The top-rated truck insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Jackie Ortiz - State Farm Insurance Agent, Quinton Insurance. This directory lists 47 truck insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 218 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Jackie Ortiz - State Farm Insurance Agent | 225 Alexander St | (585) 325-1960 |
| 4 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 5 | Craig Brown - GEICO Insurance Agent | 4138 W Henrietta Rd | (585) 271-2886 |
| 6 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 7 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 8 | Van C. Travis III, ChFC - State Farm Insurance Agent | 1978 Monroe Ave | (585) 461-5240 |
| 9 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 10 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
Serving Rochester, New York, and the surrounding communities, VanScoter Insurance Agency LLC handles comprehensive truck insurance agent services for local commercial operators. It provides coverage for a range of vehicles used in freight and logistics, addressing the specific liability and cargo needs of this industry. Policies are designed to protect drivers and their equipment during daily operations on regional routes. To manage a typical job, the agent reviews a client’s fleet size, typical cargo types, and driving territory to match coverage options with the operational hazards encountered.
Elmwood Agency serves commercial trucking businesses and independent owner-operators in Rochester, New York, providing liability, physical damage, and cargo insurance coverage. It also helps local carriers comply with federal and state regulatory requirements, including filing necessary proof of insurance for operating authorities. The agency works with regional haulers to identify appropriate risk protection for their specific freight and route needs. In addition to Rochester, Elmwood Agency covers trucking operations across neighboring Monroe County communities such as Greece and Henrietta.
For local truck drivers, personal auto policies usually cover infrequent use, while a commercial plan is the recurring necessity. Jackie Ortiz - State Farm Insurance Agent in Rochester, New York provides specialized coverage for liability, cargo, and physical damage of vehicles used in business. A truck insurance agent helps owner-operators and small fleets meet legal requirements while protecting high-value assets. Service for this category runs on an initial consultation followed by an as-needed basis for policy adjustments during the coverage period.
Quinton Insurance serves the Rochester, New York area and surrounding communities. The company provides truck insurance coverage for local and regional operators, including policies for commercial vehicles and related liability needs. Its office handles typical policies for owner-operators and small fleets operating throughout Monroe County and nearby counties. To prepare each policy, it assesses vehicle usage, cargo types, and local driving routes to match coverage with the specific risks of the trucking job.
In Rochester, New York, Craig Brown - GEICO Insurance Agent provides a full range of truck insurance policies, including liability, cargo, and physical damage coverage. It offers standard service options such as policy reviews and claims assistance to help clients manage their coverage needs. The company works with businesses and owner-operators servicing commercial properties, apartments, retail locations, and restaurants across the local area.
Freeway Insurance in Rochester, New York offers both one-time coverage for short-term trucking needs and recurring policies for ongoing operations. Their service covers liability, physical damage, and cargo protection for commercial trucks. Clients choose between a single visit to secure insurance for a specific haul or regular scheduled appointments to maintain continuous coverage. As a truck insurance agent, this business operates on a one-time, scheduled, or as-needed basis depending on the client’s required frequency of policy updates or renewals.
In the snowy months of upstate New York, trucking operators around Rochester need reliable coverage to protect their rigs from winter-related risks. FLANAGAN MILLS INSURANCE AGENCY in Rochester, New York provides truck insurance policies tailored to local commercial fleets and independent drivers. Their services address liability, cargo, and physical damage exposures common in the region’s shipping corridors. Before issuing a policy, the agency arranges a thorough inspection of the vehicle and driver records to confirm eligibility.
Van C. Travis III, ChFC - State Farm Insurance Agent offers specialized truck insurance policies designed to protect commercial vehicles and their cargo in the Rochester area. The agency also assists with general insurance needs, including auto, home, and life coverage. When winter storms bring icy roads and heavy lake-effect snow to western New York, this agent helps trucking clients review their policies to ensure adequate protection against weather-related accidents and cargo damage.
Flour City Insurance Agency in Rochester, New York, assists businesses with comprehensive insurance solutions, focusing on coverage for commercial trucks and fleets. This includes protections tailored for cargo, liability, and physical damage, ensuring operational continuity. The agency advises clients on compliance with regional regulations and industry requirements. It serves a range of commercial sectors, including offices, warehouses, and food service operations, addressing their distinct risk exposures.
What Does a a Truck Insurance Agent in Rochester Cost?
Truck insurance costs in Rochester New York typically range from $8,000 to $15,000 per year for a single truck with basic liability. Factors like driving history cargo type and annual mileage affect the premium. New York s high minimum limits and no-fault laws can increase rates compared to other states. This is general information and not insurance advice.
About truck insurance agents in Rochester
Truck insurance agents in Rochester New York help commercial drivers and fleet owners meet state requirements. New York law mandates minimum liability coverage of $750,000 for trucks carrying property and $5 million for for-hire carriers. Local agents understand Monroe County road risks and can tailor policies for regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Rochester New York?
New York requires at least $750,000 in liability coverage for trucks carrying property. For for-hire carriers the minimum is $5 million. You must also carry no-fault personal injury protection and uninsured motorist coverage.
How do I find a licensed truck insurance agent in Rochester?
You can search the New York State Department of Financial Services website for licensed agents in Monroe County. Local agents often specialize in commercial auto and understand regional regulations like the New York Vehicle and Traffic Law.
Can a Rochester truck insurance agent help with New York state filings?
Yes agents can file proof of insurance with the New York DMV and help you comply with the state s mandatory electronic filing system. They also assist with SR-22 forms if needed after a violation.
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