The top-rated umbrella insurance agent in Monroe, Connecticut is Darren Dyson, Koritko Insurance Group, Inc., rated 5.0 stars across 57 reviews. Other highly rated options include Shildneck & Associates Insurance Services, LLC, Angelovic Insurance Group LLC, Fida Insurance Group. This directory lists 14 umbrella insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Dyson, Koritko Insurance Group, Inc. | 731 Main St unit 124 | (203) 268-7224 |
| 2 | Shildneck & Associates Insurance Services, LLC | 500 Purdy Hill Rd STE 5 | (203) 590-3500 |
| 3 | Angelovic Insurance Group LLC | MONROE PROFESSIONAL BUILDING, 450 Monroe Turnpike Suite 100 | (203) 459-8000 |
| 4 | Fida Insurance Group | 244 Monroe Turnpike | (203) 445-0031 |
| 5 | Adam Miller Agency, LLC | 227 Monroe Turnpike 2nd floor | (203) 261-5090 |
| 6 | Lawrence McNellis: Allstate Insurance | 417 Main St | (203) 268-3300 |
| 7 | Smith Brothers Insurance | 501 Main St #101 | (203) 268-9999 |
| 8 | John Zsoldos - Insurance Agent Koritko Insurance | 731 Main St unit 124 | (203) 268-7224 |
| 9 | Koritko Insurance Group Inc | 731 Main St | (203) 268-7224 |
| 10 | Berliner-Gelfand & Co., Inc. | 188 Main St | (203) 367-7704 |
Darren Dyson, Koritko Insurance Group, Inc. serves Monroe and Fairfield County, offering umbrella insurance agent services designed to extend liability coverage beyond standard policies. This agency helps clients secure additional protection against major claims and lawsuits that might exceed their existing limits. General services in this area include assessing personal assets to determine appropriate coverage gaps. The firm specifically handles personalized risk evaluation and policy integration for homeowners and auto insurance holders seeking broader financial safety nets in the local market.
Shildneck & Associates Insurance Services, LLC provides umbrella insurance coverage that extends liability protection beyond standard homeowner and auto policies. The company offers customized plans to help clients safeguard their assets against unforeseen claims and lawsuits. Service maintenance includes annual policy reviews to ensure coverage limits remain aligned with current exposures. Clients can rely on straightforward guidance to close gaps in existing insurance. Shildneck & Associates services single-family homes, apartments, retail businesses, and restaurants in Monroe, CT, and the surrounding area.
Angelovic Insurance Group LLC in Monroe, CT serves homeowners, businesses, and property managers seeking personal and commercial liability protection. As an umbrella insurance agency, it arranges supplemental coverage that extends beyond the limits of standard auto and homeowners policies, helping clients mitigate the financial risks of major claims or lawsuits. This agency tailors policies to the specific exposures of local clients. It also serves property owners and businesses throughout neighboring Bridgeport and the greater Fairfield County metro area.
Serving Monroe, Connecticut, and the surrounding communities, Fida Insurance Group handles umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto policies. These policies help protect clients from major claims and lawsuits. The company evaluates each client’s existing coverage to identify potential gaps in liability protection. It then recommends appropriate umbrella limits based on personal assets and risk exposure, offering straightforward advice to help clients secure broader financial safety for their households.
Adam Miller Agency, LLC in Monroe, CT provides umbrella insurance, which differs from standard policies in that it offers a single, recurring annual coverage limit that sits above underlying home and auto policies, rather than one-time event-based protection. This additional liability layer activates when base policy limits are exhausted. The coverage applies to personal liability situations, including accidents or incidents occurring on the insured’s property or elsewhere. Their service typically operates on an as-needed annual renewal basis for ongoing supplementary protection.
Lawrence McNellis: Allstate Insurance in Monroe, CT provides umbrella insurance agent services, specializing in personal liability coverage that extends beyond standard home and auto policies. Its general work includes assessing client assets and risk exposure to recommend appropriate supplementary limits. This business reviews existing policies for coverage gaps and ensures clients have robust protection against large claims. The localized approach helps residents guard against financial strain from unexpected incidents like a serious dog bite or a holiday accident at home.
When autumn storms bring heavy rain and falling branches to Monroe, protecting property from unexpected liability becomes a local priority. Smith Brothers Insurance serves as an umbrella insurance agent in the area, helping residents secure additional coverage beyond standard homeowners or auto policies. Their agents review individual risk profiles to recommend appropriate liability limits that can safeguard savings and future income. An initial consultation typically includes a discussion of current policies and a simple assessment of potential gaps in coverage before a personalized plan is presented.
John Zsoldos - Insurance Agent Koritko Insurance in Monroe, CT works with individuals and businesses to build personal liability protection through umbrella policies that extend coverage beyond standard home and auto limits. This type of policy adds a valuable layer of defense against major claims or lawsuits involving accidents on your property. The same coverage is also available for commercial operations. Offices, warehouses, and food service establishments can all benefit from this extra liability buffer.
Koritko Insurance Group Inc in Monroe, CT provides residential umbrella insurance coverage for local homeowners and renters. Commercial umbrella policies, offering extended liability protection for area businesses, are also available. The company serves clients throughout Monroe and the surrounding Fairfield County communities. By following up with every policyholder at renewal discussions or when risk factors change, the office ensures each layer of asset protection stays aligned with current needs between regular scheduled visits.
Berliner-Gelfand & Co., Inc., based in Monroe, CT, is known for providing comprehensive umbrella insurance coverage that extends liability protection beyond standard policy limits. The agency serves homeowners, auto policyholders, and other clients seeking additional layers of financial security against large claims or lawsuits. Its advisors assess personal risk profiles to determine appropriate coverage amounts tailored to individual needs. For those with rental properties, the firm can also include protection for landlord-specific exposures.
What Does an a Umbrella Insurance Agent in Monroe Cost?
The cost of umbrella insurance in Connecticut typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Premiums vary based on your number of vehicles properties and risk factors like a swimming pool or dog breed. For higher limits such as 2 to 5 million dollars costs increase proportionally. This is general information not insurance advice.
About umbrella insurance agents in Monroe
Umbrella insurance provides an extra layer of liability coverage beyond standard auto and homeowners policies. In Monroe Connecticut this coverage is important for residents with significant assets or those at higher risk of lawsuits. Connecticut law requires minimum liability limits on auto insurance but does not mandate umbrella coverage making it a voluntary but valuable safeguard.
Frequently Asked Questions
What does umbrella insurance cover in Connecticut?
Umbrella insurance covers liability claims that exceed the limits of your underlying auto or homeowners policy. It also covers certain claims not included in those policies such as libel or slander. In Connecticut this can protect your savings and future wages from large lawsuit judgments.
How much umbrella coverage do I need in Monroe?
The amount of umbrella coverage you need depends on your total assets and income. Many Connecticut agents recommend at least 1 million dollars in coverage for homeowners with moderate assets. A local agent can help you assess your risk based on property values in Fairfield County.
Do I need a separate policy for umbrella insurance in Connecticut?
Yes umbrella insurance is a separate policy that sits on top of your existing auto and homeowners policies. You must have certain minimum underlying limits such as 300000 dollars for auto liability in Connecticut. Your agent will coordinate the policies to ensure proper coverage.
Umbrella Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford