The top-rated truck insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 824 reviews. Other highly rated options include Joe Ruggiero - State Farm Insurance Agent, Luray Insurance of Baltimore, Marisol Johnson - State Farm Insurance Agent. This directory lists 21 truck insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Joe Ruggiero - State Farm Insurance Agent | 400 Redland Ct # 100 | (410) 363-4720 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | Marisol Johnson - State Farm Insurance Agent | 9351 Lakeside Blvd #201 | (410) 902-7475 |
| 5 | Renita Prevot - State Farm Insurance Agent | 10815 Reisterstown Rd | (410) 356-1157 |
| 6 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 7 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 8 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 9 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 10 | John Kneisly - State Farm Insurance Agent | 10811 Red Run Blvd Ste 102 | (443) 273-3340 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, Maryland area as a truck insurance agent. It provides commercial auto insurance policies tailored for local trucking needs, including protection for cargo and liability coverage. The agency also assists independent owner-operators and small fleet owners with risk management advice. A key service offered includes helping clients file and manage claims related to on-the-road accidents and vehicle damage.
Joe Ruggiero - State Farm Insurance Agent in Owings Mills, MD serves homeowners, businesses, and property managers by offering truck insurance tailored to local commercial needs. The agency helps clients navigate coverage options for freight and service vehicles operating in the Baltimore metro area. Policies address basic liability, cargo protection, and roadside assistance requirements common to regional trucking operations. Additionally, it provides guidance on fleet insurance for small business owners managing multiple trucks. The agent also extends services to neighboring communities such as Pikesville, ensuring convenient access for drivers throughout Baltimore County.
Luray Insurance of Baltimore serves Owings Mills and the surrounding Maryland communities, specializing in truck insurance agency services. The company handles commercial trucking insurance needs, including liability and physical damage coverage for local operators. Its work involves assessing individual fleet risks and matching policies accordingly. When managing a typical job, it begins by thoroughly reviewing a client's operational details and driving history to identify specific exposures, then recommends appropriate coverage options based on those findings before processing the selected policy.
Marisol Johnson of State Farm Insurance Agency in Owings Mills, Maryland, provides comprehensive coverage options for trucking operations, including liability, physical damage, and cargo insurance. Her agency assists clients in tailoring protection plans for their vehicles and fleet maintenance needs. She serves the local area by offering ongoing policy reviews to help adjust coverage as trucks age or routes change. Her agency works with clients who own or manage single-family homes, apartments, retail, and restaurants.
For trucking businesses in Owings Mills, MD, deciding between a single policy purchase and an ongoing service plan depends on cargo and liability needs. Renita Prevot - State Farm Insurance Agent provides coverage options that address commercial vehicle risks typical to local truck fleets and owner-operators. The service runs on an as-needed basis for policy adjustments and new quotes.
Specializing in tailored coverage for commercial trucking fleets and owner-operators, Randy Somers - State Farm Insurance Agent in Owings Mills, MD provides liability, cargo, and physical damage policies to protect vital assets. The agency also offers general business insurance, including property and workers compensation. Seasonal weather shifts in the Mid-Atlantic often increase accident risks; the agent helps trucking clients adjust deductibles and add roadside assistance before winter storms arrive.
As the Maryland spring rains begin, ensuring your rig is properly covered becomes essential for Owings Mills commercial drivers. Ashley Nguyen works as a State Farm Insurance agent specializing in truck insurance for local owner-operators and small fleets. She addresses typical regional concerns such as cargo liability and physical damage coverage during a busy construction season. Every policy begins with a straightforward review of your current vehicle condition and driving history to determine initial eligibility.
Woodhome Insurance in Owings Mills, Maryland, works with local trucking operations to structure coverage for commercial vehicles. The agency specializes in adding tailored endorsements for cargo protection, roadside assistance, and non-trucking liability during personal use. Policies are designed to address common regional risks like weather-related delays and freight damage. Woodhome Insurance can serve independent owner-operators as well as fleets that transport for offices, warehouses, and food service establishments across the area.
BTJ Insurance Inc serves residential clients in Owings Mills, Maryland, securing coverage for personal trucks used in daily life. The agency also provides commercial truck insurance policies tailored to local business owners operating fleets or independent rigs throughout the area. Working with carriers serving Maryland and the broader mid-Atlantic region, BTJ Insurance Inc helps drivers meet legal requirements while protecting their vehicles and cargo. After a policy is in force, the agency offers follow-up service between regular visits to adjust coverage as driving needs change or renewal dates approach.
John Kneisly - State Farm Insurance Agent in Owings Mills, MD, is known for providing truck insurance coverage for local commercial fleets and independent owner-operators. Its service range includes liability, physical damage, and cargo coverage tailored to regional haul routes. The agency assists truckers with understanding Maryland’s specific insurance requirements for commercial vehicles. A specialty service it can add on is motor truck cargo insurance, which protects goods in transit against theft or damage while on the road.
What Does a a Truck Insurance Agent in Owings Mills Cost?
Typical truck insurance costs in Maryland range from 8,000 to 15,000 dollars per year for basic liability coverage. Full coverage policies with physical damage and cargo insurance can cost 15,000 to 30,000 dollars annually. Rates vary based on driver history, vehicle value, and specific business operations. This is general information and not insurance advice.
About truck insurance agents in Owings Mills
Truck insurance agents in Owings Mills help owner-operators and fleets meet Maryland insurance requirements. Maryland law mandates minimum liability coverage of 750,000 dollars for interstate trucks and 300,000 dollars for intrastate operations. Local agents understand the specific needs of the Owings Mills logistics community near major routes like I-795 and I-695.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Maryland?
Maryland requires at least 750,000 dollars in liability coverage for interstate commercial trucks and 300,000 dollars for intrastate trucks. Additional requirements may apply for hazardous materials or oversized loads.
How do I find a truck insurance agent in Owings Mills?
You can search online directories or ask for referrals from local trucking associations. Look for agents who specialize in commercial auto insurance and have experience with Maryland regulations.
What factors affect truck insurance costs in Maryland?
Costs depend on driving record, cargo type, annual mileage, and coverage limits. Maryland rates also consider the truck weight and whether the vehicle operates in high-traffic areas like the Baltimore region.
Truck Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · Catonsville · Clinton · Cockeysville · Columbia · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg