ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsArizona › Prescott Valley

Find Umbrella Insurance Agents Near You in Prescott Valley, AZ

Browse umbrella insurance agents serving Prescott Valley, Arizona. Updated 2026-07-14.

The top-rated umbrella insurance agent in Prescott Valley, Arizona is Makayla Chadwick - State Farm Insurance Agent, rated 5.0 stars across 449 reviews. Other highly rated options include Eric Strobel - State Farm Insurance Agent, Farmers Insurance - James Weinrich, Manzanita Insurance. This directory lists 12 umbrella insurance agents serving Prescott Valley.

Showing 12 umbrella insurance agents in Prescott Valley, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Makayla Chadwick - State Farm Insurance Agent3700 N Robert Rd #1(928) 237-5094
2Eric Strobel - State Farm Insurance Agent2485 N Great Western Dr # A(928) 772-8338
3Farmers Insurance - James Weinrich7129 E 1st St #104(928) 227-3457
4Manzanita Insurance8168 Florentine Rd Suite A(928) 800-0865
5Farmers Insurance - Stephen Carbajal Agency8197 Florentine Rd C(928) 775-9994
6Fair Advantage Insurance3071 N Robert Rd ste f(928) 277-1213
7Inszone Insurance Services3075 N Windsong Dr B2(928) 458-7374
8Integrity Insurance Brokerage PLLC8363 Florentine Rd B(928) 225-3420
9Cole Insurance Specialists8148 E State Rte 69(928) 427-1067
10American Insurance LLCGET IN TOUCH, 8141 Florentine Rd # A(928) 772-6654
MC
3700 N Robert Rd #1
Makayla Chadwick - State Farm Insurance Agent
Umbrella Insurance Agent · Prescott Valley, AZ

Makayla Chadwick - State Farm Insurance Agent serves Prescott Valley, Arizona, and the surrounding Yavapai County area with personal insurance coverage. As an umbrella insurance agent, the agency provides liability protection that extends beyond standard home and auto policy limits. Clients in the region can obtain policies designed to safeguard assets against major claims or lawsuits. The office handles customized auto insurance solutions and comprehensive renters insurance policies for local residents.

ES
2485 N Great Western Dr # A
Eric Strobel - State Farm Insurance Agent
Umbrella Insurance Agent · Prescott Valley, AZ

Eric Strobel - State Farm Insurance Agent in Prescott Valley, AZ provides comprehensive umbrella insurance coverage designed to offer additional liability protection beyond standard policies. The agency works with clients to review existing home and auto plans, offering personalized service to assess individual risk levels and recommend appropriate policy limits. Regular policy review and renewal assistance are included to ensure coverage remains current. This umbrella insurance agent services single-family homes, apartments, retail locations, and restaurants.

FI
7129 E 1st St #104
Farmers Insurance - James Weinrich
Umbrella Insurance Agent · Prescott Valley, AZ

Homeowners, businesses, and property managers in Prescott Valley seeking liability protection for their assets rely on Farmers Insurance, represented by James Weinrich. This agency assists clients with evaluating their personal risk and securing supplementary coverage beyond standard policies, helping to safeguard against major lawsuits and claims. Tailored options address local exposure common in northern Arizona. The agency also serves policyholders in the neighboring community of Chino Valley and the surrounding Prescott metro area, ensuring broad regional availability for its core umbrella insurance services.

MI
8168 Florentine Rd Suite A
Manzanita Insurance
Umbrella Insurance Agent · Prescott Valley, AZ

Manzanita Insurance serves Prescott Valley and the surrounding central Arizona communities, handling a full range of umbrella insurance needs for local residents. An umbrella policy provides additional liability coverage beyond standard home and auto policies, protecting clients from major claims and lawsuits. The agency carefully evaluates each client’s existing coverage limits and personal risk exposure to recommend appropriate additional protection. For a typical job, it analyzes the client’s assets and lifestyle factors to tailor an extra layer of financial security against unforeseen liability events.

FI
8197 Florentine Rd C
Farmers Insurance - Stephen Carbajal Agency
Umbrella Insurance Agent · Prescott Valley, AZ

Farmers Insurance - Stephen Carbajal Agency in Prescott Valley, AZ, offers umbrella insurance coverage through two distinct service options: a one-time policy purchase for immediate liability protection beyond standard limits, or a recurring annual plan that automatically renews for continuous coverage. This agency specializes in shielding local residents and businesses from major claims by providing an extra layer of liability that activates after homeowners or auto policies are exhausted. Service is available on a scheduled basis, typically aligned with policy renewal dates to ensure ongoing protection without gaps.

