Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 20 umbrella insurance agents in Lake Havasu City, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Ross - State Farm Insurance Agent
2138 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 855-7677
855ross.com
World Insurance Associates LLC
94 Acoma Blvd S # 102, Lake Havasu City, AZ 86403
(866) 277-7162
locations.worldinsurance.com
Farmers Insurance - Anthony Oskolkoff
84 Acoma Blvd N Ste 102, Lake Havasu City, AZ 86403
(928) 733-6098
agents.farmers.com
Richards Nygren Insurance
2126 McCulloch Blvd N #15, Lake Havasu City, AZ 86403
(928) 398-2126
insuranceservicesaz.com
Deborah J Miller - State Farm Insurance Agent
1600 McCulloch Blvd N #1B, Lake Havasu City, AZ 86403
(928) 854-6693
debmillersf.com
Dan Firth American Family Insurance
2110 McCulloch Blvd N Ste 1, Lake Havasu City, AZ 86403
(928) 855-1109
amfam.com
Hollowell Insurance Agency: Allstate Insurance
500 N Lake Havasu Ave STE B102, Lake Havasu City, AZ 86403
(928) 566-6031
agents.allstate.com
Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 764-8779
jamiehindley.com
Crest Insurance Group
430 El Camino Way, Lake Havasu City, AZ 86403
(928) 857-4884
crestins.com
Aldridge Insurance Services
430 Lake Havasu Ave #102, Lake Havasu City, AZ 86403
(928) 855-1247
aisinsures.com
Farm Bureau Financial Services: Alison Warner-Williams
1600 McCulloch Blvd N #5b, Lake Havasu City, AZ 86403
(928) 846-3232
fbfs.com
Empire Insurance Brokers
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(760) 814-8304
eibnow.com
Havasu Insurance Agency
276 Lake Havasu Ave STE A10, Lake Havasu City, AZ 86403
(928) 846-8003
havasuinsurance.com
Colorado River Insurance
1979 McCulloch Blvd N #105, Lake Havasu City, AZ 86403
(928) 855-2742
coloradoriverins.com
Da-Lu Insurance Havasu Agency
2164 McCulloch Blvd N a, Lake Havasu City, AZ 86403
(928) 733-6164
daluinsurance.com
Farmers Insurance - Brian Dunigan
500 N Lake Havasu Ave STE A100, Lake Havasu City, AZ 86403
(928) 505-0911
agents.farmers.com
Axiom Insurance Agency
2119 McCulloch Blvd N, Lake Havasu City, AZ 86403
(928) 733-0322
axiominsuranceagency.com
Farmers Insurance - Glenda Flores
344 London Bridge Rd Ste H, Lake Havasu City, AZ 86403
(928) 680-1902
agents.farmers.com
Range Insurance
45 Capri Blvd UNIT D, Lake Havasu City, AZ 86403
(928) 733-6202
rangeinsurance.com
Select Insurance & Financial Services
2150 N Kiowa Blvd STE B106, Lake Havasu City, AZ 86403
(928) 505-0469
selectinsuranceservices.com
Umbrella insurance agents in Lake Havasu City help residents secure extra liability coverage that goes beyond auto and homeowners policies. Arizona law requires minimum liability limits for drivers, but umbrella policies can provide additional protection for assets. This coverage is especially useful for those with property or recreational vehicles common in the Lake Havasu area.
What Does a Umbrella Insurance Agent in Lake Havasu City Cost?
The cost of umbrella insurance in Arizona typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums can be higher for individuals with multiple vehicles, rental properties, or a history of claims. Costs vary based on your insurer and personal risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lake Havasu City do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard policy limits. They assess your assets and risk factors to recommend appropriate coverage amounts. This service is valuable for protecting savings and future earnings from large lawsuits.
Do I need umbrella insurance in Arizona?
Arizona does not require umbrella insurance by law, but it is often recommended for individuals with significant assets or high liability risks. Arizona follows a pure comparative negligence rule, meaning you can be held liable for a portion of damages even if you are partly at fault. Umbrella coverage helps protect against these potential financial losses.
How much umbrella insurance coverage should I get in Lake Havasu City?
Most agents recommend starting with 1 million dollars in umbrella coverage, as it is typically affordable and provides substantial protection. Higher limits of 2 to 5 million dollars may be suitable for those with multiple properties or businesses. Your agent can help you choose a limit based on your personal assets and risk profile.