The top-rated umbrella insurance agent in Manchester, Connecticut is Germany Jimenez - GEICO Insurance Agent, rated 4.9 stars across 559 reviews. Other highly rated options include Independent Insurance Center. Inc, Ashlee Moore - State Farm Insurance Agent, AAA Manchester. This directory lists 17 umbrella insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Germany Jimenez - GEICO Insurance Agent | 372 Middle Turnpike W | (860) 812-6300 |
| 2 | Independent Insurance Center. Inc | 830 Hartford Rd | (860) 646-6050 |
| 3 | Ashlee Moore - State Farm Insurance Agent | 698 Hartford Rd | (860) 533-0999 |
| 4 | AAA Manchester | 1500 Pleasant Valley Rd ste g | (860) 648-7300 |
| 5 | The Insurance Store of CT | 303 E Center St | (860) 645-1960 |
| 6 | River East Insurance, LLC | 545 N Main St Suite B | (860) 615-9980 |
| 7 | Brent Young Agency, LLC | 642 Hilliard St #1226 | (860) 432-5806 |
| 8 | The Dolin Insurance Center, LLC | 553 Middle Tpke E | (860) 649-2200 |
| 9 | KOA INSURANCE: Ken O'Hara Agency | 48 Purnell Pl Suite 10 | (860) 327-5202 |
| 10 | Marianne Policastro-Wik, Insurance Associates of Central CT, LLC Owner | 60 Tufts Dr | (860) 604-2324 |
Germany Jimenez - GEICO Insurance Agent serves Manchester, Connecticut, and the surrounding Hartford County area as an umbrella insurance agent. This agency helps local homeowners and drivers secure additional liability coverage that extends beyond their standard auto or home policies. Umbrella coverage offers protection against major claims and lawsuits, safeguarding personal assets and future earnings. The agent assists clients in selecting appropriate policy limits based on their individual risk profiles. Services include reviewing existing policies to identify coverage gaps and obtaining umbrella insurance quotes for Manchester residents.
Independent Insurance Center, Inc. serves homeowners, businesses, and property managers in Manchester, Connecticut, by securing umbrella liability policies that provide additional coverage beyond standard auto and home insurance limits. This extra layer of protection helps policyholders safeguard assets against large claims or lawsuits. Their services include reviewing existing policies to recommend appropriate umbrella limits tailored to individual risk exposure. The agency also assists clients in neighboring communities such as Glastonbury and the broader Hartford metro area with comparable coverage needs.
Serving Manchester, Connecticut, and the surrounding communities, Ashlee Moore - State Farm Insurance Agent provides umbrella insurance coverage designed to extend liability protection beyond standard policies. This office handles personal excess liability policies that offer additional security for clients with significant assets to safeguard. When preparing a typical coverage plan, the agent carefully reviews existing homeowners and auto policies to recommend a limit structure that matches each individual exposure situation.
AAA Manchester provides umbrella insurance services for residential and commercial clients throughout the Manchester, Connecticut area. It helps clients secure additional liability coverage that extends beyond the limits of standard homeowners or auto policies, offering protection against major claims or lawsuits. The agent assists with initial policy selection and periodic coverage reviews to ensure limits remain appropriate. It services single-family homes, apartments, retail establishments, and restaurants.
The Insurance Store of CT in Manchester provides both one-time policy evaluations and ongoing coverage management for individuals seeking additional liability protection beyond standard policies. Umbrella insurance agents in this area help clients secure broader financial safeguards against major claims or lawsuits. Service options are structured to meet varying needs, with assistance available on either a one-time consultative basis, a recurring scheduled review plan, or as-needed advisement as personal circumstances change.
River East Insurance, LLC in Manchester, CT assists local clients in managing liability risks beyond the limits of standard policies. It specializes in providing umbrella insurance coverage, which adds an extra layer of protection for individuals and businesses facing potential lawsuits or large claims. This supplemental coverage applies after underlying policies are exhausted, safeguarding personal and commercial assets. The firm supports a range of commercial sectors, including offices, warehouses, and food service operations, each with distinct exposure profiles.
As the seasons shift in Manchester and surrounding areas, unexpected liabilities can arise from everyday events like severe weather or a guest’s accident on your property. Brent Young Agency, LLC, offers umbrella insurance policies designed to extend personal liability coverage beyond the limits of standard home or auto insurance. This extra layer helps policyholders protect their assets when a major claim exceeds their primary coverage. In the initial meeting, a brief review of existing policies is conducted to determine appropriate coverage gaps and quota needs.
The Dolin Insurance Center, LLC, in Manchester, CT, specializes in providing umbrella insurance policies that extend coverage beyond standard homeowners and auto limits. It typically helps clients secure extra liability protection against major claims or lawsuits. This agency serves individuals and families seeking to protect assets from unexpected financial risks. For those worried about on-property accidents during busy summer gatherings or wintert
KOA Insurance: Ken O'Hara Agency provides umbrella insurance for residential properties in the Manchester, CT area, helping homeowners secure additional liability protection beyond standard policies. The agency also offers commercial umbrella coverage designed to shield local businesses from major claims and lawsuits. Serving clients throughout the region, the firm regularly follows up with policyholders to adjust coverage limits as circumstances change. This dependable repeat service between scheduled annual visits ensures families and businesses maintain appropriate protection without gaps.
Marianne Policastro-Wik, Insurance Associates of Central CT, LLC Owner in Manchester, CT, is known for providing umbrella insurance policies that deliver extra liability coverage beyond standard home and auto limits. This company helps clients protect their assets from major claims or lawsuits that could otherwise threaten their financial security. Coverage extends to the Manchester area and its surrounding communities. A specialty service it can add on is excess liability protection for rental properties and watercraft.
What Does an a Umbrella Insurance Agent in Manchester Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record property type and number of vehicles. Higher coverage amounts such as 2 million or 5 million will cost more. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Manchester
An umbrella insurance agent in Manchester Connecticut helps you secure extra liability coverage beyond your standard auto or homeowners policy. Connecticut law requires minimum liability limits for drivers but does not mandate umbrella coverage. For Manchester residents with assets to protect or higher risk profiles an agent can explain how an umbrella policy adds an extra layer of financial security.
Frequently Asked Questions
What does an umbrella insurance agent in Manchester do?
An umbrella insurance agent in Manchester helps you assess your personal liability risks and find a policy that covers claims above your existing insurance limits. They review your auto and home policies to recommend appropriate coverage amounts for your specific situation.
How much umbrella coverage do I need in Connecticut?
Most agents recommend at least 1 million dollars in umbrella coverage for Connecticut homeowners or individuals with significant assets. The exact amount depends on your net worth risk factors and lifestyle such as owning a pool or having teenage drivers.
Is umbrella insurance required by law in Connecticut?
No Connecticut does not require umbrella insurance by law. However it is strongly advised for those who exceed the state minimum auto liability limits of 25000 per person and 50000 per accident. Umbrella policies typically require you to carry higher underlying limits first.
Umbrella Insurance Agents in Other Connecticut Cities
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