The top-rated truck insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Silvershore Group, LLC., Alexander Anderson: Allstate Insurance. This directory lists 13 truck insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 4 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 5 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 6 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 7 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 8 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
| 9 | Everyday Insurance NY | 119 N Park Ave | (914) 458-7475 |
| 10 | Protected Future Insurance | 199 Brower Ave | (516) 331-2726 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, NY, area and surrounding Nassau County communities. The agency provides commercial truck insurance policies designed to protect vehicles, cargo, and liabilities. This includes coverage for local delivery trucks, long-haul operators, and owner-operators. The agency also handles general liability and physical damage protection for commercial fleets operating in the region.
Farmers Insurance - Nestor Morales provides truck insurance services for commercial operators in the Rockville Centre, NY, area. The agency offers plans that help maintain continuous liability and cargo protection for vehicles on the road. Service options include basic liability coverage and physical damage insurance for trucks. It also assists with filing necessary insurance documents for local carriers. Its properties include single-family homes, apartments, retail stores, and restaurants that require fleet or owner-operator coverage.
Silvershore Group, LLC serves local trucking businesses, fleet operators, and independent owner-operators needing commercial vehicle insurance coverage. The agency assists clients in selecting appropriate liability, cargo, and physical damage policies tailored to their specific operational risks. Located in Rockville Centre, NY, the professionals understand the regulatory and logistical demands facing trucking companies throughout Nassau County. They leverage their familiarity with regional transportation corridors to help businesses secure suitable protection for their vehicles and assets. Their services also extend to neighboring communities within the greater Long Island metropolitan area.
Alexander Anderson: Allstate Insurance serves Rockville Centre, NY, and the surrounding Long Island communities, focusing its practice on commercial truck insurance agent services. It handles coverage for various medium and heavy-duty trucks, addressing liability, physical damage, and cargo protection for local fleets and independent owner-operators on regional routes. The agency manages each risk by first assessing a client’s specific operational distances and freight types, then matching those exposures with appropriate policy terms from its underwriting carriers.
RVC Insurance Agency in Rockville Centre, NY recognizes that truck insurance agents often serve clients needing either one-time policies for a single haul or recurring coverage for ongoing fleet operations. The agency assists local trucking businesses in securing liability, physical damage, and cargo protection, addressing the unique road risks faced by commercial vehicles in the area. Service is available on a one-time, scheduled, or as-needed basis, depending on the client’s specific hauling demands.
With Rockville Centre’s trucking fleet preparing for the busy seasonal shipping surges, Goosehead Insurance - Kimberly Kelly provides commercial coverage for local carriers. The agency addresses common risks such as cargo loads, liability exposures, and fleet maintenance downtime through customized truck insurance policies. Each client receives an evaluation of their vehicles’ usage patterns and mileage to determine appropriate protection. The process begins with a full inspection of the fleet and driving records before an initial assessment of premium options.
Diane McGrath - State Farm Insurance Agent in Rockville Centre, NY, provides specialized truck insurance coverage tailored to commercial vehicle operators, alongside a full range of personal and business insurance policies. The agency works to protect cargo, tractors, and trailers against road risks specific to this region. With winter weather impacting driving conditions on Long Island, it routinely reviews policies with clients before the first snowfall to confirm adequate liability limits for fleet safety during hazardous months.
J.A. Faccibene & Associates, Inc. provides commercial insurance coverage for businesses operating in the local area. The company specifically specializes in truck insurance, addressing the unique liability and cargo requirements of motor carriers. It offers tailored policies designed to protect fleets, owner-operators, and independent drivers. This agency serves a range of commercial sectors that rely on transportation, including offices, warehouses, and food service operations.
Everyday Insurance NY in Rockville Centre, NY provides residential service for truck owners seeking coverage for their personal vehicles used in their trade. The agency also offers commercial truck insurance solutions for local businesses operating fleets in and around Nassau County. With a focus on proper liability protection for professional drivers in the area, they are available for follow-up policy adjustments and repeat service between regular visits as hauling needs change.
Protected Future Insurance in Rockville Centre, NY, is known for providing tailored coverage options to local truck operators. Its service range addresses liability, physical damage, and cargo protection for owner-operators and small fleets. The agency works with regional carriers to structure policies that meet varying trip lengths and freight types. Navigating claims, the team assists with accident-related losses and compliance filings. A specialty service it can add on is non-trucking liability coverage for personal use of a commercial vehicle while under dispatch.
What Does a a Truck Insurance Agent in Rockville Centre Cost?
The cost of truck insurance in New York varies widely based on factors like vehicle type, driving history, and coverage limits. A typical policy for a standard semi-truck can range from $8,000 to $15,000 per year for basic liability. Full coverage with cargo and physical damage may cost $15,000 to $25,000 or more annually. This is general information and not insurance advice.
About truck insurance agents in Rockville Centre
Truck insurance agents in Rockville Centre, New York help local truckers and fleet owners find the right coverage for their vehicles. New York state law requires all commercial trucks to carry minimum liability insurance, with limits that depend on the type and weight of the vehicle. An agent can guide you through these requirements and help you compare policies from multiple carriers.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Rockville Centre New York?
New York requires commercial trucks to carry at least $50,000 in bodily injury liability per person and $100,000 per accident. For property damage, the minimum is $25,000. Heavier trucks and those carrying hazardous materials have higher minimums.
How does a truck insurance agent in Rockville Centre help with New York regulations?
A local agent understands New York specific rules like the requirement for no-fault insurance and the need for a New York Insurance Identification Card. They can also advise on additional coverages such as cargo insurance or physical damage protection.
Can I get a truck insurance policy if I have a poor driving record in New York?
Yes, many agents in Rockville Centre work with insurers that accept drivers with violations or accidents. However, your premium will likely be higher. New York law allows insurers to surcharge for certain moving violations.
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