The top-rated truck insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 23 truck insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 4 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 5 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 6 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 7 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 8 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 9 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 10 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
Doug Neil Insurance Agency serves the Clifton Park, New York area as a truck insurance agent. The agency provides policies tailored to the needs of commercial truck operators in the region. It works with local drivers to address the unique risks of hauling freight across New York’s highways and local roads. Coverage options typically include liability, physical damage, and cargo protection for various trucking operations. The agency also handles insurance solutions for owner-operators and small fleet companies throughout the Capital District.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY, provides a range of truck insurance services tailored to the local area. It offers comprehensive policy options to cover commercial vehicles, along with regular policy reviews to ensure proper protection and claims assistance. Standard maintenance plans include annual policy check-ins to adjust coverage for changing business needs and vehicle conditions. The agency services trucking properties that include single-family homes with attached businesses, retail locations, and local restaurants requiring vehicle coverage.
Serving trucking companies, independent owner-operators, and fleet managers in the Clifton Park area, Farmers Insurance - Christine Sheppard offers tailored coverage for commercial vehicles. This agency helps local businesses protect their assets with policies designed for the unique liability and cargo risks of over-the-road trucking. They work to ensure compliance with federal and state insurance requirements while providing personalized risk consultation for each client. The agency also extends its services to drivers and companies operating throughout the greater Saratoga Springs region.
Cote Insurance Agency serves the Clifton Park, New York area and its surrounding communities. It handles truck insurance policies designed for local and regional commercial vehicles. The agency works with various carriers to offer coverage that addresses the specific risks of the trucking industry. To complete a typical job, an agent reviews the client's operational routes, cargo types, and vehicle specifications. This approach ensures the recommended policy aligns with the driver's daily responsibilities and the regulatory requirements of operating in the region.
Michele Metzger at Comparion Insurance Agency in Clifton Park, NY helps local truck operators distinguish between one-time trip policies and recurring fleet coverage that protects multiple vehicles across multiple hauls. Policy options include liability, physical damage, and cargo insurance tailored for regional freight routes in upstate New York. Consultation and policy adjustments run on an as-needed basis, with clients scheduling reviews or adding coverage when their operational needs or cargo types change. Service operates solely on an on-demand schedule, not a fixed recurring appointment.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY, specializes in truck insurance policies tailored for commercial vehicle fleets and owner-operators. It also provides general personal and business insurance solutions for local residents and companies. The agency helps operators manage the liability risks and cargo coverage requirements inherent in transporting goods across New York’s varied roadways. During winter months, agents assist drivers with adjusting coverage to account for seasonal hazards like icy conditions and increased accident frequency.
As winter approaches the Capital Region, commercial truck operators in Clifton Park prepare their fleets for icy highways and sudden snow squalls. Foursurance provides truck insurance agent services focused on the unique liability and cargo risks that regional haulers face while navigating upstate New York’s seasonal demands. Each policy requires careful documentation, with agents reviewing vehicle specifications and drivers’ histories. They begin every relationship by scheduling a windshield inspection and reviewing the existing coverage to identify any gaps before binding.
Farmers Insurance - Mary Ann O'Brien provides truck insurance coverage for local operators in Clifton Park, New York. The agency works with area drivers to tailor policies that address specific cargo protection needs and liability exposure. Specialized add-ons include physical damage coverage for the vehicle itself and uninsured motorist protection. This truck insurance agent can manage commercial risk for businesses operating small fleets, independent owner-operators, and other entities in sectors such as offices, warehouses, and food service establishments.
Thomas Rupert, a State Farm Insurance Agent in Clifton Park, NY, provides truck insurance coverage primarily for local residential clients who operate commercial vehicles. The agency also addresses broader commercial insurance needs for businesses in the area. Servicing the Clifton Park region as well as surrounding communities, the office works with truckers to tailor policies to typical regional demands. After an initial policy is set up, the agent offers follow-up consultations to adjust coverage between regular seasonal or trip-based visits.
What Does a a Truck Insurance Agent in Clifton Park Cost?
Typical costs for truck insurance in New York range from $8,000 to $15,000 per year for a single truck with basic liability coverage. Factors like driving history, cargo type, and annual mileage affect the premium. A full coverage policy with cargo and physical damage can cost $15,000 to $30,000 annually. This is general information and not insurance advice.
About truck insurance agents in Clifton Park
Truck insurance agents in Clifton Park, New York help owner-operators and fleet companies meet state and federal insurance requirements. New York law mandates minimum liability coverage of $750,000 for most commercial trucks under the NY Vehicle and Traffic Law. Agents in Clifton Park can also advise on cargo insurance and physical damage coverage for local routes and long-haul trips.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in New York?
New York requires commercial trucks to carry at least $750,000 in liability insurance under NY Vehicle and Traffic Law Section 370. For trucks carrying hazardous materials, the minimum is $5 million. Your agent can help you meet these limits.
How do I find a truck insurance agent in Clifton Park?
You can search for licensed agents in Clifton Park through the New York State Department of Financial Services website. Local agents understand the specific risks of driving on I-87 and the Northway. They can also help with NY-specific filings like the SR-22 form.
Does New York require uninsured motorist coverage for trucks?
Yes, New York requires uninsured motorist coverage for all commercial vehicles, including trucks. The minimum limit is $25,000 per person and $50,000 per accident. Your agent can explain how this applies to your policy.
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