The top-rated umbrella insurance agent in North Haven, Connecticut is Trager Reznitsky Insurance, rated 4.9 stars across 345 reviews. Other highly rated options include Mfon Ogbebor - State Farm Insurance Agent, Total Insurance Solutions, LLC, Nutmeg Insurance Advisors. This directory lists 15 umbrella insurance agents serving North Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trager Reznitsky Insurance | 127 Washington Ave 3rd Floor | (203) 235-1025 |
| 2 | Mfon Ogbebor - State Farm Insurance Agent | 127 Washington Ave #1 | (203) 985-8002 |
| 3 | Total Insurance Solutions, LLC | 110 Washington Ave 3rd Floor | (203) 200-7836 |
| 4 | Nutmeg Insurance Advisors | 1 St John St | (475) 471-1983 |
| 5 | Greening, Abercrombie & Piekarski Insurance LLC | 54 State St | (203) 239-3395 |
| 6 | S M Opper Co LLC | 282 State St STE 2 | (203) 408-6653 |
| 7 | JMG Insurance Corp | 288 State St | (203) 230-1229 |
| 8 | Commercial Insurance Associates, Inc. | 250 State St UNIT K1 | (203) 281-5911 |
| 9 | Healthcare Insurance Solutions | 141 South Ave | (860) 421-9521 |
| 10 | MBI Company Group LLC | 280 State St | (203) 288-3401 |
Trager Reznitsky Insurance serves New Haven County, Connecticut, as a dedicated umbrella insurance agent based in North Haven. The company specializes in providing supplemental liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. This type of coverage is important for clients seeking additional financial protection against major claims or lawsuits. Trager Reznitsky Insurance handles policy comparisons and claims guidance for umbrella insurance in North Haven and the surrounding area.
Mfon Ogbebor - State Farm Insurance Agent in North Haven, CT, provides umbrella insurance services that offer extended liability coverage beyond standard policies. Service plans include personalized consultations to assess risk exposure and help clients select appropriate coverage limits. Maintenance plans involve periodic policy reviews to ensure adequate protection as circumstances change. This added liability layer safeguards assets against major claims or lawsuits. The agency serves clients with single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in North Haven, CT rely on Total Insurance Solutions, LLC for personalized umbrella insurance agent services. This firm helps clients secure additional liability coverage that extends beyond the limits of standard home, auto, and commercial policies. By addressing potential gaps in existing protection, the agency offers a practical resource for those seeking broader financial safeguards. Its coverage expertise also serves residents and commercial clients throughout the greater New Haven metropolitan area, including nearby communities such as Hamden.
Nutmeg Insurance Advisors serves North Haven and surrounding communities in Connecticut, handling comprehensive umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This financial protection helps safeguard personal assets against major claims and lawsuits. The agency guides clients through policy selection by carefully reviewing existing underlying coverage limits and individual risk factors, then matching each client with a suitable policy from their available carriers to ensure adequate protection.
Greening, Abercrombie & Piekarski Insurance LLC in North Haven, CT distinguishes between a one-time umbrella policy purchase for immediate excess liability coverage and recurring service plans for ongoing catastrophic risk protection. These layers extend above standard home and auto policies, addressing lawsuits and major claims. Agent consultations cover personal and family asset shielding strategies. Service for individual policies operates on an as-needed basis for initial setup, claims assistance, and renewal reviews, with support consistently available upon client request.
S M Opper Co LLC specializes in providing umbrella insurance coverage, helping clients extend liability protection beyond standard policies. Based in North Haven, CT, the company serves individuals and businesses seeking additional security against large claims or lawsuits. It works with clients to assess personal and commercial risks, ensuring appropriate coverage levels are in place to address vulnerabilities. During storm seasons, the agency assists policyholders with safeguarding assets that may be exposed to increased liability from property damage or accidents.
JMG Insurance Corp provides local umbrella insurance agency services in North Haven, Connecticut, assisting clients with extended liability coverage beyond standard policies. It helps individuals and businesses secure additional protection against major claims or lawsuits that exceed primary insurance limits. The agency focuses on maintaining policy accuracy and conducting periodic coverage reviews to ensure adequate limits for evolving risks. It services a range of properties, including single-family homes, apartment complexes, retail locations, and restaurants.
As spring storms increase in North Haven, property owners may face liability risks from falling branches or water damage affecting neighbors. Commercial Insurance Associates, Inc. provides umbrella insurance coverage that extends protection beyond standard homeowners or auto policies. This means policyholders gain additional financial safeguards against major claims or lawsuits that could exceed underlying limits. The agent offers locally based advice tailored to local property risks. The initial step involves reviewing existing primary coverage to determine appropriate umbrella limits.
Healthcare Insurance Solutions in North Haven, CT, provides residential umbrella insurance to protect homeowners from liability claims that exceed standard policy limits. The agency also extends commercial umbrella coverage for local businesses seeking additional protection. Serving clients throughout North Haven and the surrounding region, the company focuses on policies that fill coverage gaps in primary insurance. Following each initial setup, the agent offers to review coverage at regular intervals to address any changes in a client’s property or business needs.
MBI Company Group LLC serves clients in North Haven and the surrounding area by arranging essential insurance coverage for homes and automobiles. As an umbrella insurance agency, the company specializes in offering additional liability protection that extends beyond standard policy limits, helping policyholders guard against major claims or lawsuits. This extra coverage is designed to step in when underlying policies are exhausted, providing broader financial security. For commercial clients, MBI Company Group LLC can serve businesses operating from offices, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in North Haven Cost?
In Connecticut, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits, such as two or five million dollars, may cost 300 to 600 dollars annually. Your actual premium depends on your risk factors, claims history, and the insurance company. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.
About umbrella insurance agents in North Haven
Umbrella insurance provides an extra layer of liability coverage beyond your home and auto policies. In North Haven, Connecticut, this coverage can help protect your savings and future earnings from large lawsuits. Connecticut law does not require umbrella insurance, but it is a smart option for homeowners and drivers who want additional financial security.
Frequently Asked Questions
What does umbrella insurance cover in North Haven Connecticut?
Umbrella insurance covers claims that exceed the limits of your home or auto policy. It also covers some claims that your base policies may exclude, such as libel or slander. In Connecticut, this extra layer can help pay for legal defense costs and settlements up to your policy limit.
How much umbrella insurance do I need in Connecticut?
Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your assets and risk level. Connecticut courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
Do I need umbrella insurance if I have a pool or trampoline in North Haven?
Yes, these features increase your liability risk. A pool or trampoline can lead to serious injuries and lawsuits. Umbrella insurance provides extra protection if a claim exceeds your homeowners policy limits.
Umbrella Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford