The top-rated truck insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Clarity Insurance Agency. This directory lists 19 truck insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Clarity Insurance Agency | 35 Melville Park Rd #400 | (516) 862-4422 |
| 5 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 6 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 7 | ASAP Insurance Brokerage | 200 Broadhollow Rd Suite 207 | (888) 205-6660 |
| 8 | Tekbytes Insurance Brokerage inc. | 25 Melville Park Rd Suite 77 | (631) 481-9470 |
| 9 | Safe Haven Insurance Agency | 555 Broadhollow Rd | (631) 608-1137 |
| 10 | The Ferrante Agency: Allstate Insurance | 534 Broadhollow Rd Ste 250 | (516) 378-1500 |
First Heritage Insurance Agency serves the Melville, New York area as a truck insurance agent. It provides coverage for commercial trucking operations, helping local businesses meet their insurance needs. The agency works with clients to address the unique risks of fleet vehicle management. Day-to-day operations include arranging protection for cargo in transit and ensuring compliance with truck-specific liability requirements. It handles physical damage coverage for heavy-duty vehicles.
PRK Insurance Agency Inc offers a comprehensive range of commercial truck insurance solutions for operators in Melville and the surrounding region. Its service plans include personalized risk assessments to address specific fleet or individual driver needs, along with ongoing policy maintenance to ensure consistent coverage. The company directs clients through claims procedures and coverage adjustments as regulations change. The agency services a diverse portfolio of properties, including single-family homes, apartments, retail locations, and restaurants.
Brian M. Gill - State Farm Insurance Agent in Melville, NY, serves local business owners and independent commercial fleet operators who need tailored truck insurance policies. The agency works to provide coverage that addresses liability, cargo, and physical damage risks common for vehicles in long-haul and local delivery operations. Its services also include consultation on policy limits and deductible options to match individual business needs. Beyond Melville, the agency covers routes and depots extending throughout western Suffolk County and eastern Nassau County.
Clarity Insurance Agency serves trucking operations in Melville, New York, and the surrounding Long Island communities. The company handles insurance needs for local and regional commercial truck fleets, including coverage for cargo, liability, and physical damage. It also addresses the specific requirements of owner-operators and small trucking companies. To complete a typical policy, the agency first assesses each client’s route and cargo type, then matches coverage limits to the specific risks of that operation.
For trucking clients in Melville, NY, YZ Insurance Group offers both one-time policies for single trips and recurring commercial auto coverage for ongoing fleets. Their services address liability, physical damage, and cargo protection needs common to local operators. Work with this truck insurance agent is arranged on an as-needed basis, with policies tailored individually to each client’s schedule and route demands.
Coverland Brokerage Inc in Melville, NY offers specialized truck insurance policies tailored to the unique needs of commercial vehicle operators, including liability and cargo coverage. The agency works closely with local owner-operators and fleet managers to assess their specific operational risks and secure suitable protection. During winter months, this company helps drivers address the enhanced coverage requirements for ice and snow conditions that frequently affect Long Island and surrounding routes.
Winter road conditions demand reliable coverage for commercial trucks operating out of Melville, NY. ASAP Insurance Brokerage addresses this seasonal need by specializing in policies tailored for local and regional trucking operations. They work directly with drivers and fleet owners to match insurance options to specific cargo types and hauling routes. Liability, physical damage, and cargo insurance are typical coverage areas they help clients navigate. An initial vehicle and operation inspection is scheduled to provide a customized risk assessment and quote.
Tekbytes Insurance Brokerage inc. in Melville, NY helps local businesses arrange coverage for their commercial vehicles. Specializing in truck insurance, it offers tailored policies including liability protection and physical damage coverage for fleets of various sizes. Additional endorsements such as cargo insurance and roadside assistance can be added to address specific operational risks. This agency supports the insurance needs of commercial sectors like offices, warehouses, and food service establishments.
Safe Haven Insurance Agency in Melville, NY, is known for its focused guidance on commercial truck insurance policies. It serves independent operators and small fleets operating across Long Island and the greater New York region. To mitigate common financial risks on the road, the agency helps secure liability and physical damage protection tailored to local hauling routes. It also offers a specialty service arranging single-trip cargo coverage for high-value or time-sensitive deliveries requiring extra protection.
The Ferrante Agency in Melville offers residential insurance services through Allstate, ensuring personal property protection. The agency also specializes in commercial truck insurance coverage for local fleets and independent operators across the New York area. Tailored policies address liability, cargo, and physical damage risks common on Long Island roadways. Clients returning between regular visits receive consistent support for policy adjustments or claims questions.
What Does a a Truck Insurance Agent in Melville Cost?
Truck insurance costs in Melville New York typically range from 8000 to 15000 dollars per year for a single truck with basic liability. Factors like driving history cargo type and annual mileage affect the premium. Full coverage with physical damage and cargo insurance can cost 12000 to 20000 dollars or more. This is general information and not insurance advice.
About truck insurance agents in Melville
Truck insurance agents in Melville New York help commercial drivers and fleet owners meet state requirements. New York law mandates minimum liability coverage of 75000 dollars for most commercial trucks. Local agents can guide you through coverage options for cargo and physical damage.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New York?
New York requires commercial trucks to carry at least 75000 dollars in liability coverage for bodily injury per person and 150000 dollars per accident. Property damage liability minimum is 25000 dollars. Higher limits may be needed for certain cargo or interstate operations.
How do I find a truck insurance agent in Melville?
You can search online directories or ask for referrals from local trucking companies. Melville agents often specialize in commercial auto policies and can compare quotes from multiple carriers. Make sure the agent is licensed in New York.
Does New York require uninsured motorist coverage for trucks?
Yes New York law requires uninsured motorist coverage for commercial trucks. The minimum is 25000 dollars per person and 50000 dollars per accident. This coverage protects you if a driver without insurance hits your truck.
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