The top-rated umbrella insurance agent in Norwich, Connecticut is HUB International, rated 4.7 stars across 252 reviews. Other highly rated options include Jody Jordan - State Farm Insurance Agent, Ted Gasparino: Allstate Insurance, Joseph D'Errico: Allstate Insurance. This directory lists 12 umbrella insurance agents serving Norwich.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HUB International | 6 Consumers Avenue | (860) 886-5498 |
| 2 | Jody Jordan - State Farm Insurance Agent | 279 W Main St | (860) 373-9211 |
| 3 | Ted Gasparino: Allstate Insurance | 1 Lathrop Ave | (860) 887-7112 |
| 4 | Joseph D'Errico: Allstate Insurance | 647 W Main St | (860) 886-6707 |
| 5 | Farmers Insurance - Elizabeth Rider | 113 Salem Turnpike Ste 10a | (860) 269-7779 |
| 6 | New London County Mutual Insurance Company | 101 High St | (800) 962-0800 |
| 7 | Waitte's Insurance Agency, Inc | 116 Broadway | (860) 886-1961 |
| 8 | Leo E Tetrault & Son Inc | 11 N 2nd Ave | (860) 886-5498 |
| 9 | Great American Insurance Co | Norwich, CT 06360 | (860) 204-8282 |
| 10 | Sumner & Sumner Inc Insurance | 757 N Main St | (860) 423-7733 |
Homeowners, businesses, and property managers in Norwich turn to HUB International for umbrella insurance that provides essential extra liability coverage beyond standard policies. This firm helps clients protect assets by offering higher policy limits that respond when underlying insurance is exhausted. Its services include working with personal and commercial lines to fill critical gaps in protection. The coverage extends to neighboring communities throughout New London County, ensuring broader regional access to these layered liability solutions.
Jody Jordan - State Farm Insurance Agent serves the Norwich, Connecticut metro area as a provider of umbrella insurance policies. This agency helps local residents and businesses secure additional liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance agents in this region address risks from accidents or property damage that could exceed basic coverage amounts. The office handles policy assessments for increased liability protection and assists clients with claims related to personal liability incidents.
Ted Gasparino: Allstate Insurance serves homeowners, local business owners, and property managers in Norwich, Connecticut, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This additional layer of protection helps safeguard personal assets and business interests against major claims or lawsuits. The agency works closely with clients to assess their specific risk exposure and select appropriate policy levels. Its coverage also reaches residents and commercial operators in nearby communities such as Montville and the greater New London metropolitan area.
Serving Norwich and surrounding communities in southeastern Connecticut, Joseph D'Errico: Allstate Insurance handles personal umbrella insurance to provide extra liability coverage beyond standard policies. This agency assists clients in protecting assets from major claims and lawsuits that exceed underlying home or auto limits. For a typical job, the agent reviews a client's existing policies and personal risk exposure, then determines appropriate excess liability limits that integrate smoothly with their overall insurance portfolio.
Farmers Insurance - Elizabeth Rider in Norwich, CT assists clients with umbrella insurance, which offers supplemental liability coverage beyond standard policies. Clients may choose a one-time policy purchase or set up recurring service options to adjust coverage as needs evolve. This agency focuses on providing additional protection for assets against major claims or lawsuits. Coverage extends personal liability limits while addressing gaps in homeowners or auto insurance. Service runs on an as-needed basis, allowing policyholders to request adjustments or consultations whenever specific liability concerns arise.
New London County Mutual Insurance Company provides comprehensive umbrella insurance agent services in Norwich, CT, offering extended liability coverage that supplements existing home and auto policies. Its service plans include policy reviews to ensure adequate protection against major claims and lawsuits, along with routine consultations on coverage limits for local property owners. The agency frequently assists clients with single-family homes, apartments, retail properties, and restaurants, tailoring additional liability layers to meet the specific risk profiles of each.
Waitte’s Insurance Agency, Inc in Norwich, CT specializes in offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. The agency also helps clients secure general liability protection for everyday risks. Its work focuses on assessing personal assets and potential exposure to lawsuits, tailoring coverage limits to individual needs. During storm season in southeastern Connecticut, the agency assists homeowners with reviewing their umbrella policies to ensure sufficient protection against liability claims from fallen trees or flood-related injuries on their property.
Homeowners in the Norwich area often seek extra liability protection beyond a standard policy, especially during storm season when accident risks increase. Leo E Tetrault & Son Inc provides specialized umbrella insurance agent services tailored to these local needs. Their team reviews existing homeowners and auto policies to determine appropriate supplemental coverage levels for each client. After an initial consultation, they assess each situation for potential gaps in liability protection. The agency schedules a thorough policy review and risk evaluation as a standard starting step for new clients.
Great American Insurance Co serves Norwich, Connecticut, and the surrounding communities in New London County. This company handles personal umbrella insurance policies, which provide extra liability coverage beyond standard home and auto limits. The agency assists local residents in protecting assets from major claims or lawsuits. It also often addresses coverage gaps to ensure consistent protection. To handle a typical job, the company reviews a client's current policies and tailors an umbrella plan to match individual risk exposure and financial situation.
Sumner & Sumner Inc Insurance works with individuals and businesses to secure general liability coverage and other foundational policies, then strengthens protection by offering umbrella insurance that extends liability limits beyond underlying plans. This additional layer safeguards assets when standard coverage is exhausted. Operating in Norwich, Connecticut, the agency provides risk management solutions suited for various commercial operations. Its umbrella insurance services can apply to offices, warehouses, and food service establishments, helping these entities manage potential large-loss exposures with broader policy limits.
What Does an a Umbrella Insurance Agent in Norwich Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your premium depends on factors like your number of properties driving record and the insurance carrier. This is general information and not insurance advice.
About umbrella insurance agents in Norwich
An umbrella insurance agent in Norwich Connecticut can help you secure additional liability coverage beyond your standard home and auto policies. Connecticut law does not require umbrella insurance but it provides important protection against large lawsuits. Local agents understand the specific risks for Norwich residents including coastal property concerns and regional liability trends.
Frequently Asked Questions
What does an umbrella insurance agent in Norwich do?
An umbrella insurance agent in Norwich helps you assess your personal liability exposure and find a policy that provides extra coverage limits. They review your existing home and auto policies to determine the right amount of additional protection. The agent then shops among insurance carriers to get you a suitable quote.
How much umbrella coverage do I need in Connecticut?
Most Connecticut umbrella policies start at one million dollars in coverage. Your agent will recommend a limit based on your assets including your home value savings and future income. Connecticut courts can award large judgments so many residents choose two to five million dollars in coverage.
Do I need umbrella insurance if I have a homeowners policy in Norwich?
Yes a standard homeowners policy in Connecticut has liability limits that may not cover a serious accident or lawsuit. Umbrella insurance adds an extra layer of protection for incidents like a guest injury on your property or a dog bite. It also covers certain claims that your home or auto policy might exclude.
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