The top-rated truck insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, CNR Insurance Inc, Goosehead Insurance - Tim Coe. This directory lists 20 truck insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 4 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 5 | Sylvia Hopkins - GEICO Insurance Agent | 102 Old Solomons Island Rd Suite 301 | (410) 571-7722 |
| 6 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 7 | Roslynne Ross: Auto Insurance | 914 Forest Dr #201 | (410) 280-1928 |
| 8 | Marshelle Ball - State Farm Insurance Agent | 175 Admiral Cochrane Dr # 200 | (443) 808-8741 |
| 9 | Nationwide Insurance: John G Rogers And Associates Inc. | 888 Bestgate Rd Suite 104 | (800) 310-3991 |
| 10 | Reyes Insurance LLC | 1831 Forest Dr # A | (443) 440-0989 |
Mathes Insurance Advisors, Inc. serves the Annapolis, MD metro and surrounding Anne Arundel County area as a truck insurance agent offering commercial auto coverage for local and regional fleets. Policies are tailored to meet regulatory requirements and protect against cargo loss, liability claims, and physical damage. The agency handles policy reviews to ensure proper coverage limits and assists with claims filing for owner-operators and small trucking companies. Specific services include liability coverage options and cargo insurance solutions.
JSR Insurance in Annapolis, MD offers a full range of truck insurance agency services, including liability, cargo, and physical damage coverage tailored for commercial vehicles. The agency provides ongoing policy reviews and claims assistance to help fleet operators and owner-operators maintain coverage. It services local trucking companies, long-haul operators, and businesses with commercial fleets. The properties it handles include logistics warehouses, distribution centers, construction sites requiring heavy vehicle coverage, and related commercial properties.
CNR Insurance Inc provides specialized truck insurance agent services in Annapolis, Maryland, assisting commercial vehicle operators with liability, cargo, and physical damage coverage. It offers general risk management guidance for local owner-operators and small fleets navigating regulatory requirements. The agency’s work includes structuring policies that address typical challenges of regional trucking routes. Winter weather conditions often increase accident and breakdown risks, prompting CNR Insurance Inc to help drivers adjust their insurance plans for seasonal hazards such as icy roads and cold-related mechanical failures.
Based in Annapolis, Goosehead Insurance - Tim Coe serves trucking clients throughout the greater Annapolis area and nearby Maryland communities. The agency handles coverage needs for commercial truck fleets and independent owner-operators, including liability and cargo protection. By working closely with each client to evaluate specific routes and operational risks, it customizes policies to match the demands of local hauling work. This individual approach helps ensure that each job receives a tailored plan for protection costs and requirements.
Serving trucking businesses, independent owner-operators, and commercial fleet managers in the Annapolis area, Sylvia Hopkins - GEICO Insurance Agent provides tailored commercial auto liability and cargo coverage. Policies include physical damage protection for rigs and required compliance filings for interstate or local freight operations. The agency assists clients with understanding their specific risk exposures for heavy trucks and delivery vehicles. Its service area also reaches into the neighboring community of Arnold, Maryland, ensuring local commercial drivers have convenient access to professional insurance guidance.
Old Bay Insurance Agency in Annapolis, MD distinguishes between one-time policy consultations for new trucking operations and recurring service plans designed for established fleets. Coverage options protect against cargo loss, liability claims from accidents, and physical damage to vehicles operating on local highways. Monthly premiums reflect risk factors such as mileage and cargo type. Service is offered on a scheduled basis, with regular policy reviews available to adjust terms as routes or vehicle numbers change.
Roslynne Ross: Auto Insurance provides dedicated truck insurance agent services tailored to commercial vehicle owners in the Annapolis area. It helps clients secure coverage that addresses required liability protections and the unique cargo risks associated with freight transport. The business also supports standard automobile policy needs for local drivers and families. Throughout Maryland’s shifting seasons, its expertise proves vital for managing coverage related to winter road salt damage that frequently affects both trucks and personal vehicles.
Marshelle Ball’s State Farm agency provides truck insurance for commercial vehicles operating in and around Annapolis, Maryland, extending coverage for physical damage, liability, and cargo protection. Policies can include add-ons such as towing reimbursement, roadside assistance, and rental reimbursement for trucks under repair. This office serves a range of sectors requiring freight transportation, including local delivery services, regional shipping companies, and construction firms. It also writes policies for businesses like offices, warehouses, and food service operations that maintain small fleets.
As Annapolis relies on local trucking for deliveries through shifting coastal seasons, fleet operators here need reliable coverage for those routes. Nationwide Insurance: John G Rogers And Associates Inc. serves as a truck insurance agent in this area, offering policies that protect commercial vehicles against common regional risks. They help business owners review liability and cargo protection tailored to hauling freight through Maryland. The agency begins its process with a full inspection of each vehicle to determine the appropriate coverage level and initial requirements before any policy can be bound.
Reyes Insurance LLC helps residential customers in Annapolis, Maryland protect their personal trucks. The company also offers commercial coverage for local businesses operating truck fleets across the surrounding area. Agents work with clients to design policies that address typical regional road and cargo risks. After an initial policy is written, the agency contacts clients prior to renewal dates to discuss any needed coverage adjustments and to ensure continuous protection between regular service visits.
What Does a a Truck Insurance Agent in Annapolis Cost?
Typical annual premiums for a truck insurance policy in Maryland range from 5000 to 15000 dollars for a single truck, depending on coverage limits, driving history, and cargo type. Factors like vehicle value and annual mileage also affect the rate. This is general information and not insurance advice.
About truck insurance agents in Annapolis
Truck insurance agents in Annapolis help owner-operators and fleet businesses meet Marylands minimum liability requirements. Maryland law mandates at least 750000 dollars in liability coverage for commercial trucks operating on state roads. An agent can also advise on cargo insurance and physical damage coverage to protect your assets.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Annapolis Maryland?
Maryland requires at least 750000 dollars in combined single limit liability for most commercial trucks. Higher limits may be needed for hauling hazardous materials or for interstate operations. An agent can help you confirm the exact limits for your vehicle type.
Do I need a separate policy for my truck if I have a personal auto policy?
Yes, personal auto policies do not cover commercial use of a truck. You need a separate commercial truck insurance policy to comply with Maryland law and protect your business. An agent can help you find the right coverage for your specific operation.
Can a truck insurance agent help me lower my premiums in Annapolis?
Yes, an agent can review your driving record, safety features, and annual mileage to find discounts. They may also suggest higher deductibles or bundling policies. Each case is different, so ask your agent about available savings.
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