCicero - State Farm Insurance Agent
Umbrella Insurance Agent · Stratford, CT

Rick LoCicero - State Farm Insurance Agent serves Stratford, Connecticut and the surrounding communities. The agency handles umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto policies. An umbrella policy protects clients against major claims and lawsuits, covering expenses that exceed primary policy limits. The agent approaches each client by first reviewing their existing insurance coverage and personal assets to determine the appropriate level of supplementary protection needed for their specific risks.

SI
3151 Main St
Scott Insurance
Umbrella Insurance Agent · Stratford, CT

Residents in Stratford, Connecticut, can choose between a single, project-based policy purchase and an ongoing service relationship with their umbrella insurance agent. Coverage extends liability protection beyond the limits of standard homeowners and auto policies, responding to costly claims that could otherwise threaten personal assets. A thorough evaluation of individual risk exposure ensures appropriate policy limits. Whether a client requires a single policy to complement existing insurance or plans for future asset protection, service runs on an as-needed basis, ready to adjust coverage as personal circumstances evolve.

DI
2420 Main St
Dougherty Insurance Agency, Inc.
Umbrella Insurance Agent · Stratford, CT

As an umbrella insurance agent in Stratford, Connecticut, Dougherty Insurance Agency, Inc. specializes in providing supplemental liability coverage that extends beyond standard policy limits. It generally serves area residents and businesses seeking added protection against catastrophic claims or lawsuits. This coverage helps safeguard assets such as homes, vehicles, and savings. For instance, the agency assists clients in securing extra peace of mind during the winter months when increased risk of slip-and-fall accidents on icy properties can threaten personal finances.

CA
2063 Barnum Ave
County Agency, Inc.
Umbrella Insurance Agent · Stratford, CT

As winter storms and coastal nor’easters threaten properties in Stratford, homeowners and small business owners often seek broader liability protection beyond standard policies. County Agency, Inc. offers umbrella insurance agent services designed to fill these coverage gaps and defend assets in this region. These supplemental policies can address claims involving injury, property damage, or legal expenses that exceed primary limits. A local agent first reviews current underlying coverage and identifies potential exposures, then schedules an on-site assessment to evaluate property-specific risks and recommend appropriate policy limits.

LI
1980 Main St
Lambros Insurance Services
Umbrella Insurance Agent · Stratford, CT

Lambros Insurance Services provides liability coverage that protects clients beyond standard policy limits. As an umbrella insurance agent in Stratford, Connecticut, the company arranges additional layers of coverage for both personal and commercial risks. This added protection can apply to gaps left by underlying home, auto, or business policies. Lambros Insurance Services works with a variety of local enterprises, including offices, warehouses, and food service operations.

CS
3657 Main St
Choice Services LLC
Umbrella Insurance Agent · Stratford, CT

Choice Services LLC provides residential umbrella insurance coverage for homeowners in Stratford, Connecticut, to extend liability protection beyond standard policies. The agency also assists commercial clients who need extra layers of liability security within the local area. Serving Stratford and nearby communities, the company helps clients adjust coverage limits as individual needs change. Following an initial policy setup, the agent follows up with periodic reviews to recommend adjustments to limits before each regular renewal.

TI
2499 Main St
Tavella Insurance
Umbrella Insurance Agent · Stratford, CT

Tavella Insurance is an umbrella insurance agent serving property owners and vehicle operators in the Stratford, Connecticut area. Umbrella policies can provide an extra layer of liability protection above the limits of a standard homeowners or auto policy, helping clients manage risks from serious accidents or lawsuits. Agents evaluate a client’s current coverage limits and suggest appropriate umbrella amounts to protect personal assets. Tavella Insurance can also help add coverage for recreational vehicles like boats.

BI
1757 Barnum Ave #1
Barnum Insurance
Umbrella Insurance Agent · Stratford, CT
(203) 375-3834
barnum-insurance.com
MF
300 Long Beach Blvd # 3
Max Fitelson & Son Inc
Umbrella Insurance Agent · Stratford, CT
(203) 375-5449
travelers.com/FindAgent/All/CT/STRATFORD/MAX-FITELSON-AND-SON-INC
FI
2874 Main St STE 2C
Farmers Insurance - Hui Zeng
Umbrella Insurance Agent · Stratford, CT
(203) 375-5858
agents.farmers.com/ct/stratford/hui-zeng
FI
2083 Main St
Fiorella Insurance Group
Umbrella Insurance Agent · Stratford, CT
(203) 549-8881
fiorellainsurancegrp.com
LF
3151 Main St
Lydiksen and Faber Insurance
Umbrella Insurance Agent · Stratford, CT
(203) 377-0871
lydiksenfaber.com
BI
3151 Main St
Barnum Insurance Agency
Umbrella Insurance Agent · Stratford, CT
(203) 375-3834
barnuminsurance.com
NI
3550 Main St
Nationwide Insurance: The SIG Insurance Agencies
Umbrella Insurance Agent · Stratford, CT
(203) 381-9787
agency.nationwide.com/ct/stratford/06614/the-sig-insurance-agencies

What Does an a Umbrella Insurance Agent in Stratford Cost?

In Connecticut, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information, not insurance advice.

About umbrella insurance agents in Stratford

An umbrella insurance agent in Stratford Connecticut can help you secure extra liability coverage beyond your standard home and auto policies. Connecticut law requires minimum auto liability limits but does not mandate umbrella coverage. A local agent understands the specific risks for Stratford residents, including coastal property concerns and high-value assets near Long Island Sound.

Frequently Asked Questions

What does an umbrella insurance agent in Stratford do?

An umbrella insurance agent helps you buy a personal liability policy that covers claims above your underlying home and auto limits. In Connecticut, this extra layer can protect your savings and future income from lawsuits.

How much umbrella coverage should I get in Connecticut?

Most Connecticut agents recommend at least one million dollars in umbrella coverage. Higher limits are common for homeowners with rental properties or significant assets. Your agent will review your net worth and risk exposure to suggest an appropriate amount.

Does Connecticut law require umbrella insurance?

No. Connecticut does not require umbrella insurance by statute. However, having it can help you meet the financial responsibility requirements if you cause a major accident. It is optional but strongly advised for those with assets to protect.

Umbrella Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.