The top-rated umbrella insurance agent in Flagstaff, Arizona is Brandon Redfern - State Farm Insurance Agent, rated 4.9 stars across 446 reviews. Other highly rated options include Becky Halstead: Allstate Insurance, Shane Welker - Co Owner Leavitt Group of Northern Arizona, Crest Insurance Group. This directory lists 19 umbrella insurance agents serving Flagstaff.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Redfern - State Farm Insurance Agent | 2677 E 7th Ave STE 3 | (928) 526-1006 |
| 2 | Becky Halstead: Allstate Insurance | 4 S San Francisco St #6 | (928) 774-5005 |
| 3 | Shane Welker - Co Owner Leavitt Group of Northern Arizona | 1338 W Forest Meadows St #100 | (928) 699-6535 |
| 4 | Crest Insurance Group | 2409 N Fourth St #102 | (928) 526-5691 |
| 5 | Leavitt Group of Northern Arizona | 1338 W Forest Meadows St #100 | (928) 526-3223 |
| 6 | Evans Insurance Inc. | 120 N Beaver St | (928) 774-5863 |
| 7 | Farmers Insurance - Laurel Baca | 603 N Beaver St | (928) 779-1394 |
| 8 | GOOD NEWS Insurance & Financial Services, Inc | 2708 E Rte 66 | (928) 527-3852 |
| 9 | J J Baca Agency Inc American Family Insurance | 1016 W University Ave #103 | (928) 774-2912 |
| 10 | Farmers Insurance - Stephanie Trisler | 1500 E Cedar Ave #50 | (928) 779-6334 |
Brandon Redfern - State Farm Insurance Agent serves the Flagstaff, Arizona metro area with umbrella insurance coverage. This agency helps clients obtain additional liability protection beyond standard policies, safeguarding assets against major claims. Umbrella insurance here addresses risks common to mountain communities, such as recreational property incidents or weather-related accidents. The agent assists with policies that extend coverage limits and cover legal defense costs. It handles personal umbrella insurance for homeowners and drivers, as well as commercial umbrella coverage for small Flagstaff businesses.
Becky Halstead: Allstate Insurance provides umbrella liability insurance services for clients in Flagstaff, Arizona, offering extended coverage beyond standard home and auto policies. The agency helps customers assess their personal liability risks and select suitable policy limits. Service includes regular policy reviews and claims support to ensure adequate protection against major financial losses from accidents or lawsuits. Properties served by this agency include single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Flagstaff seeking financial protection from large liability claims turn to Shane Welker - Co Owner Leavitt Group of Northern Arizona for umbrella insurance coverage. Such policies extend beyond the limits of standard home, auto, or commercial policies, providing an additional layer of security against unforeseen lawsuits and settlements. The agency serves clients throughout the city and also assists residents and business owners in the neighboring community of Sedona with these essential services.
Crest Insurance Group specializes in providing umbrella insurance coverage, which extends liability protection beyond the limits of standard homeowners and auto policies. The company serves clients throughout Flagstaff by helping them assess their personal risk exposure and secure additional liability layers. Its general service work includes reviewing existing insurance portfolios and explaining how umbrella policies can safeguard assets like savings and future income. For residents, this added protection is especially relevant during Flagstaff’s busy winter tourism season, when increased visitors raise the likelihood of accidents on the property.
Leavitt Group of Northern Arizona offers a distinct choice between one-time guidance for a single policy review or ongoing service through scheduled check-ins. Their umbrella insurance coverage extends liability limits above standard homeowners and auto policies, protecting clients in Flagstaff, AZ, from major claims and lawsuits. This additional layer of security is valuable for anyone seeking broader financial protection. Service runs on a one-time, scheduled, or as-needed basis depending on client preference and changing coverage needs.
Evans Insurance Inc. serves Flagstaff and its surrounding communities in Coconino County, handling umbrella insurance policies that provide additional liability protection beyond standard auto or homeowners limits. This local agency evaluates each client’s personal asset exposure to determine the appropriate level of supplementary coverage. It regularly coordinates with other insurers to ensure a seamless addition of umbrella liability layers. For a typical job, it thoroughly reviews existing policies to avoid gaps and recommend a suitable liability threshold.
With Flagstaff’s unpredictable winter storms and summer monsoon season creating sudden liability risks for homeowners, Farmers Insurance - Laurel Baca provides umbrella insurance coverage to help protect assets beyond standard policy limits. This extra layer of support is designed to shield local residents from major financial loss resulting from accidents or property incidents. As part of the standard process, the company will review your existing homeowners and auto policies to determine appropriate coverage levels and then schedule a brief property inspection to finalize the initial-assessment step.
GOOD NEWS Insurance & Financial Services, Inc in Flagstaff, AZ specializes in umbrella liability insurance, offering an extra layer of personal liability protection beyond standard auto and homeowners policies. It also assists clients with general insurance needs, helping to safeguard their assets against larger claims or lawsuits. This local agency is particularly useful for Arizona homeowners who face increased liability exposure during the summer monsoon season, when outdoor activities can heighten the risk of property damage or injury on their premises.
J J Baca Agency Inc American Family Insurance provides personal and commercial liability protection to clients in Flagstaff, AZ. It specializes in umbrella insurance, offering supplementary coverage above standard policy limits. The agency helps protect assets against large claims and lawsuits that exceed basic auto, home, or business insurance. Its services support local office operations, warehouse facilities, and food service establishments seeking broader liability safeguards against various risks.
What Does an a Umbrella Insurance Agent in Flagstaff Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums depend on factors such as the number of vehicles, properties, and your claims history. This is general information and not insurance advice.
About umbrella insurance agents in Flagstaff
Umbrella insurance agents in Flagstaff help residents secure extra liability coverage beyond standard auto and home policies. Arizona law requires minimum liability limits for drivers, but an umbrella policy can provide additional protection for assets. Local agents understand the unique risks of northern Arizona, including severe weather and recreational activities on public lands.
Frequently Asked Questions
What does an umbrella insurance agent in Flagstaff do?
An umbrella insurance agent helps you purchase a personal liability policy that extends coverage limits above your existing homeowners and auto insurance. This agent can review your current policies and recommend an appropriate amount of additional coverage based on your assets and lifestyle.
How much umbrella coverage do I need in Arizona?
A common recommendation is to have umbrella coverage equal to your net worth. In Arizona, many agents suggest at least 1 million dollars in umbrella liability coverage. The specific amount depends on your assets, income, and potential liability risks.
Are there Arizona laws that affect umbrella insurance?
Arizona requires minimum auto liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident. Umbrella policies typically require you to maintain higher underlying limits, such as 300 thousand dollars on your auto policy. Arizona also follows a pure comparative negligence rule, which can affect liability claims.
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