Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 19 umbrella insurance agents in Tempe, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lindsay Sapanaro - State Farm Insurance Agent
5410 S Lakeshore Dr, Tempe, AZ 85283
(480) 347-9106
insuranceforaz.com
Riseson Insurance
64 E Broadway Rd STE 200, Office 285, Tempe, AZ 85282
(602) 460-5470
risesoninsurance.com
AZ Insurance Team
442 E Southern Ave, Tempe, AZ 85282
(480) 535-5709
azinsuranceteam.com
InsuranceWizard.Ai
2173 E Warner Rd Ste 103, Tempe, AZ 85284
(480) 820-2797
insurancewizard.ai
Sharon Layman - State Farm Insurance Agent
4411 S Rural Rd Ste 104, Tempe, AZ 85282
(480) 345-2886
sharonlayman.com
Ayala Insurance
2747 W Southern Ave # 9, Tempe, AZ 85282
(602) 443-5505
ayalainsurance.com
1st Insurance Group
2033 E Warner Rd STE 102, Tempe, AZ 85284
(480) 883-9977
1stinsurancegroup.com
Inszone Insurance Services
1231 W Warner Rd #104, Tempe, AZ 85284
(480) 961-0101
inszoneinsurance.com
Hayden & Hayden Agency, Inc.
5225 S McClintock Dr C, Tempe, AZ 85283
(480) 345-7226
haydenagency.net
Thomas Boughton Agency Inc American Family Insurance
9180 S Kyrene Rd Suite 117, Tempe, AZ 85284
(480) 497-0842
amfam.com
Rilax Insurance
2700 W Baseline Rd, Tempe, AZ 85283
(602) 453-9000
myrilax.com
Oracle Insurance Group, Inc.
4500 S Lakeshore Dr # 341, Tempe, AZ 85282
(623) 777-9728
oracleig.com
Peoples Insurance
2033 E Warner Rd # 112, Tempe, AZ 85284
(480) 386-1120
peoplesins.net
Schaefer Insurance Group
60 E Rio Salado Pkwy #900, Tempe, AZ 85281
(480) 621-2254
schaeferinsurancegroup.com
Ozzy Insurance Group
1553 W Todd Dr # 107, Tempe, AZ 85283
(480) 716-4463
ozzyinsurancegroup.com
Geoffrey D Gross Agency Inc American Family Insurance
7520 S Rural Rd Ste A5, Tempe, AZ 85283
(480) 820-0077
amfam.com
Tempe Insurance Agency Co.
2302 S McClintock Dr, Tempe, AZ 85282
(602) 497-4273
All Arizona Insurance
59 E Southern Ave, Tempe, AZ 85282
(520) 253-8934
Warburton Insurance Services
4645 S Lakeshore Dr STE 9, Tempe, AZ 85282
(480) 759-4101
warburtonins.com
What Does a Umbrella Insurance Agent in Tempe Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million may cost 300 to 800 dollars annually. Factors like your driving record home value and number of properties affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Tempe do?
An umbrella insurance agent helps you buy a personal liability policy that kicks in after your auto or home insurance limits are used up. The agent reviews your assets and risk factors to recommend an appropriate coverage amount. This service is especially useful for homeowners or those with rental properties in Maricopa County.
How much umbrella insurance do I need in Arizona?
Most agents suggest at least 1 million dollars in umbrella coverage for homeowners or drivers with significant assets. Arizona courts can award large judgments in personal injury cases so higher limits like 2 to 5 million may be wise for high net worth individuals. Your agent will calculate the right amount based on your home value savings and income.
Are there Arizona laws that affect umbrella insurance?
Arizona follows a pure comparative fault rule which means you can recover damages even if you are partially at fault. This increases the chance of lawsuits against you. Arizona also has a 2 year statute of limitations for personal injury claims making umbrella coverage a practical safeguard for Tempe residents.