The top-rated truck insurance agent in Bronx, New York is Hielly Martinez - State Farm Insurance Agent, rated 5.0 stars across 2,116 reviews. Other highly rated options include Gladys Quinones - State Farm Insurance Agent, Traci Menes - State Farm Insurance Agent, Hector Camilo Jr - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Bronx.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hielly Martinez - State Farm Insurance Agent | 251 E 138th St | (347) 271-4444 |
| 2 | Gladys Quinones - State Farm Insurance Agent | 1029 E 167th St | (718) 484-3373 |
| 3 | Traci Menes - State Farm Insurance Agent | 4734 White Plains Rd | (718) 325-0100 |
| 4 | Hector Camilo Jr - State Farm Insurance Agent | 584 E 187th St Fl 2 | (833) 271-7166 |
| 5 | Joy Harvey-Washington - State Farm Insurance Agent | 1946 Williamsbridge Rd | (718) 239-3514 |
| 6 | Hector Camilo - State Farm Insurance Agent | 2505 Eastchester Rd Ste B | (718) 737-9727 |
| 7 | Mendoza Agency Inc | 2010 Williamsbridge Rd | (718) 684-5200 |
| 8 | EZ Vision Brokerage | 37 W Burnside Ave | (718) 584-8400 |
| 9 | BIC Brokerage - Insurance & Taxes | 2481 Crotona Ave | (718) 220-1111 |
| 10 | East Coast Motor Club Auto Insurance | 2319 Westchester Ave | (212) 567-1700 |
Hielly Martinez - State Farm Insurance Agent in Bronx, NY, distinguishes between one-time policies for occasional coverage and recurring plans for continuous protection, offering tailored truck insurance options. Coverage addresses collision, liability, and cargo risks common in local commercial driving, helping truck operators manage financial exposures. Service runs on a one-time, scheduled, or as-needed basis, providing flexibility for different business cycles or seasonal demand.
Gladys Quinones - State Farm Insurance Agent in Bronx, NY provides truck insurance policies tailored for commercial vehicles used in local transportation and delivery work. Its service consultations help clients review coverage limits, deductibles, and potential liability exposures specific to trucking operations. Standard maintenance plans include annual policy reviews to adjust for changes in fleet size or cargo types. The agency serves commercial properties such as warehouses, distribution centers, and logistics hubs, along with single-family homes, apartments, retail storefronts, and restaurants.
Traci Menes - State Farm Insurance Agent serves commercial trucking businesses and independent owner-operators in the Bronx, New York area. The agency provides coverage for fleet vehicles and individual rigs, helping clients manage liability risks and cargo protection. She also assists with business insurance needs that accompany trucking operations. Regular policy reviews are available to adjust coverage as routes or cargo change. The office extends its services to communities in Yonkers and the surrounding Westchester County region.
Serving the Bronx and surrounding communities, Hector Camilo Jr - State Farm Insurance Agent provides truck insurance coverage for local commercial vehicles. It handles policies that protect truck owners against liability, cargo damage, and physical asset risks. The agency’s approach to a typical job begins with a detailed review of each client’s fleet needs, ensuring coverage matches specific routes and cargo types. It tailors deductibles and limits directly to the operator’s operations.
Joy Harvey-Washington, a State Farm Insurance Agent in the Bronx, specializes in tailored truck insurance policies that address the unique liabilities of commercial vehicle operation. She also provides general personal auto and property coverage to local residents. Her agency serves independent truckers and small fleet owners navigating New York’s demanding traffic and weather conditions. For Bronx drivers, winter ice and summer road construction pose increased accident risks, and she helps clients adjust their commercial coverage accordingly to maintain compliance and financial protection.
As local trucking routes shift with seasonal cargo demands in the Bronx, Hector Camilo acts as a State Farm Insurance Agent offering truck insurance policies to owner-operators and fleets. This agency handles commercial vehicle coverage that addresses liability, cargo protection, and physical damage needed for regional hauls. He assists drivers in meeting New York regulatory requirements while managing risk for trucks operating on congested city streets and highways. A typical first step involves reviewing the truck’s inspection history and current usage to assess proper policy limits before coverage begins.
Mendoza Agency Inc works with businesses in the Bronx to arrange truck insurance policies tailored to commercial operations. Its specialty add-ons help address specific liability exposures, cargo coverage requirements, and physical damage protection for fleet vehicles. The agency regularly assists clients in obtaining compliant insurance for delivery trucks, service vans, and heavy-duty rigs. Commercial sectors it can serve include local offices, warehouses, and food service establishments that rely on trucking to transport goods or materials daily.
Based in the Bronx, EZ Vision Brokerage serves local residents who need insurance for their trucks and commercial vehicles. The agency connects business owners hauling freight within New York City with coverage options suited to zoned routes and delivery schedules. For over-the-road operators passing through the tri-state area, the firm can arrange policies that meet interstate requirements from its Bronx office. When service needs arise between routine policy reviews, customers can return for adjustments or renewed documentation.
BIC Brokerage - Insurance & Taxes provides residential truck insurance services to drivers and small fleets in the Bronx, New York area. The company also offers commercial coverage tailored for local trucking operations navigating urban routes. Their typical work involves reviewing policy details and adjusting coverage to meet changing business needs. Returning clients often schedule follow-up appointments to discuss renewals or update their policies between routine service visits.
East Coast Motor Club Auto Insurance serves the Bronx, New York, as a local truck insurance agent offering coverage for commercial vehicles navigating urban and regional routes. The agency works with owner-operators and fleet managers to arrange policies that address liability, cargo protection, and physical damage exposure. By understanding the unique risks of delivery and transport work within the metropolitan area, it helps clients meet state requirements. As a specialty service, it can add on coverage for hired or non-owned trucks used during peak demand periods.
What Does a a Truck Insurance Agent in Bronx Cost?
Truck insurance premiums in New York vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single truck can range from $8,000 to $15,000 per year for basic liability. Full coverage with cargo and physical damage can exceed $20,000 annually. This is general information and not insurance advice.
About truck insurance agents in Bronx
Truck insurance agents in the Bronx, New York help owner-operators and fleet managers meet state minimum liability requirements. New York law mandates at least $750,000 in combined single limit liability for for-hire carriers. Local agents understand the unique risks of urban delivery routes and construction zones in the borough.
Frequently Asked Questions
What is the minimum liability coverage for trucks in New York?
New York requires at least $750,000 in combined single limit liability for for-hire trucks. Private carriers need at least $300,000. Higher limits are often required for hazardous materials or interstate operations.
Do I need cargo insurance for my truck in the Bronx?
Cargo insurance is not required by New York state law but is typically required by brokers and shippers. It covers the value of goods being transported in case of theft, damage, or loss during transit.
How does a truck insurance agent in Bronx help with claims?
A local agent can guide you through the claims process and help you understand your policy limits. They can also assist with filing New York-specific forms like the MV-104 accident report within 10 days of a crash.
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