The top-rated umbrella insurance agent in Prescott Valley, Arizona is Makayla Chadwick - State Farm Insurance Agent, rated 5.0 stars across 449 reviews. Other highly rated options include Eric Strobel - State Farm Insurance Agent, Farmers Insurance - James Weinrich, Manzanita Insurance. This directory lists 12 umbrella insurance agents serving Prescott Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Makayla Chadwick - State Farm Insurance Agent | 3700 N Robert Rd #1 | (928) 237-5094 |
| 2 | Eric Strobel - State Farm Insurance Agent | 2485 N Great Western Dr # A | (928) 772-8338 |
| 3 | Farmers Insurance - James Weinrich | 7129 E 1st St #104 | (928) 227-3457 |
| 4 | Manzanita Insurance | 8168 Florentine Rd Suite A | (928) 800-0865 |
| 5 | Farmers Insurance - Stephen Carbajal Agency | 8197 Florentine Rd C | (928) 775-9994 |
| 6 | Fair Advantage Insurance | 3071 N Robert Rd ste f | (928) 277-1213 |
| 7 | Inszone Insurance Services | 3075 N Windsong Dr B2 | (928) 458-7374 |
| 8 | Integrity Insurance Brokerage PLLC | 8363 Florentine Rd B | (928) 225-3420 |
| 9 | Cole Insurance Specialists | 8148 E State Rte 69 | (928) 427-1067 |
| 10 | American Insurance LLC | GET IN TOUCH, 8141 Florentine Rd # A | (928) 772-6654 |
Makayla Chadwick - State Farm Insurance Agent serves Prescott Valley, Arizona, and the surrounding Yavapai County area with personal insurance coverage. As an umbrella insurance agent, the agency provides liability protection that extends beyond standard home and auto policy limits. Clients in the region can obtain policies designed to safeguard assets against major claims or lawsuits. The office handles customized auto insurance solutions and comprehensive renters insurance policies for local residents.
Eric Strobel - State Farm Insurance Agent in Prescott Valley, AZ provides comprehensive umbrella insurance coverage designed to offer additional liability protection beyond standard policies. The agency works with clients to review existing home and auto plans, offering personalized service to assess individual risk levels and recommend appropriate policy limits. Regular policy review and renewal assistance are included to ensure coverage remains current. This umbrella insurance agent services single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Prescott Valley seeking liability protection for their assets rely on Farmers Insurance, represented by James Weinrich. This agency assists clients with evaluating their personal risk and securing supplementary coverage beyond standard policies, helping to safeguard against major lawsuits and claims. Tailored options address local exposure common in northern Arizona. The agency also serves policyholders in the neighboring community of Chino Valley and the surrounding Prescott metro area, ensuring broad regional availability for its core umbrella insurance services.
Manzanita Insurance serves Prescott Valley and the surrounding central Arizona communities, handling a full range of umbrella insurance needs for local residents. An umbrella policy provides additional liability coverage beyond standard home and auto policies, protecting clients from major claims and lawsuits. The agency carefully evaluates each client’s existing coverage limits and personal risk exposure to recommend appropriate additional protection. For a typical job, it analyzes the client’s assets and lifestyle factors to tailor an extra layer of financial security against unforeseen liability events.
Farmers Insurance - Stephen Carbajal Agency in Prescott Valley, AZ, offers umbrella insurance coverage through two distinct service options: a one-time policy purchase for immediate liability protection beyond standard limits, or a recurring annual plan that automatically renews for continuous coverage. This agency specializes in shielding local residents and businesses from major claims by providing an extra layer of liability that activates after homeowners or auto policies are exhausted. Service is available on a scheduled basis, typically aligned with policy renewal dates to ensure ongoing protection without gaps.
As an umbrella insurance agent in Prescott Valley, AZ, Fair Advantage Insurance offers specialized excess liability coverage that extends beyond standard policy limits. The agency represents its clients in securing broader protection against major claims and lawsuits, working to fill gaps in underlying home and auto policies. Its general service work involves assessing personal and small business risk exposures, then matching clients with suitable policies from various carriers. The agent often assists property owners in preparing for monsoon season liability risks, such as falling trees or flooding from summer storms.
Inszone Insurance Services in Prescott Valley specializes in helping clients secure umbrella insurance coverage that extends liability protection beyond standard policies. Offering a broad range of insurance services, it works with area residents and businesses to assess their individual risk exposures. This agent assists in closing gaps in coverage that may arise from auto or home insurance limits, providing an extra layer of financial security. A key seasonal concern it helps address is the increased liability risk from winter holiday hosts or summer pool gatherings.
Integrity Insurance Brokerage PLLC provides comprehensive insurance solutions for clients across Prescott Valley, focusing on general liability and property coverage. Its specialized umbrella insurance adds an extra layer of liability protection above standard policies, safeguarding against major claims and lawsuits. This extended coverage is especially valuable for businesses managing higher risks, including offices, warehouses, and food service operations.
As the monsoon season brings sudden, heavy rains to Prescott Valley, securing enough liability coverage becomes a key concern for homeowners and drivers. Cole Insurance Specialists helps local residents and property owners address potential gaps in their existing policies with personal umbrella insurance coverage that extends beyond standard automobile and homeowner limits. These policies provide an additional layer of financial protection against serious accident claims or unforeseen property damage lawsuits. The process for evaluating a client’s current coverage and liability exposures typically begins with a policy review and coverage assessment.
American Insurance LLC in Prescott Valley, Arizona, provides residential umbrella insurance to protect homeowners with additional liability coverage beyond their standard policies. The agency also offers commercial umbrella insurance, serving businesses in Prescott Valley and throughout the surrounding region. Policies are tailored to help clients address potential gaps in their primary coverage. After an initial policy setup, the agency conducts follow-up service between regular visits to adjust coverage as client needs change, ensuring that protection remains current through periodic review.
What Does an a Umbrella Insurance Agent in Prescott Valley Cost?
The cost of umbrella insurance in Arizona typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 600 dollars annually. Your premium depends on your risk factors such as number of vehicles, property value, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Prescott Valley
An umbrella insurance agent in Prescott Valley Arizona helps you secure additional liability coverage that goes beyond your auto and homeowners policies. Arizona law does not require umbrella insurance, but it can protect your savings and future earnings in case of a large lawsuit. Local agents understand the specific liability risks in Yavapai County and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Prescott Valley do?
An umbrella insurance agent in Prescott Valley helps you purchase a personal umbrella liability policy. This policy provides extra coverage after your underlying auto or home insurance limits are used up. The agent assesses your assets and risk level to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Arizona?
The amount of umbrella insurance you need depends on your assets and potential liability. Many agents recommend at least 1 million dollars in coverage. Arizona courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
Does Arizona law affect umbrella insurance policies?
Arizona follows a pure comparative negligence rule, meaning you can recover damages even if you are partly at fault. This can increase the risk of lawsuits against you. Umbrella insurance helps cover legal defense costs and settlements in such cases.
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