ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeTruck Insurance AgentsAlabama › Opelika

Find Truck Insurance Agents Near You in Opelika, AL

Browse truck insurance agents serving Opelika, Alabama. Updated 2026-07-14.

The top-rated truck insurance agent in Opelika, Alabama is Christie Ray Hill - State Farm Insurance Agent, rated 5.0 stars across 329 reviews. Other highly rated options include Freeway Insurance, Eric McDade - State Farm Insurance Agent, Lauren Bland Bernier - State Farm Insurance Agent. This directory lists 18 truck insurance agents serving Opelika.

Showing 18 truck insurance agents in Opelika, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christie Ray Hill - State Farm Insurance Agent7512 AL-51(334) 737-6811
2Freeway Insurance2468 Pepperell Pkwy(334) 523-7169
3Eric McDade - State Farm Insurance Agent907 2nd Ave ste a(334) 759-7431
4Lauren Bland Bernier - State Farm Insurance Agent1406 Fitzpatrick Ave(334) 745-3383
5Acceptance Insurance1703 Westend Ct Ste J(334) 698-7007
6Alfa Insurance - Stephanie Graham709 2nd Ave(251) 423-4286
7Bill White - State Farm Insurance Agent401 S 8th St(334) 749-8319
8D. Lane Agency1622 Pepperell Pkwy STE-1(334) 744-5050
9Direct Auto Insurance1906 Pepperell Pkwy(334) 275-4817
10The Brown Insurance Group1707 2nd Ave Ste B(334) 787-9934
CR
7512 AL-51
Christie Ray Hill - State Farm Insurance Agent
Truck Insurance Agent · Opelika, AL

Christie Ray Hill - State Farm Insurance Agent serves Opelika and the surrounding Lee County area, specializing in truck insurance for commercial clients and independent operators. The agency works with local trucking businesses to address their liability and cargo coverage needs. Policies are typically tailored for different truck types and operational demands. The agent provides guidance on physical damage coverage and uninsured motorist protection for commercial vehicles in this region.

FI
2468 Pepperell Pkwy
Freeway Insurance
Truck Insurance Agent · Opelika, AL

As the seasons change in Alabama, large trucks delivering goods through Opelika need up-to-date coverage that matches their unique risks. Freeway Insurance provides comprehensive truck liability and cargo policies tailored for owner-operators and local fleets operating on regional highways. Their agents understand the stringent compliance requirements for commercial vehicles traveling in multiple states. A new client begins by scheduling an in-person review of their rig’s mileage, cargo type, and current safety equipment.

EM
907 2nd Ave ste a
Eric McDade - State Farm Insurance Agent
Truck Insurance Agent · Opelika, AL

Eric McDade’s State Farm Insurance Agency in Opelika, AL, provides a range of commercial truck insurance policies, including liability, physical damage, and cargo coverage. Service plans for clients include quarterly policy reviews to adjust for changing fleet sizes or cargo types, along with rapid claims assistance for roadside incidents. This agency also coordinates with local operators to ensure compliance with state and federal regulations affecting trucking businesses. Its offered property and liability protection services extend to covering single-family homes, apartments, retail locations, and restaurants.

LB
1406 Fitzpatrick Ave
Lauren Bland Bernier - State Farm Insurance Agent
Truck Insurance Agent · Opelika, AL

Serving homeowners, businesses, and property managers in Opelika, Alabama, Lauren Bland Bernier - State Farm Insurance Agent provides truck insurance policies that help protect commercial vehicles and cargo. This agency works with local trucking companies to structure liability and physical damage coverage suited to regional routes and fleet operations. Policies are designed to meet Alabama state requirements while addressing the unique risks of short-haul and over-the-road trucking. The office also extends its truck insurance services to clients in the greater Auburn metropolitan area like Loachapoka.

AI
1703 Westend Ct Ste J
Acceptance Insurance
Truck Insurance Agent · Opelika, AL

Acceptance Insurance provides truck insurance coverage for operators in Opelika, Alabama. The agency works with drivers to meet standard liability requirements and can arrange specialty add-ons such as cargo protection and physical damage coverage. Policies are structured to help local carriers manage risks on regional routes. The company serves a range of commercial sectors, including offices, warehouses, and food service operations.

AI
709 2nd Ave
Alfa Insurance - Stephanie Graham
Truck Insurance Agent · Opelika, AL

When a truck owner needs insurance, they choose between a single policy for a specific vehicle or an ongoing commercial plan covering multiple trucks and cargo. Alfa Insurance with Stephanie Graham in Opelika provides protection for both scenarios, addressing liability, physical damage, and regulatory requirements common to Alabama trucking operations. The agency structures its coverage through personalized consultations, with policies issued for typical policy terms of six to twelve months. Routine service for claims or policy adjustments is handled on an as-needed basis.

