The top-rated umbrella insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC, Yuma Risk Management Group, LLC. This directory lists 20 umbrella insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Andrea's Insurance & Tax | 160 S 4th Ave | (928) 783-3322 |
| 3 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 4 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 5 | Martin Armijo - State Farm Insurance Agent | 708 E 32nd St | (928) 341-1150 |
| 6 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 7 | Yuma Insurance, Inc. | 2691 S 4th Ave | (928) 344-3500 |
| 8 | R L Jones Insurance Services Inc | 2180 S 4th Ave D | (928) 627-8212 |
| 9 | Best Buy Insurance | 1835 S 4th Ave | (928) 783-2801 |
| 10 | R L Jones Insurance Services | 847 W 8th St | (928) 627-8212 |
Morales Insurance Group serves Yuma, Arizona, as an umbrella insurance agent. It provides additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. The company focuses on helping local residents secure affordable umbrella policies that integrate seamlessly with existing insurance. In this area, it handles personal umbrella liability insurance and excess liability coverage for homeowners and auto policyholders.
Homeowners, property managers, and businesses in Yuma, AZ turn to Andrea's Insurance & Tax for umbrella insurance coverage. This extra liability protection extends beyond standard policy limits, offering a safeguard against major claims and lawsuits. The agency helps clients assess their personal assets and property risks to choose an appropriate level of additional security. Serving the greater Yuma area, its services also reach surrounding communities like Somerton.
Farmers Insurance - Flores Insurance Agency LLC offers umbrella insurance coverage tailored to provide supplemental liability protection beyond standard policies. The agency supports clients in Yuma, AZ, by developing comprehensive insurance strategies that integrate umbrella policies with existing home or auto plans. Services include personalized risk assessments and ongoing policy reviews to ensure adequate coverage limits as circumstances evolve. The team provides maintenance support through regular updates and claims assistance. The agency serves various property types, including single-family homes, apartments, retail spaces, and restaurants.
Yuma Risk Management Group, LLC serves Yuma, Arizona, and the surrounding communities in the region, handling umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto limits. The company helps clients protect against major claims and litigation that could otherwise exceed primary policy caps. To manage a typical job, it reviews a client’s existing underlying policies to confirm eligibility and then procures supplementary coverage to close those potential gaps in protection.
Martin Armijo, a local umbrella insurance agent in Yuma, AZ, assists clients in distinguishing between one-time liability policies for special circumstances and recurring annual coverage that layers over existing auto and homeowners plans. Umbrella insurance extends personal liability protection above standard policy limits, safeguarding assets from major lawsuits. The agent tailors each umbrella policy to the individual property and liability exposure of the client. Services run on an annual scheduled renewal basis with additional one-time adjustments as needed.
Inszone Insurance Services in Yuma, Arizona assists clients in obtaining general liability protection, then helps them add umbrella coverage for extra financial security beyond standard policy limits. Umbrella insurance can safeguard personal assets from large claims or lawsuits that might otherwise exceed primary coverage. The agency works with a variety of commercial sectors, including offices, warehouses, and food service operations, to help businesses manage their risk exposure effectively.
Yuma Insurance, Inc. in Yuma, AZ provides residential umbrella insurance to protect homeowners from liability claims that exceed standard policy limits. Commercial coverage is also available for local businesses seeking added liability protection. The agency serves clients throughout the Yuma area, ensuring policyholders have sufficient coverage against unforeseen events. After an initial policy setup, representatives can follow up to review coverage needs and arrange adjustments between regular visits.
R L Jones Insurance Services Inc provides comprehensive risk management solutions for clients in and around Yuma, AZ. Its primary focus includes crafting general liability policies, and it further strengthens client protection through customized umbrella insurance coverage that extends above underlying policy limits. These higher-layer liability policies help safeguard personal and business assets from major claims that might otherwise exceed primary coverage. The firm serves a range of local commercial sectors, offering its excess liability expertise to protect offices, warehouses, and food service operations.
Best Buy Insurance in Yuma, Arizona specializes in umbrella insurance, providing extra liability coverage that extends beyond standard home and auto policies. It serves local residents and businesses by offering protection against major claims and lawsuits. This agent helps clients safeguard assets such as savings and property from unforeseen incidents. During monsoon season, when unexpected storm damage can lead to significant liability claims, the company assists policyholders in securing that additional layer of coverage.
In Yuma’s monsoon season, unexpected storm damage can create gaps in standard liability coverage. R L Jones Insurance Services in Yuma, AZ, addresses this need by offering umbrella insurance policies that extend protection beyond a homeowner’s or auto policy’s limits, safeguarding assets from major claims. The agency helps clients understand how an extra layer of liability coverage can defend against a lawsuit’s financial impact. Every policy review begins with a thorough assessment of the client’s current exposures and desired amount of added security.
What Does an a Umbrella Insurance Agent in Yuma Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums can be higher if you have multiple vehicles, a swimming pool, or other high-risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Yuma
Umbrella insurance agents in Yuma, Arizona help you secure extra liability coverage that goes beyond the limits of your auto and homeowners policies. This type of insurance is especially useful in Arizona due to the state's community property laws, which can expose shared assets in a lawsuit. An agent can review your personal risk profile and recommend an appropriate policy limit.
Frequently Asked Questions
What does an umbrella insurance agent in Yuma do?
An umbrella insurance agent in Yuma helps you assess your liability risks and find a policy that provides additional coverage above your existing home and auto insurance. They explain policy terms, limits, and exclusions specific to Arizona law.
How much umbrella coverage do I need in Arizona?
The amount of umbrella coverage you need depends on your assets and potential lawsuit exposure. Many agents recommend at least 1 million dollars in coverage, but you may need more if you own property or have significant savings.
Is umbrella insurance required by law in Arizona?
Umbrella insurance is not required by Arizona law. However, it is a prudent choice for those who want extra protection against large liability claims that could exceed standard policy limits.
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