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HomeTruck Insurance AgentsAlabama › Fairhope

Find Truck Insurance Agents Near You in Fairhope, AL

Browse truck insurance agents serving Fairhope, Alabama. Updated 2026-07-14.

The top-rated truck insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Alliance Insurance Group. This directory lists 16 truck insurance agents serving Fairhope.

Showing 16 truck insurance agents in Fairhope, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rick Phyfer - State Farm Insurance Agent19416 S Greeno Rd(251) 928-7500
2Farmers Insurance - Andrew Malone104 Professional Park Dr(251) 990-4000
3Chase Herrin - State Farm Insurance Agent21611 State Hwy 181 Ste A(251) 929-2020
4Alliance Insurance Group19009 State Hwy 181(251) 281-0082
5Tim Simmonds - State Farm Insurance Agent356 Morphy Ave(251) 928-1400
6Scott Soulant: Allstate Insurance504 N Section St(251) 990-9553
7The Myrick Agency860 Edwards Ave(251) 517-5600
8Magic City Insurance Group, LLC7 Bayview St S(251) 230-2820
9Malone Insurance agency104 Professional Park Dr(251) 990-4000
10Pitman Insurance402 Bellangee Ave(251) 928-9786
RP
19416 S Greeno Rd
Rick Phyfer - State Farm Insurance Agent
Truck Insurance Agent · Fairhope, AL

Rick Phyfer - State Farm Insurance Agent operates in Fairhope, AL, and the surrounding Baldwin County area, offering truck insurance coverage for commercial vehicles. The agency provides policies that protect fleet owners and independent drivers from liability, cargo damage, and physical loss. By evaluating each trucking operation's specific needs, it helps secure appropriate coverage limits for local and regional routes. Among the services it handles are liability insurance for over-the-road trucks and physical damage coverage for heavy-duty rigs.

FI
104 Professional Park Dr
Farmers Insurance - Andrew Malone
Truck Insurance Agent · Fairhope, AL

Farmers Insurance - Andrew Malone provides comprehensive truck insurance coverage for commercial vehicle operators, including liability, cargo, and physical damage policies. It offers personalized service plans to help clients manage risk exposure and maintain proper compliance with local and federal requirements. The agency also assists in structuring maintenance plans tailored to fleet size and usage patterns. In Fairhope, AL, it services a range of properties such as single-family homes, apartments, retail storefronts, and full-service restaurants.

CH
21611 State Hwy 181 Ste A
Chase Herrin - State Farm Insurance Agent
Truck Insurance Agent · Fairhope, AL

Chase Herrin - State Farm Insurance Agent provides truck insurance coverage for local owner-operators, small fleet owners, and independent contractors in Fairhope, Alabama. The agency helps commercial drivers obtain protection for their vehicles, cargo, and liability needs. Policies are tailored to meet the specific requirements of transporting goods across the region. Chase Herrin also serves trucking clients in the nearby Daphne and Spanish Fort communities along the Eastern Shore.

AI
19009 State Hwy 181
Alliance Insurance Group
Truck Insurance Agent · Fairhope, AL

Alliance Insurance Group serves Fairhope and surrounding Baldwin County communities, handling truck insurance for local owner-operators and small fleets. It covers liability, physical damage, and cargo protection to keep commercial vehicles operational on Gulf Coast highways. The agency works directly with regional carriers to match policies with each driver's specific operational risks. For a typical job, it reviews current coverage limits and recent driving records before presenting tailored options that balance cost with necessary protection.

TS
356 Morphy Ave
Tim Simmonds - State Farm Insurance Agent
Truck Insurance Agent · Fairhope, AL

From its truck insurance agent office in Fairhope, AL, Tim Simmonds - State Farm Insurance Agent provides tailored coverage for commercial trucks, including liability and cargo protection. It also handles general insurance services for local businesses and individuals across Baldwin County. Its staff works alongside truck operators to manage policy adjustments that meet regional regulatory standards. During hurricane season on the Gulf Coast, the office helps drivers review storm-related coverage and plan for potential route disruptions or vehicle storage needs.

SS
504 N Section St
Scott Soulant: Allstate Insurance
Truck Insurance Agent · Fairhope, AL

With the spring shipping season increasing traffic along the Eastern Shore corridors, truck operators in Fairhope often need updated liability coverage. Scott Soulant: Allstate Insurance provides truck insurance agent services tailored to local owner-operators and small fleets. Their team helps clients navigate liability, physical damage, and cargo coverage requirements typical for commercial vehicles in Baldwin County. For new policies or renewals, an agent will schedule a vehicle inspection and review the driver’s Motor Vehicle Record to assess initial risk.

