The top-rated umbrella insurance agent in Peoria, Arizona is The Guardian Insurance Group, rated 4.9 stars across 312 reviews. Other highly rated options include Lara Insurance Inc, Just Insurance Services, Inc., Stellar Agency Insurance. This directory lists 15 umbrella insurance agents serving Peoria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Guardian Insurance Group | 15262 N 75th Ave #450 | (623) 505-7443 |
| 2 | Lara Insurance Inc | 8520 W Peoria Ave # 105 | (623) 200-4230 |
| 3 | Just Insurance Services, Inc. | 21501 N 78th Ave #100 | (623) 523-0182 |
| 4 | Stellar Agency Insurance | 14050 N 83rd Ave UNIT 290 | (602) 810-5286 |
| 5 | Saguaro Insurance Group | 23131 N Lake Pleasant Pkwy #107-108 | (623) 256-2345 |
| 6 | Comparion Insurance Agency | 14050 N 83rd Ave UNIT 100 | (623) 536-8554 |
| 7 | Agape Insurance Partners | 21469 N 78th Ave #155 | (623) 562-3400 |
| 8 | Nathan Trudgeon American Family Insurance | 9401 W Thunderbird Rd Ste 100 | (480) 236-2095 |
| 9 | Alonge Family Insurance | W Buckhorn Trail | (623) 257-9164 |
| 10 | The Plemons Group | 10559 N 99th Ave Ste 4 | (480) 676-5721 |
The Guardian Insurance Group serves clients in Peoria and the surrounding Maricopa County area as a provider of umbrella insurance agent services. They assist individuals and families in obtaining supplemental liability coverage that extends beyond the limits of standard home and auto policies. This type of protection helps safeguard personal assets against major claims or lawsuits. Their work often involves evaluating customers’ overall risk profiles to determine appropriate coverage layers. The company handles policy reviews for existing homeowners and provides new umbrella policy applications.
Lara Insurance Inc provides umbrella liability coverage in Peoria, AZ, extending beyond standard policy limits for greater financial protection. Their service approach includes reviewing client assets and existing policies to recommend appropriate coverage levels while explaining how umbrella insurance safeguards against major claims. Maintenance involves periodic policy reviews to adjust limits as personal circumstances change. This agency handles properties such as single-family homes, apartments, retail spaces, and restaurants.
Just Insurance Services, Inc. serves homeowners, businesses, and property managers in Peoria, Arizona, seeking additional liability protection through umbrella policies. The agency helps clients bridge coverage gaps between their primary home or commercial auto insurance and higher policy limits for added financial security. Its team assists residents and business owners in structuring multi-million dollar excess liability policies to safeguard substantial assets or rental properties. The company extends its insurance and consulting services to clients throughout the growing Sun City West retirement communities within the northwest Phoenix metro area.
Stellar Agency Insurance in Peoria, AZ distinguishes between one-time consultations and ongoing coverage reviews to meet client needs. The company focuses on umbrella insurance, which provides extra liability protection beyond standard policies. Clients might choose a single session to assess risk for a specific purchase, or recurring service to adjust coverage as their assets change. Acting as an umbrella insurance agent in this area, the firm tailors its engagement accordingly, offering appointments on an as-needed basis depending on the client's request.
Saguaro Insurance Group specializes in personal umbrella liability coverage, offering extended protection beyond standard home and auto policies. It serves individuals and families in Peoria, Arizona, providing an added layer of financial security against unexpected lawsuits and major claims. The agency assists clients in evaluating their unique risk factors to determine appropriate coverage limits for their assets and future earnings. During Arizona’s monsoon season, it helps policyholders address the increased liability risks from flooding and storm-related property damage.
Comparion Insurance Agency provides umbrella insurance services in Peoria, Arizona, and the surrounding West Valley communities. It handles supplemental liability coverage designed to extend beyond the limits of standard auto and homeowners policies. This agent works with local clients to identify specific gaps in their existing coverage. For a typical job, the agent reviews a client’s current policies, assesses potential risk exposures, and quotes an appropriate umbrella policy limit to address that individual’s financial needs.
As monsoon season approaches in Peoria, roof and flood damage becomes a growing concern for homeowners with standard policies. Agape Insurance Partners provides umbrella insurance to help bridge critical coverage gaps when underlying liability limits are exhausted. These policies can serve as a vital safety net against costly lawsuits that often arise from an accident on your property. Serving clients throughout the area, the company begins by scheduling a personal consultation to assess your current policy limits and evaluate your exposure to high-value claims.
Nathan Trudgeon American Family Insurance provides personal and commercial coverage to clients in the Peoria, Arizona area. As an umbrella insurance agent, the company offers supplemental liability policies that extend beyond the limits of standard homeowners, auto, or watercraft insurance. These policies help protect policyholders from major claims and lawsuits. This agency assists a range of business clients, including those operating offices, warehouses, and food service establishments.
Alonge Family Insurance provides residential umbrella liability coverage to homeowners in Peoria, Arizona, helping safeguard personal assets against major claims. The agency also assists local businesses with additional commercial umbrella policies, offering extra liability protection beyond standard commercial insurance limits throughout the Peoria area and surrounding communities. Claims consultations are delivered promptly, with the agent reviewing existing coverage limits and guiding policyholders through the supplementary application process. Clients commonly return for policy adjustments or to schedule periodic coverage reviews between their regular auto or home insurance visits.
The Plemons Group, an umbrella insurance agent in Peoria, AZ, is known for offering liability coverage that extends beyond standard home and auto policies. This service range helps protect clients against major claims and lawsuits that could otherwise threaten personal assets. Typical coverage includes incidents involving rental properties or accidents occurring on one’s premises. As a specialty service, the agent can add excess liability insurance options for clients who own additional recreational vehicles or watercraft in the surrounding desert and lake areas.
What Does an a Umbrella Insurance Agent in Peoria Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Actual premiums depend on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
About umbrella insurance agents in Peoria
An umbrella insurance agent in Peoria, Arizona can help you secure additional liability coverage beyond your auto or homeowners policy. Arizona law does not require umbrella insurance, but it can protect your assets in case of a major lawsuit. Agents in Peoria understand local risks like pool ownership and desert recreation activities.
Frequently Asked Questions
What does an umbrella insurance agent in Peoria do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your underlying insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In Arizona, this extra layer can protect against lawsuits from accidents on your property or auto collisions.
How much umbrella coverage do I need in Arizona?
Most agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability. Arizona has no state law setting minimum umbrella coverage, so you should consider your home value, savings, and future income. An agent can help you calculate a suitable limit.
Does umbrella insurance cover legal defense in Arizona?
Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. In Arizona, this can include defense against personal injury claims like libel or slander. The policy usually pays defense costs in addition to the liability limit.
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