The top-rated umbrella insurance agent in Rocky Hill, Connecticut is Lyons & Wraight Insurance, rated 4.8 stars across 30 reviews. Other highly rated options include AJC Insurance, Lombardo Insurance Agency Inc., Duric Insurance Group. This directory lists 12 umbrella insurance agents serving Rocky Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lyons & Wraight Insurance | 35 Cold Spring Rd STE 221 | (860) 257-0022 |
| 2 | AJC Insurance | 1850 Silas Deane Hwy #1 | (860) 721-0922 |
| 3 | Lombardo Insurance Agency Inc. | 2080 Silas Deane Hwy STE 300 | (860) 236-6064 |
| 4 | Duric Insurance Group | 36 Old Main St | (860) 335-5654 |
| 5 | Robert J Bokus Agency | 2736 Main St | (860) 563-4841 |
| 6 | The Ariston Insurance | 2049 Silas Deane Hwy | (860) 430-9820 |
| 7 | Catarino-Casale Insurance | 2321 Silas Deane Hwy # 3 | (860) 721-1263 |
| 8 | Brown & Brown | 520 Cromwell Ave | (860) 667-9000 |
| 9 | C&H Insurance | 175 Capital Blvd suit 402 | (888) 844-6264 |
| 10 | Brown & Brown Insurance: Shea Scott | 55 Capital Blvd #102 | (860) 665-8412 |
Lyons & Wraight Insurance serves the Hartford County area, including Rocky Hill, CT, offering personal umbrella insurance policies for enhanced liability coverage. This service provides an additional layer of protection beyond standard home and auto insurance limits. Such policies help safeguard assets, future earnings, and legal defence costs. The company also helps clients evaluate appropriate coverage levels based on local risk factors and property values. It handles personal umbrella insurance policy placements and consultations regarding excess liability protection in this region.
AJC Insurance provides umbrella insurance coverage for clients in Rocky Hill and the surrounding Connecticut area. Its service approach focuses on analyzing individual liability exposures to recommend appropriate policy limits. The company offers annual policy reviews to ensure coverage keeps pace with changes in personal assets or business operations. Maintenance plans include assistance with claims coordination and guidance on risk management strategies. This umbrella insurance agent serves single-family homes, apartments, retail storefronts, and restaurants.
Lombardo Insurance Agency Inc. serves homeowners, businesses, and property managers in Rocky Hill, CT, by arranging umbrella insurance policies that provide extra liability coverage beyond standard home or commercial policies. This protection helps clients safeguard assets against large claims or lawsuits often overlooked by primary insurance. The agency assists with tailoring additional layers of coverage to meet specific regional exposure risks. Their services also extend to clients throughout the Greater Hartford area, including Wethersfield and Glastonbury.
Duric Insurance Group in Rocky Hill, CT, offers personal umbrella coverage through either a one-time policy purchase or a recurring annual renewal service option. This coverage extends liability protection above standard home and auto policies, helping clients safeguard assets against major claims or lawsuits. Service appointments are available on both a one-time basis for initial policy setup and an as-needed basis for mid-year coverage adjustments or policy reviews.
As winter weather and spring storms create varying risks for Rocky Hill properties, the Robert J Bokus Agency serves as a local umbrella insurance agent who helps homeowners and drivers obtain additional liability coverage beyond standard policies. Umbrella insurance from this agency extends protection to cover major claims and legal costs that could otherwise deplete personal assets. Clients considering extra coverage for their home, auto, or small business can schedule a personal consultation to have their current exposures reviewed and preliminary coverage needs assessed.
The Ariston Insurance specializes in providing umbrella liability coverage to residents and businesses in Rocky Hill, Connecticut, offering additional layers of protection beyond standard home and auto policies. It works to help clients safeguard personal assets and future earnings from unforeseen lawsuits or claims. This local agency assists with policy selection and coverage reviews to ensure adequate limits are in place. As winter approaches, it can help address concerns about slip-and-fall liabilities on icy properties.
Catarino-Casale Insurance helps clients manage liability risks through general commercial insurance policies. As an umbrella insurance agent in Rocky Hill, CT, the company offers supplemental coverage that extends beyond standard policy limits, providing extra protection against major claims and lawsuits. This specialty add-on is designed to defend assets and future earnings when primary insurance reaches its cap. The agency’s services are well-suited for businesses operating in local commercial sectors, including offices, warehouses, and food service establishments.
Brown & Brown serves Rocky Hill and the surrounding Connecticut communities, providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency handles both personal and commercial umbrella policies designed to safeguard assets against large claims or lawsuits. For each client, it evaluates existing coverage limits and risk exposure to recommend appropriate policy amounts. A typical job begins with a thorough consultation to review the client’s financial situation, then matches coverage to specific liability concerns from everyday activities or business operations.
C&H Insurance offers residential umbrella liability coverage in Rocky Hill, CT, designed to provide extra protection beyond standard homeowners policies. The agency also helps local business owners with commercial umbrella insurance, extending coverage limits for broader risk management across the region. Personal consultations allow clients to assess potential financial exposures from accidents or property claims. Follow-up service and plan reviews occur between scheduled visits to adjust coverage as needs change, ensuring ongoing suitability and peace of mind.
Brown & Brown Insurance: Shea Scott is known for providing umbrella insurance coverage that extends liability protection beyond standard policy limits to residents and businesses in Rocky Hill, CT. The agency serves clients facing potential lawsuits from automobile accidents, property incidents, or personal activities. Working with area insurers, they offer policies that can help safeguard personal assets and future income. Their service range also includes evaluating existing home and auto coverage. A specialty add-on for clients is excess liability tailored to those with rental properties.
What Does an a Umbrella Insurance Agent in Rocky Hill Cost?
Umbrella insurance in Connecticut typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Costs vary based on your number of vehicles homes and personal risk factors. This is general information not insurance advice.
About umbrella insurance agents in Rocky Hill
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Rocky Hill Connecticut this coverage can protect your assets from large claims or lawsuits. Local agents can help you understand how Connecticut law affects policy limits and exclusions.
Frequently Asked Questions
What does umbrella insurance cover in Rocky Hill Connecticut?
Umbrella insurance covers liability claims that exceed your auto or home policy limits. It also covers some claims not included in those policies such as libel or slander. Connecticut law does not require umbrella insurance but it is recommended for high net worth individuals.
How much umbrella insurance do I need in Connecticut?
Most agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your assets and risk factors. Connecticut courts can award large judgments so higher limits may be wise.
Can I get umbrella insurance if I have a rental property in Rocky Hill?
Yes you can add umbrella coverage for rental properties. The policy will extend liability protection to your rental units. You must have adequate underlying liability coverage on the rental property first.
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