BW
401 S 8th St
Bill White - State Farm Insurance Agent
Truck Insurance Agent · Opelika, AL

Bill White - State Farm Insurance Agent serves Opelika, AL, and the surrounding communities, handling truck insurance needs for local owner-operators and small fleet businesses. This agency manages standard liability coverage, physical damage protection, and cargo insurance policies tailored for regional commercial trucking operations. Each policy is structured around the specific cargo types and routes a client typically runs. The agent approaches every job by reviewing the client’s current coverage gaps and operational schedules, then matching those details with suitable policy options from available carriers.

DL
1622 Pepperell Pkwy STE-1
D. Lane Agency
Truck Insurance Agent · Opelika, AL

Based in Opelika, AL, the D. Lane Agency provides coverage specifically tailored for long-haul and local trucking operations. It offers liability, cargo, and physical damage policies to protect commercial vehicles. The agency also helps independent owner-operators and small fleets manage their general insurance needs throughout the year. Additionally, the firm assists drivers with adjusting their coverage limits before hurricane season or during peak shipping cycles in the region.

DA
1906 Pepperell Pkwy
Direct Auto Insurance
Truck Insurance Agent · Opelika, AL

Located in Opelika, Alabama, Direct Auto Insurance assists residential customers in securing coverage for their personal vehicles alongside other auto-related needs. The agency also offers commercial policies tailored for trucks, serving local owner-operators and small fleets across the surrounding area. Clients rely on the office for initial policy setup as well as for periodic adjustments and renewals between regular visits, ensuring continued protection as their driving needs change.

BI
1707 2nd Ave Ste B
The Brown Insurance Group
Truck Insurance Agent · Opelika, AL

As Opelika trucking operations prepare for seasonal shifts in cargo volume and road conditions, The Brown Insurance Group provides dedicated commercial truck insurance in the Auburn-Opelika area. The agency helps independent drivers and fleet owners secure liability, physical damage, and cargo coverage suited to local routes and regional freight demands. Understanding the unique risk profiles of this Alabama trucking community, the team works to match each client with appropriate policy terms. New clients begin by scheduling a complimentary coverage assessment and reviewing their current operating permits.

HI
107 18th St
Highpoint Insurance Group
Truck Insurance Agent · Opelika, AL
(334) 741-9979
highpointinsurancegroup.com
BC
507 S 7th St
Byars Cooper Insurance Group
Truck Insurance Agent · Opelika, AL
(334) 741-2017
byarscooper.com
AI
451 Columbus Pkwy
Alabama Insurers
Truck Insurance Agent · Opelika, AL
(334) 749-7200
alabamainsurers.net
LB
1707 2nd Ave
Lance Brown Allstate Insurance (The Brown Insurance Agency)
Truck Insurance Agent · Opelika, AL
(334) 758-0088
agents.allstate.com/lance-brown-opelika-al.html
SI
211 2nd Ave
Starr Insurance dba Elliott & Associates
Truck Insurance Agent · Opelika, AL
(334) 745-0888
FI
44 Samford Ave
Farmers Insurance - Erica Love
Truck Insurance Agent · Opelika, AL
(334) 704-4037
agents.farmers.com/al/opelika/erica-love
IS
708 Ave D
Insure South
Truck Insurance Agent · Opelika, AL
(334) 745-3585
SI
211 2nd Ave
Starr Insurance Group LLC
Truck Insurance Agent · Opelika, AL
(334) 745-0888
starrgroupllc.com

What Does a a Truck Insurance Agent in Opelika Cost?

Truck insurance costs in Alabama vary widely based on driving record, cargo type, annual mileage, and coverage limits. A basic liability policy for a single truck may start around 3,000 to 5,000 dollars per year, while full coverage with cargo and physical damage can exceed 10,000 dollars annually. This is general information and not insurance advice.

About truck insurance agents in Opelika

Truck insurance agents in Opelika, Alabama help owner-operators and fleet managers secure coverage required by state and federal law. Alabama requires minimum liability insurance of 25/50/25 for commercial trucks, though higher limits are often needed for interstate hauling. Local agents can guide you through Alabama-specific requirements, including proof of insurance filings with the Alabama Department of Revenue.

Frequently Asked Questions

What insurance is required for a truck in Opelika Alabama?

Alabama law requires commercial trucks to carry at least 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 25,000 dollars for property damage. Interstate carriers must also meet federal minimums set by the FMCSA, which can be higher.

How do I find a truck insurance agent in Opelika?

You can search online for agents licensed in Alabama who specialize in commercial auto or trucking insurance. Look for agents who understand local routes, cargo types, and Alabama Department of Transportation filing requirements.

Does Alabama require uninsured motorist coverage for trucks?

Alabama does not require uninsured motorist coverage for commercial trucks, but insurance agents often recommend it. Without it, you may have to pay out of pocket if an uninsured driver causes damage to your truck.

Truck Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.