MA
860 Edwards Ave
The Myrick Agency
Truck Insurance Agent · Fairhope, AL

The Myrick Agency in Fairhope, AL, provides truck insurance services that can be arranged as a one-time policy or as an ongoing, recurring program to maintain continuous coverage. Their options typically safeguard commercial trucks against liability, physical damage, and cargo loss, which are essential for regional transport operations. The agency structures its service to run on a one-time, scheduled, or as-needed basis, depending on individual fleet requirements and renewal cycles.

MC
7 Bayview St S
Magic City Insurance Group, LLC
Truck Insurance Agent · Fairhope, AL

Magic City Insurance Group, LLC serves residential needs for property coverage while also arranging commercial truck insurance policies for local businesses. Based in Fairhope, AL, the agency helps clients secure protection for a variety of trucks operating throughout the region. Regular check-ins allow policyholders to update their coverage as their vehicles or operations change. After each annual renewal, they typically follow up to ensure the policy still fits, offering repeat service between scheduled visits to address any shifting requirements.

MI
104 Professional Park Dr
Malone Insurance agency
Truck Insurance Agent · Fairhope, AL

Malone Insurance Agency works with commercial vehicle operators to meet their insurance requirements, offering services that cover standard liability and physical damage. Specialty add-ons for this agency include cargo coverage, roadside assistance, and protection for refrigerated or hazardous materials. The agency serves various commercial sectors such as local offices, distribution warehouses, and food service businesses that rely on trucking fleets to handle their daily logistics and delivery operations.

PI
402 Bellangee Ave
Pitman Insurance
Truck Insurance Agent · Fairhope, AL

Pitman Insurance in Fairhope, AL, is known for offering essential liability coverage tailored to commercial truck fleets. Its service area covers local and regional routes throughout Mobile Bay and Baldwin County. Agents work with independent truckers and small carriers to build policies meeting state and federal requirements. Standard protections include cargo coverage for hauled goods and physical damage options for tractors. The agency specializes in adding bobtail insurance for operators driving without a trailer.

ES
21036 State Hwy 181
Eastern Shore Insurance Agency
Truck Insurance Agent · Fairhope, AL
(251) 928-6256
easternshoreinsurance.net
RJ
101 N Section St
Robertson John A Insurance Agency Inc
Truck Insurance Agent · Fairhope, AL
(251) 928-2163
robertsoninsuranceinc.com/contact
AC
520 N Greeno Rd
ALABAMA COASTAL INSURANCE
Truck Insurance Agent · Fairhope, AL
(251) 929-4672
alcoastalinsurance.com
AS
14 Ettle St
American Standard
Truck Insurance Agent · Fairhope, AL
(888) 210-6594
TI
319 Fairhope Ave
Tidewater Insurance Agency
Truck Insurance Agent · Fairhope, AL
(251) 800-8433
tidewaterins.net
CM
19940 State Hwy 181 B
Chris May, LTN Insurance Services, LLC
Truck Insurance Agent · Fairhope, AL
(251) 210-2290
ltninsurance.com

What Does a a Truck Insurance Agent in Fairhope Cost?

Truck insurance costs in Alabama vary widely based on driving record, cargo type, and annual mileage. A single owner-operator might pay 8000 to 15000 dollars per year for basic liability and physical damage. Fleet policies can range from 15000 to 50000 dollars annually. Rates are also affected by the number of drivers and safety history. This is general information and not insurance advice.

About truck insurance agents in Fairhope

Truck insurance agents in Fairhope Alabama help owner-operators and fleet managers meet state requirements. Alabama law mandates minimum liability coverage of 25/50/25 for commercial trucks. Agents can also advise on cargo insurance and physical damage coverage specific to Gulf Coast routes.

Frequently Asked Questions

What are Alabama minimum liability limits for a truck?

Alabama requires at least 25/50/25 liability coverage for commercial trucks. This means 25000 dollars per person for bodily injury, 50000 dollars per accident, and 25000 dollars for property damage. Higher limits are often needed for interstate hauling.

Do I need cargo insurance for my truck in Fairhope?

Cargo insurance is not required by Alabama state law but is often required by shippers and brokers. It protects the value of goods you transport. Agents in Fairhope can help you choose a cargo limit based on the freight you carry.

How does Alabama handle uninsured motorist coverage for trucks?

Alabama requires insurers to offer uninsured motorist coverage, but you can reject it in writing. For trucks, uninsured motorist coverage can help if an at-fault driver has no insurance. Your agent can explain how this applies to your policy.

Truck Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.