The top-rated truck insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 992 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, Chris Durand - State Farm Insurance Agent. This directory lists 24 truck insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | Chris Durand - State Farm Insurance Agent | 9085 Shady Grove Ct | (301) 948-8522 |
| 5 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 6 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 7 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 8 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 9 | Kevin Ha - State Farm Insurance Agent | 656 Quince Orchard Rd Ste 108 | (240) 252-3034 |
| 10 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
Christian Durand - State Farm Insurance Agent serves the greater Montgomery County area from its Gaithersburg, Maryland location. This agency provides truck insurance coverage tailored for both independent owner-operators and small fleet businesses. They work with clients to build commercial auto policies that address liability, physical damage, and cargo protection. The office also handles higher-risk hauling policies for specialized freight operations needing broader liability limits. Common coverage written here includes non-trucking liability insurance for personal use of commercial vehicles and motor truck cargo insurance for goods in transit.
Juan Aguirre - State Farm Insurance Agent provides tailored coverage options for commercial trucking operations in the Gaithersburg, MD area, including policies for vehicle liability, cargo protection, and physical damage. The agency helps clients understand the specific risk factors involved in local and regional over-the-road transport, ensuring policies align with operational needs. It supports policy adjustments and claims assistance for fleet and owner-operator customers. The agency serves a variety of small business properties, including retail establishments, restaurants, and office buildings.
Capitol Benefits, LLC serves local business owners and commercial fleet operators in Gaithersburg, Maryland, helping them secure insurance policies that protect their trucks, cargo, and liability exposure. As a truck insurance agent, the company works with carriers to customise coverage for both long-haul and regional delivery operations, addressing the unique risks of each client’s route and vehicle type. It also assists small-scale property managers who own commercial vehicles used for maintenance or service calls. In addition to its Gaithersburg base, Capitol Benefits provides services to companies throughout the Rockville metro area.
Serving Gaithersburg and the surrounding Montgomery County communities, Chris Durand provides local truck insurance coverage. The agency handles policies for owner-operators, small fleets, and commercial trucking businesses. It works to match each client with tailored liability, cargo, and physical damage coverage. For a typical job, the agency begins by reviewing the trucking operation specifics and risk exposures. It then compares options from its carriers to structure balanced protection for the client.
John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD, helps trucking clients understand the difference between a one-time policy for a single trip and a recurring commercial auto policy that renews for ongoing operations. Coverage options include liability, physical damage, and cargo protection tailored for local and regional haulers. The agent offers service on an as-needed basis for quote updates and policy changes, with scheduled annual reviews to assess changing fleet needs.
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, specializes in providing truck insurance coverage for commercial vehicle operators in Gaithersburg, Maryland. Its general services include liability protection and cargo coverage for local and long-haul work. The agency helps clients manage risks specific to regional routes and fleet operations. As winter weather can create hazardous road conditions and increase accident exposure, it assists trucking businesses with adjusting their policies to cover seasonal driving challenges.
As the busy spring construction and delivery season ramps up in Gaithersburg, commercial vehicle operators face higher traffic volumes and increased liability exposure. Fidencio Gonzalez: Allstate Insurance provides truck insurance for local drivers hauling goods through Maryland. Their office assists business owners in evaluating coverage for physical damage and cargo protection relevant to regional routes. For those upgrading trailers or adding drivers, initial assessment begins with a thorough policy review during a scheduled consultation.
Dave Vidmar's State Farm Agency in Gaithersburg provides comprehensive truck insurance solutions for local and regional operators, with specialty add-ons including cargo coverage for transported goods and roadside assistance for breakdown situations. The agency works to help commercial drivers and fleet owners manage risk while maintaining regulatory compliance. It serves a wide commercial clientele, including distribution offices, warehouses, and food service delivery businesses.
Kevin Ha - State Farm Insurance Agent in Gaithersburg, Maryland, is known for providing truck insurance coverage tailored to commercial and independent drivers. Its service range includes liability, physical damage, and cargo protection for local and long-haul operations. The agency addresses the specific risks that trucks face on regional roads and highways, helping drivers maintain compliance with industry requirements. In addition, it offers roadside assistance coverage to reduce downtime from breakdowns or accidents.
Nazar Insurance Agency provides residential truck insurance services to individual owner-operators in the Gaithersburg area. The agency also handles commercial coverage for larger fleets and local delivery companies throughout Montgomery County and the wider Maryland region. Policies are written for all standard truck types, focusing on liability, physical damage, and cargo protection. After a claims process or before any policy renewal is needed, the agency follows up directly to ensure continuous coverage and encourages repeat service for periodic audits or schedule changes between regular visits.
What Does a a Truck Insurance Agent in Gaithersburg Cost?
Truck insurance costs in Maryland vary widely based on factors like vehicle weight, cargo type, driving record, and annual mileage. A typical policy for a standard semi-truck may range from 8000 to 15000 dollars per year. Local Gaithersburg agents can provide quotes tailored to your specific situation. This is general information and not insurance advice.
About truck insurance agents in Gaithersburg
Truck insurance agents in Gaithersburg help commercial drivers and fleet owners find policies that meet Maryland state requirements. Maryland law mandates minimum liability coverage of 75000 dollars for trucks carrying property. Agents can also advise on cargo insurance and physical damage coverage specific to local routes near the I-270 corridor.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Maryland?
Maryland requires commercial trucks to have liability insurance of at least 75000 dollars for property damage. Higher limits may be needed for larger vehicles or hazardous materials. Agents in Gaithersburg can explain the specific requirements for your truck type.
How do I find a truck insurance agent in Gaithersburg?
You can search online for agents who specialize in commercial auto insurance in Gaithersburg. Many local agencies offer free quotes and can help you compare policies from multiple carriers. It is a good idea to ask about their experience with Maryland trucking regulations.
Does Maryland require underinsured motorist coverage for trucks?
Yes, Maryland law requires underinsured motorist coverage for commercial vehicles unless you reject it in writing. This coverage protects you if you are in an accident with a driver who has insufficient insurance. An agent can help you decide on the right limits.
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