FA
3071 N Robert Rd ste f
Fair Advantage Insurance
Umbrella Insurance Agent · Prescott Valley, AZ

As an umbrella insurance agent in Prescott Valley, AZ, Fair Advantage Insurance offers specialized excess liability coverage that extends beyond standard policy limits. The agency represents its clients in securing broader protection against major claims and lawsuits, working to fill gaps in underlying home and auto policies. Its general service work involves assessing personal and small business risk exposures, then matching clients with suitable policies from various carriers. The agent often assists property owners in preparing for monsoon season liability risks, such as falling trees or flooding from summer storms.

II
3075 N Windsong Dr B2
Inszone Insurance Services
Umbrella Insurance Agent · Prescott Valley, AZ

Inszone Insurance Services in Prescott Valley specializes in helping clients secure umbrella insurance coverage that extends liability protection beyond standard policies. Offering a broad range of insurance services, it works with area residents and businesses to assess their individual risk exposures. This agent assists in closing gaps in coverage that may arise from auto or home insurance limits, providing an extra layer of financial security. A key seasonal concern it helps address is the increased liability risk from winter holiday hosts or summer pool gatherings.

II
8363 Florentine Rd B
Integrity Insurance Brokerage PLLC
Umbrella Insurance Agent · Prescott Valley, AZ

Integrity Insurance Brokerage PLLC provides comprehensive insurance solutions for clients across Prescott Valley, focusing on general liability and property coverage. Its specialized umbrella insurance adds an extra layer of liability protection above standard policies, safeguarding against major claims and lawsuits. This extended coverage is especially valuable for businesses managing higher risks, including offices, warehouses, and food service operations.

CI
8148 E State Rte 69
Cole Insurance Specialists
Umbrella Insurance Agent · Prescott Valley, AZ

As the monsoon season brings sudden, heavy rains to Prescott Valley, securing enough liability coverage becomes a key concern for homeowners and drivers. Cole Insurance Specialists helps local residents and property owners address potential gaps in their existing policies with personal umbrella insurance coverage that extends beyond standard automobile and homeowner limits. These policies provide an additional layer of financial protection against serious accident claims or unforeseen property damage lawsuits. The process for evaluating a client’s current coverage and liability exposures typically begins with a policy review and coverage assessment.

AI
GET IN TOUCH, 8141 Florentine Rd # A
American Insurance LLC
Umbrella Insurance Agent · Prescott Valley, AZ

American Insurance LLC in Prescott Valley, Arizona, provides residential umbrella insurance to protect homeowners with additional liability coverage beyond their standard policies. The agency also offers commercial umbrella insurance, serving businesses in Prescott Valley and throughout the surrounding region. Policies are tailored to help clients address potential gaps in their primary coverage. After an initial policy setup, the agency conducts follow-up service between regular visits to adjust coverage as client needs change, ensuring that protection remains current through periodic review.

SJ
8270 E State Rte 69 #101
Scott Joannes Agency LLC American Family Insurance
Umbrella Insurance Agent · Prescott Valley, AZ
(928) 775-0175
amfam.com/agents/arizona/prescott-valley/scott-joannes
MD
2852 N Navajo Dr SUITE C
MeLynda Davis American Family Insurance
Umbrella Insurance Agent · Prescott Valley, AZ
(928) 772-1443
amfam.com/agents/arizona/prescott-valley/melynda-davis

What Does an a Umbrella Insurance Agent in Prescott Valley Cost?

The cost of umbrella insurance in Arizona typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 600 dollars annually. Your premium depends on your risk factors such as number of vehicles, property value, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Prescott Valley

An umbrella insurance agent in Prescott Valley Arizona helps you secure additional liability coverage that goes beyond your auto and homeowners policies. Arizona law does not require umbrella insurance, but it can protect your savings and future earnings in case of a large lawsuit. Local agents understand the specific liability risks in Yavapai County and can tailor a policy to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Prescott Valley do?

An umbrella insurance agent in Prescott Valley helps you purchase a personal umbrella liability policy. This policy provides extra coverage after your underlying auto or home insurance limits are used up. The agent assesses your assets and risk level to recommend an appropriate coverage amount.

How much umbrella insurance do I need in Arizona?

The amount of umbrella insurance you need depends on your assets and potential liability. Many agents recommend at least 1 million dollars in coverage. Arizona courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.

Does Arizona law affect umbrella insurance policies?

Arizona follows a pure comparative negligence rule, meaning you can recover damages even if you are partly at fault. This can increase the risk of lawsuits against you. Umbrella insurance helps cover legal defense costs and settlements in such cases.

Umbrella Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.