The top-rated truck insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 20 truck insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 6 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 7 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 8 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 9 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 10 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY, provides tailored truck insurance coverage for local commercial operators. Services include liability, physical damage, and cargo protection, complemented by flexible payment plans and claims assistance for policyholders. The agency helps owner-operators and small fleets manage risk with policies designed for regional routes and local deliveries. Its service approach emphasizes clear policy explanations and responsive support during the claims process. The agency services single-family homes, apartments, retail properties, and restaurants within the Ithaca area.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York area, providing commercial truck insurance coverage local owner-operators and small fleets require to manage their daily risks. The agency assists clients in understanding the state-specific liability requirements that apply to vehicles transporting goods through the Finger Lakes region. Professional advice helps businesses select policy limits that match their revenue and cargo profiles. Among the specific services handled by this office are physical damage coverage for dump trucks and cargo insurance for delivery vans.
Adam Megivern - State Farm Insurance Agent serves local businesses, owner-operators, and commercial fleet owners needing truck insurance in Ithaca, New York. The agency offers tailored coverage options for cargo liability, physical damage, and non-trucking liability to help protect commercial vehicles on the road and in the yard. Its team provides personalized risk consultations to match insurance policies with the demands of regional hauling and long-distance trucking in the Finger Lakes area. The agency also serves trucking clients in the neighboring community of Dryden and surrounding Tompkins County.
Serving Ithaca, NY, and the surrounding communities of Tompkins County, Bailey Place Insurance acts as a local truck insurance agent. It handles the specific commercial coverage needs for owner-operators and small fleet businesses operating in the region. The agency focuses on policies addressing liability, physical damage, and cargo protection for local routes and regional hauls. To handle a typical job, it begins with a detailed review of the driver’s operational radius and vehicle specifications, then works to match the coverage limits with the client’s particular risk exposure.
Freeway Insurance in Ithaca, New York, is known for connecting truck operators with coverage tailored to commercial vehicles and cargo needs. Their service range includes policies for long-haul freight trucks and local delivery fleets operating in the Finger Lakes region. Claims assistance helps drivers navigate roadside incidents swiftly. The agency also offers specialized physical damage coverage as an add-on service for protecting trucks from collisions and weather-related damage.
True Insurance in Ithaca, NY provides both one-time policies and recurring service options for truck operators. Their coverage addresses liability, cargo, and physical damage protection for local commercial vehicles. While a single trip can be handled, many clients arrange ongoing plans to maintain continuous compliance with state requirements. Service is available on either a one-time or as-needed basis, depending on the trucker’s operational schedule and risk management needs.
Kris Yelverton - State Farm Insurance Agent specializes in truck insurance policies for local and regional commercial drivers in Ithaca, NY. The agency provides tailored coverage options for a range of commercial vehicles, as well as standard auto, home, and business insurance. This agent helps trucking clients manage the unique risks of transporting goods through Central New York. It specifically assists with coverage adjustments needed during the region’s harsh winter months, when icy roads and lake-effect snow create greater accident exposure.
Winter roads in Ithaca can challenge even the most diligent commercial driver, making reliable truck insurance coverage a vital part of operating a fleet. Moscato & Associates Inc serves local trucking operations as a dedicated truck insurance agent, helping them navigate the specific liability and cargo requirements common in New York’s Finger Lakes region. The company evaluates each fleet’s risk profile, including route hazards and vehicle types, before recommending a tailored policy. Coverage discussions always begin with an inspection of the insured equipment to assess its current condition and compliance.
Andrews Agency Insurance works with commercial clients in Ithaca, New York to secure truck insurance coverage that addresses local road risk. It offers specialty policies for cargo liability, physical damage, non-trucking liability, and hired auto coverage. Agents also help businesses manage fleet exposures through bundled policies. The company serves a variety of commercial sectors that depend on trucking, including local offices, warehouses, food service providers, and regional distribution firms.
Warren Insurance Agency offers residential truck insurance services in Ithaca, NY, helping local owners protect their personal vehicles. The agency also provides commercial coverage for larger trucking operations, serving clients throughout the Ithaca area. These policies address the specific risks of truck-related work, including cargo and liability concerns. Ongoing service includes follow-up support between regular visits, ensuring coverage adjusts as driving conditions or business needs change.
What Does a a Truck Insurance Agent in Ithaca Cost?
Truck insurance costs in New York typically range from $8,000 to $15,000 per year for a single commercial truck. Factors like driving record, cargo type, and annual mileage affect the price. For a small fleet of 5 trucks, annual premiums can be $40,000 to $75,000. This is general information, not insurance advice.
About truck insurance agents in Ithaca
Truck insurance agents in Ithaca, New York help local trucking companies and owner-operators meet state requirements. New York law mandates minimum liability coverage of $750,000 for most commercial trucks. These agents can also advise on cargo insurance and physical damage coverage for the Finger Lakes region.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Ithaca New York?
New York requires commercial trucks to carry at least $750,000 in liability insurance. This covers bodily injury and property damage. Higher limits may be needed for hazardous materials or larger vehicles.
Do I need special insurance for a dump truck or delivery van in Ithaca?
Yes. Dump trucks and delivery vans often require specific commercial auto policies. An agent in Ithaca can help you add coverage for equipment, cargo, and hired or non-owned vehicles.
How does New York law affect truck insurance rates in Ithaca?
New York has a no-fault insurance system which can raise premiums. Ithaca agents consider local factors like traffic on Route 13 and winter weather risks when quoting rates.
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