The top-rated truck insurance agent in Bel Air, Maryland is Stephen Simmons - State Farm Insurance Agent, rated 5.0 stars across 586 reviews. Other highly rated options include Gerety Insurance, Matt Gardner - State Farm Insurance Agent, Bryan Michaels - State Farm Insurance Agent. This directory lists 14 truck insurance agents serving Bel Air.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Simmons - State Farm Insurance Agent | 4 North Ave Suite 204 | (410) 272-4797 |
| 2 | Gerety Insurance | 406 N Hickory Ave | (410) 803-2600 |
| 3 | Matt Gardner - State Farm Insurance Agent | 1316 Belair Rd | (410) 838-1010 |
| 4 | Bryan Michaels - State Farm Insurance Agent | 219 E Broadway | (410) 638-0101 |
| 5 | Lourice Karkar - State Farm Insurance Agent | 2014 S Tollgate Rd Ste 102 | (410) 569-8811 |
| 6 | AE&A Insurance Services Group, LLC | 2107 Laurel Bush Rd suite 103 | (443) 402-1464 |
| 7 | Mountain View Insurance Solutions | 900 S Main St #104 | (410) 262-3176 |
| 8 | Palumbo Insurance Associates | 111 Fulford Ave c | (410) 836-8591 |
| 9 | Boyle Insurance Group LLC | 115 E Churchville Rd | (410) 838-7206 |
| 10 | Northern Chesapeake Insurance Services | 139 N Main St # 105 | (410) 420-3080 |
Stephen Simmons - State Farm Insurance Agent provides residential truck insurance services to clients in Bel Air, Maryland, covering personal vehicles used for light hauling. The agency also offers commercial coverage for local trucking businesses needing policies for fleet operations or independent rigs. Service extends throughout the Bel Air area and surrounding Harford County communities. Existing customers often arrange policy reviews during regular business visits, ensuring coverage adjustments are made before the next seasonal update.
Gerety Insurance serves commercial truck and fleet owner-operators throughout the Bel Air area, providing liability coverage, physical damage protection, and cargo insurance tailored to the region's transportation routes. As a truck insurance agent in Harford County, the agency helps local businesses manage risk while staying compliant with state and federal regulations. Its services are designed to address the daily operational needs of trucks hauling goods across the Mid-Atlantic. Gerety Insurance also covers clients operating in and around the greater Aberdeen metropolitan area.
Matt Gardner - State Farm Insurance Agent serves the Bel Air, MD area, offering truck insurance for regional and local operators. Policies cover commercial vehicles, protecting against liability, cargo loss, and physical damage. The agency works to fit coverage to each client's specific route and fleet size. In this region, it handles coverage for straight trucks used in medium-duty hauling and over-the-road tractor-trailers requiring high-limit liability protections.
Bryan Michaels - State Farm Insurance Agent offers a comprehensive range of commercial truck insurance policies, including liability, physical damage, and cargo coverage for local and regional operators. Their service plans assist with annual policy reviews to adjust for changing vehicle values and operational risks. The company provides dedicated claims support and flexible payment options to help Bel Air, MD businesses maintain continuous insurance. They serve a variety of local properties such as single-family homes, apartments, retail spaces, and restaurants.
Serving Bel Air and the surrounding Harford County communities, Lourice Karkar - State Farm Insurance Agent provides truck insurance coverage for local commercial operators. It handles policies for a range of commercial vehicles, including rigs and delivery trucks. Its approach to a typical job involves reviewing the driver's unique operational risks and cargo needs to offer a suitable protection plan.
AE&A Insurance Services Group, LLC differentiates between one-time policy setups for individual truck operators and recurring service options for fleets needing ongoing adjustments. Their truck insurance coverage in Bel Air, MD addresses liability, physical damage, and cargo protection for commercial vehicles. Services are structured on an as-needed basis, allowing clients to request policy reviews or claims assistance whenever required without a predetermined schedule.
Mountain View Insurance Solutions offers specialty liability and cargo coverage for commercial trucking operations in Bel Air, MD, alongside general fleet policy management and risk assessments for local owner-operators. It assists regional truckers with routine policy adjustments and compliance documentation. The company helps drivers review coverage needs as winter road hazards intensify each season, ensuring appropriate protection against ice-related accidents and cargo damage during Maryland’s colder months.
Palumbo Insurance Associates in Bel Air, MD provides truck insurance to owner-operators and small fleets throughout the region. Beyond basic liability and physical damage coverage, the agency can arrange for specialized endorsements such as non-trucking liability and cargo insurance tailored to distinct hauling needs. This localized service helps clients manage motor carrier risks while meeting regulatory compliance. Its offerings can serve commercial sectors that rely on transportation, including offices, warehouses, and food service operations.
With winter storms and heavy commercial traffic frequently testing Maryland’s highways, Bel Air truck operators need dependable liability and cargo coverage. Boyle Insurance Group LLC provides tailored policies protecting fleets and independent drivers against regional weather exposures, road debris claims, and shifting seasonal freight demands. The agency works closely with local contractors to understand route patterns across the Mid-Atlantic. Every new policy begins with a thorough review of the driver’s equipment, safety logs, and prior claims history before an inspection is scheduled.
Northern Chesapeake Insurance Services provides residential coverage for personal vehicles and trucks in Bel Air, Maryland, ensuring local drivers meet their basic liability needs. The agency also serves commercial trucking operations in the region, offering tailored policies that protect against cargo and transit risks. Their expertise focuses exclusively on truck insurance, helping clients navigate requirements for both local deliveries and longer hauls. After each policy period, the company reaches out to review coverage adjustments and arrange follow-up service before the next scheduled visit.
What Does a a Truck Insurance Agent in Bel Air Cost?
Truck insurance costs in Maryland typically range from $8,000 to $15,000 per year for a single truck with basic liability, but can exceed $25,000 for high-risk cargo or new drivers. Factors like driving history, cargo type, and annual mileage affect the premium. This is general information and not insurance advice.
About truck insurance agents in Bel Air
Truck insurance agents in Bel Air, Maryland help owner-operators and fleet managers secure coverage that meets state and federal requirements. Maryland law mandates minimum liability insurance of $750,000 for interstate commercial trucks operating under USDOT authority. Local agents can guide you through the specific filings needed for the Maryland Motor Vehicle Administration.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Maryland?
For interstate trucks, Maryland requires at least $750,000 in liability coverage under federal regulations. Intrastate trucks may need $300,000 or more depending on cargo and vehicle weight. Your agent can confirm the exact limits for your operation.
How do I find a truck insurance agent near Bel Air?
You can search online for commercial truck insurance agencies in Harford County or ask other local trucking companies for referrals. Many agents in Bel Air specialize in policies for dump trucks, box trucks, and tractor trailers.
Does Maryland require a specific filing for truck insurance?
Yes, interstate carriers must file Form MCS-90 with the Federal Motor Carrier Safety Administration. Intrastate carriers may need to file proof of insurance with the Maryland MVA. Your agent will handle these filings for you.
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