The top-rated umbrella insurance agent in Mesa, Arizona is Insurance Professionals of Arizona, rated 5.0 stars across 1,856 reviews. Other highly rated options include Premier Choice Insurance, AALL Insurance, Fox Reliable Insurance. This directory lists 20 umbrella insurance agents serving Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Professionals of Arizona | 3521 E Brown Rd #101 | (480) 531-6179 |
| 2 | Premier Choice Insurance | 4135 S Power Rd STE 120 | (480) 830-1800 |
| 3 | AALL Insurance | 1116 S Stapley Dr | (480) 969-1155 |
| 4 | Fox Reliable Insurance | 4930 E Main St UNIT 9 | (480) 807-7753 |
| 5 | JELMS Insurance Group | 5524 E Baseline Rd #101 | (480) 832-6666 |
| 6 | Breinholt Insurance Group, LLC | 4115 E Valley Auto Dr #106 | (480) 237-2050 |
| 7 | RMS Insurance Services | 1839 S Alma School Rd # 110 | (480) 773-3757 |
| 8 | The Adams Agency | 3851 E Main St | (480) 924-2600 |
| 9 | Red Rock Insurance | 1355 N Greenfield Rd | (480) 337-3490 |
| 10 | Fossil Creek Insurance | 1930 S Alma School Rd b112 | (602) 698-8085 |
Insurance Professionals of Arizona serves Maricopa County from its base in Mesa, offering personal umbrella liability insurance to area residents. This local agency helps clients secure extra coverage above standard auto and homeowners policies to protect against major claims or lawsuits. Agents guide customers in selecting appropriate liability limits for broader financial security. The firm also handles excess liability policies and umbrella coverage for rental properties and watercraft.
Premier Choice Insurance provides umbrella insurance coverage for clients in Mesa, Arizona, offering liability protection that extends beyond standard home and auto policies. The company assists individuals and businesses in securing additional coverage layers to safeguard assets against major claims and lawsuits. Its service approach includes evaluating each client’s specific exposure risks and tailoring policy limits accordingly. Maintenance plans involve regular policy reviews to adjust coverage as assets change. Premier Choice Insurance serves a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.
AALL Insurance provides umbrella insurance as a single policy or as a recurring coverage option layered over existing auto and homeowners insurance. This type of policy offers an extended liability limit beyond a standard policy’s cap, protecting clients in Mesa from major claims or lawsuits. The additional coverage applies when base policy limits are exhausted. Service for umbrella insurance typically runs on a scheduled annual renewal basis rather than being one-time.
Homeowners, businesses, and property managers in Mesa, AZ, turn to Fox Reliable Insurance for specialized umbrella liability coverage that extends protection beyond standard policy limits. This broker assists clients in securing additional layers of financial security against major claims or lawsuits, a critical need for those with significant assets. Coverage can safeguard against large liability events that exceed underlying home or auto policy caps. Fox Reliable Insurance serves clients throughout the East Valley, including nearby communities such as Gilbert.
Serving Mesa, Arizona, and the surrounding East Valley communities, JELMS Insurance Group handles personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This company focuses on protecting clients from major claims or lawsuits that could threaten personal assets. A typical job involves assessing each client’s existing policies and personal risk exposure, then tailoring a policy with expanded liability limits that fits their specific financial circumstances and daily activities.
For property owners in Mesa, Arizona, umbrella insurance generally operates on an annual renewal basis rather than a one-time setup, providing extended liability coverage beyond standard home and auto policies. This extra protection helps safeguard assets against major claims and lawsuits. Breinholt Insurance Group, LLC acts as an umbrella insurance agent, guiding local clients through available options to enhance existing coverage levels. Their professional service evaluates individual risk and policy limits, securing tailored additional protection. All engagements with this company run on a scheduled renewal cycle, not a one-time or as-needed arrangement.
RMS Insurance Services in Mesa, AZ offers specialized umbrella insurance agent services to provide added liability protection beyond standard policies. The agency works with clients to assess personal or commercial risk exposure and secure appropriate extended coverage. This general service includes reviewing existing insurance limits and recommending suitable umbrella policies. In Arizona monsoon season, heavy rain and sudden flooding can lead to costly property damage or accidents on slick roads, making increased liability limits an important consideration for residents and business owners.
Mesa’s monsoon season brings sudden hail and wind that can leave homeowners facing liability claims beyond a standard policy. The Adams Agency responds by evaluating each client’s unique asset exposure and recommending appropriate umbrella coverage. Their agents focus on bridging gaps between auto and home policies to ensure comprehensive protection. To begin, a thorough review of existing insurance limits is conducted during a complimentary initial assessment at the client’s convenience.
Operating as an umbrella insurance agent, Red Rock Insurance serves clients throughout Mesa, AZ. The company specializes in providing excess liability coverage that extends beyond standard policy limits, offering crucial protection against catastrophic claims. This additional layer of financial security helps safeguard personal assets from lawsuits and large settlements. Red Rock Insurance can serve various commercial sectors, including offices, warehouses, and food service operations, helping these businesses manage risk with enhanced liability coverage.
Based in Mesa, AZ, Fossil Creek Insurance provides residential umbrella insurance to protect local homeowners against major liability claims. The agency also extends commercial umbrella coverage for Mesa businesses seeking additional liability layers beyond standard policies. Their service area encompasses Mesa and surrounding communities in the East Valley. After an initial policy is in place, the agency contacts clients to review changing coverage needs and to arrange any follow-up service between regular policy visits for adjustments as circumstances evolve.
What Does an a Umbrella Insurance Agent in Mesa Cost?
The cost of umbrella insurance in Arizona typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record number of properties and risk factors. For higher limits such as 2 million or 5 million dollars the annual cost may be 300 to 800 dollars. This is general information not insurance advice.
About umbrella insurance agents in Mesa
An umbrella insurance agent in Mesa Arizona helps you secure additional liability coverage beyond standard auto and home policies. Arizona law does not require umbrella insurance but it can protect your assets in lawsuits. Mesa residents often seek this coverage due to the area growing population and increased risk of accidents on busy roads like US 60 and Loop 101.
Frequently Asked Questions
What does an umbrella insurance agent in Mesa do?
An umbrella insurance agent in Mesa helps you evaluate your current liability limits and recommends a policy that provides extra coverage. They explain how umbrella insurance works with your existing Arizona auto and homeowners insurance. The agent also assists with filing claims and adjusting coverage as your needs change.
How much umbrella insurance do I need in Arizona?
Most experts recommend at least 1 million dollars in umbrella coverage for Arizona homeowners. The amount you need depends on your assets risk factors and lifestyle. An agent can review your net worth and potential liability exposure to suggest an appropriate limit.
Is umbrella insurance required by Arizona law?
No Arizona law does not require umbrella insurance. However Arizona follows a fault based system for auto accidents which means you can be sued for damages. Umbrella insurance provides an extra layer of protection if your standard policy limits are exhausted.
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