The top-rated truck insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 16 truck insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | Douglas Cortez - State Farm Insurance Agent | 1805 5th Ave Ste 14 | (631) 456-4603 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 8 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | Bliss Car Insurance | 1557 5th Ave | (631) 380-9259 |
Sound Harbor Insurance serves businesses across Suffolk County and the greater Bay Shore, New York area as a dedicated truck insurance agent. The company connects commercial truck owners and operators with liability protection tailored for local and regional routes. Policies are sourced from standard insurers that understand the unique risks of freight and cargo operations. Physical damage coverage and cargo insurance are among the specific services the firm helps arrange for fleet owners in this maritime region.
Anthony Machiano: Allstate Insurance provides truck insurance agent services in Bay Shore, NY, covering commercial auto and liability coverage for local fleets and owner-operators. The agency offers standard policy reviews and claims assistance to help maintain consistent protection for vehicles and cargo. Service plans typically include regular check-ins on coverage limits and endorsements to meet changing business needs. The office serves single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Serving local business owners and fleet operators, Michael S. Stagnitta - State Farm Insurance Agent in Bay Shore, NY, provides truck insurance policies tailored for commercial vehicles. The agency helps clients secure coverage for liability, physical damage, and cargo protection on the road. It also assists with policy reviews and claims support for trucking operations. The agent serves the immediate Bay Shore area and regularly covers neighboring communities such as Islip and Babylon within the broader Suffolk County region.
Bill Dunn - State Farm Insurance Agent serves Bay Shore and the surrounding communities across Long Island. It handles truck insurance coverage for a variety of commercial vehicles operating in the area. Each policy is tailored to address the specific risks that local truckers face on regional roads and highways. To handle a typical job, the agency first reviews the client’s driving history and cargo type, then selects appropriate liability and physical damage limits to match their daily operational needs.
Douglas Cortez - State Farm Insurance Agent in Bay Shore, NY, offers both one-time liability policies for short haul trips and recurring annual coverage for established fleets. Their truck insurance plans protect against cargo damage, bodily injury claims, and physical vehicle loss. Each policy is tailored to regional routes and local delivery demands on Long Island. Service appointments are available on an as‑needed basis, with flexible scheduling for policy renewals and claim consultations.
ACME Insurance Brokerage of Bay Shore INC. focuses on tailored coverage for commercial trucks, including liability, cargo, and physical damage protection. It also serves local owner-operators and fleet managers by connecting them with appropriate policies from multiple carriers. Situated in Bay Shore, NY, the agency understands the specific risks of routes along Long Island’s busy highways and ports. During winter months, it assists clients in reviewing policies to address hazards such as icy roads and salt damage.
With winter approaching, Bay Shore trucking businesses must prepare for increased road risks and insurance requirements, and Oxford Millin Insurance Agency Ltd provides truck insurance agent services to meet these seasonal adjustments. The company assists local operators in matching coverage with specific fleet needs, including equipment breakdown and cargo protection. Every truck policy undergoes a careful review of operating radius and load types to align with state liability laws. The process begins with a full assessment of the vehicle’s safety equipment and driver records.
C Walsh Agency operates as a truck insurance agent serving Bay Shore, New York, helping clients secure coverage for commercial vehicles and their unique operational risks. The agency can add specialized endorsements such as cargo insurance, roadside assistance, and non-trucking liability coverage to standard policies. It serves a range of commercial sectors including offices, warehouses, and food service businesses.
Based in Bay Shore, NY, Jay Tee Insurance provides residential auto coverage for local drivers. The agency also helps clients protect their commercial vehicles with tailored truck insurance policies. Serving the broader Bay Shore community, they address specific coverage needs for businesses operating medium and heavy trucks. By explaining available options in clear terms, they support local fleet owners and independent operators in securing appropriate protection for their daily routes. The team routinely follows up between regular policy visits to confirm clients are fully covered.
Bliss Car Insurance, known for its focused expertise as a truck insurance agent in Bay Shore, NY, provides coverage solutions for commercial vehicles operating across Long Island and the broader New York region. The company helps local owner-operators and fleet managers secure liability, cargo, and physical damage policies tailored to their specific routes and cargo types. Its service range includes assisting with regulatory compliance and filing requirements for interstate haulers. A requested specialty service it can add on is occupational accident insurance for independent contractors.
What Does a a Truck Insurance Agent in Bay Shore Cost?
Truck insurance costs in New York vary widely based on truck type, cargo, driving history, and coverage limits. A typical policy for a single straight truck may range from $3,000 to $8,000 per year, while a tractor-trailer can cost $8,000 to $15,000 or more. Factors like operating radius, safety record, and New York-specific surcharges also affect premiums. This is general information and not insurance advice.
About truck insurance agents in Bay Shore
Truck insurance agents in Bay Shore, New York help commercial truck owners meet state minimum liability requirements. New York law mandates at least $750,000 in liability coverage for most for-hire trucks under the New York Vehicle and Traffic Law. Local agents can also assist with physical damage, cargo, and non-trucking use coverage tailored to Bay Shore routes and Long Island driving conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in New York?
New York requires at least $750,000 in combined single limit liability for most for-hire motor carriers. Private trucks may need lower limits, but all commercial vehicles must carry bodily injury and property damage liability. An agent can explain the specific limits for your truck type and use.
Do I need cargo insurance for my truck in Bay Shore?
Cargo insurance is not required by New York state law, but it is often required by shippers and brokers. It covers the value of goods you transport. An agent can help you choose a cargo limit based on the typical value of loads you carry on Long Island.
Can I get a policy that covers my truck when it is not being used for business?
Yes, you can add non-trucking use liability coverage, also called bobtail insurance. This covers your truck when you are driving it for personal reasons, such as commuting or errands in Bay Shore. It is important because your primary commercial policy may not apply in those situations.
Truck Insurance Agents in Other New York Cities
Albany · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow · East Northport · Fairport · Franklin Square