The top-rated truck insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, AAA Utica. This directory lists 10 truck insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Freeway Insurance | 334 Genesee St | (315) 567-4346 |
| 3 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 4 | AAA Utica | 430 Court St | (315) 797-5452 |
| 5 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 6 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 7 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 8 | Michael Garcia: Allstate Insurance | 2046 Genesee St | (315) 793-3322 |
| 9 | Good Move Insurance Co | 409 Court St | (332) 208-9821 |
| 10 | A A & J Insurance | 334 Genesee St | (315) 735-7283 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area and surrounding counties, specializing in truck insurance coverage for commercial operators. The agency provides liability and physical damage policies tailored to local freight and delivery needs. Comprehensive quotes assess fleet size, cargo types, and driving histories to match risk with appropriate protection. Scott Grates handles cargo insurance and roadside assistance coverage for trucks operating in the Utica region.
Freeway Insurance in Utica, New York, is a local provider focused on commercial truck coverage for owner-operators and fleet operators across the region. Its service range encompasses liability, physical damage, and cargo insurance tailored to the demands of regional and long-haul trucking. The agency works with drivers to navigate required filings and state-specific compliance needs. A specialty it can add on is occupational accident insurance for non-trucking liability exposures.
Local businesses and fleet operators in Utica, NY rely on Matt Nimey Insurance Agency for their truck insurance needs. The agency works to secure appropriate commercial auto liability and physical damage coverage for clients operating medium and heavy-duty trucks. Policies are tailored to address local hauling risks and regulatory requirements common to the Mohawk Valley region. The team also assists with cargo protection and roadside assistance options. Service areas extend throughout Oneida County, with additional support provided regularly to businesses in the neighboring community of New Hartford.
AAA Utica offers comprehensive truck insurance services for local businesses, including liability and cargo coverage tailored to commercial fleet needs. Its maintenance plans are designed to assist with policy renewals and claims processing, ensuring seamless support between inspections. The company covers single-family homes, apartments, retail establishments, and restaurants throughout Utica, NY, providing essential risk management for diverse vehicle-dependent operations.
Serving Utica, New York, and its surrounding communities, Dan Meehan - State Farm Insurance Agent handles comprehensive truck insurance coverage for local operators and fleet owners. The agency helps protect commercial vehicles against liability, physical damage, and cargo risks common on regional routes. For each policy, the agent performs a careful assessment of driving history, vehicle usage, and business exposures to tailor a suitable plan. This methodical evaluation ensures that coverage aligns with the specific operational needs of each trucking job.
BEACH AGENCY INC in Utica, NY understands the difference between a one-time policy for a single shipment and recurring coverage for a fleet operator. The agency offers truck insurance tailored to protect vehicles and cargo against regional risks common in central New York. Coverage typically includes liability, physical damage, and cargo protection, helping clients comply with state and federal requirements. Its service runs entirely on an as-needed basis, allowing truckers to request quotes or adjust policies without a scheduled appointment.
Scalzo Zogby & Wittig Inc offers tailored policy packages for long-haul, local, and regional commercial vehicles, ensuring operators meet required liability and cargo coverage limits. Based in Utica, NY, the agency additionally provides risk consultation for fleet logistics and claims guidance. It helps truckers navigate the increased exposure from winter road conditions on the Thruway and local Mohawk Valley routes.
Michael Garcia: Allstate Insurance serves the Utica, New York, metro and surrounding Oneida County area as a Truck Insurance Agent. The agency provides commercial auto policies designed for local trucking operators. Clients can secure liability protection and physical damage coverage for their vehicles. The agent also helps business owners meet state filing requirements with proper documentation. Within the truck insurance category, Paccar and service-specific cargo insurance are also handled for regional fleets and independent owner-operators.
In Utica’s busy shipping seasons, local truckers need coverage that keeps pace with constant freight demands. Good Move Insurance Co provides truck insurance agent services tailored for area fleets, helping protect commercial vehicles against liability, cargo, and roadside exposures unique to upstate routes. Their core work focuses on navigating policy terms and coverage limits so operators can maintain safe compliance with state and federal regulations. A typical first step involves reviewing individual truck specifications and driving logs during a thorough initial inspection at their Utica office.
A A & J Insurance works with trucking clients in the Utica area, assisting with primary liability and physical damage coverage. The agency can also arrange for specialized endorsements such as cargo insurance and roadside assistance plans. Claims support is coordinated to help fleets manage accident-related downtime. This firm serves various commercial sectors, including trucking offices, warehouses, and food service operations.
What Does a a Truck Insurance Agent in Utica Cost?
Truck insurance costs in New York vary widely based on factors like driving record, cargo type, and annual mileage. A typical policy for a single truck can range from 8000 to 15000 dollars per year. Fleet policies may cost more depending on the number of vehicles and coverage levels. This is general information and not insurance advice.
About truck insurance agents in Utica
Truck insurance agents in Utica New York help owner-operators and fleet managers find coverage that meets state requirements. New York law mandates minimum liability insurance of 750000 dollars for trucks carrying property. Local agents understand the specific needs of the Utica freight and logistics industry.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in New York?
New York requires commercial trucks to carry at least 750000 dollars in liability insurance for property damage. Higher limits may be needed for hazardous materials or interstate hauling. Your agent can explain the specific requirements for your truck type.
How do I find a truck insurance agent in Utica New York?
You can search online directories or ask other trucking companies for referrals. Look for agents who specialize in commercial auto insurance and have experience with New York regulations. Many agents offer free quotes and policy reviews.
Does New York require uninsured motorist coverage for trucks?
Yes New York requires uninsured motorist coverage for all commercial vehicles including trucks. This coverage protects you if you are in an accident with a driver who has no insurance. Your agent can help you choose the right limits.
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