The top-rated truck insurance agent in Huntsville, Alabama is Rocket City Insurance Group, rated 4.9 stars across 484 reviews. Other highly rated options include Tim Roberts State Farm Insurance Agency, Direct Auto Insurance, Acceptance Insurance. This directory lists 19 truck insurance agents serving Huntsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocket City Insurance Group | 4040 Balmoral Dr SW | (256) 885-1885 |
| 2 | Tim Roberts State Farm Insurance Agency | 303 Williams Ave SW Suite 1221 | (256) 533-3431 |
| 3 | Direct Auto Insurance | 1004 Jordan Ln NW Suite 1 | (256) 852-4234 |
| 4 | Acceptance Insurance | 2318 Governors Dr SW | (256) 543-3348 |
| 5 | Freeway Insurance | 2250 Sparkman Dr NW Ste 500 | (256) 392-7489 |
| 6 | Nationwide Insurance: Jon Peters Insurance Agency Inc | 1017 Meridian St N | (256) 288-0230 |
| 7 | Redstone Insurance Services | 3309 Memorial Pkwy SW Suite 203 | (256) 722-8301 |
| 8 | AM Pro Insurance Service | 2315 Bob Wallace Ave SW #2 G | (256) 539-9536 |
| 9 | Budget Insurance Agency | 1505 Pulaski Pike NW | (256) 536-6570 |
| 10 | JLG Insurance Services LLC | 7500 Memorial Pkwy SW Suite 215K | (256) 270-1414 |
Rocket City Insurance Group serves the Huntsville, Alabama metro area as a truck insurance agent. The company provides commercial vehicle policies designed for owner-operators and local freight fleets operating within North Alabama. Their services address the specific risks of hauling goods, including liability for cargo damage and physical damage coverage. Dedicated adjusters assist with claims involving tractor-trailers and heavy-duty trucks. Truck insurance terms are explained in straightforward language for business owners navigating mandated liability limits. The firm handles roadside breakdown coverage and non-trucking liability for long-haul drivers.
Tim Roberts State Farm Insurance Agency in Huntsville, AL provides a range of commercial truck insurance services, including liability coverage for local and long-haul operations. The agency offers ongoing policy reviews to help adjust coverage as a fleet or individual trucking business evolves. Its service plans focus on personalized risk assessments and claims assistance for vehicles of various sizes. The agency serves clients with holdings that include single-family homes, apartments, retail spaces, and restaurants.
Direct Auto Insurance helps commercial drivers and fleet operators address their liability and cargo needs while also offering specialized coverage for truck-mounted equipment and non-trucking liability. The agency serves account holders running routes across northern Alabama from its Huntsville location. It provides protection for businesses operating box trucks, flatbeds, and local delivery rigs. Commercial sectors served include building supply offices, distribution warehouses, and mobile food service vendors.
Acceptance Insurance in Huntsville, Alabama, is known for providing commercial truck insurance coverage for owner-operators and small fleets. Their service range includes liability, physical damage, and cargo insurance policies tailored to local driving conditions. The agency assists clients in meeting state and federal filing requirements while advising on appropriate coverage limits. As a specialty service, they can add on motor truck cargo coverage to protect goods in transit.
Freeway Insurance provides residential truck insurance coverage for drivers in Huntsville, Alabama. The agency also handles commercial policies for local trucking operations across the surrounding region. Clients receive tailored protection for their vehicles and cargo from loss or damage. The office works to ensure that each policy meets the specific needs of road-based businesses. Customers can return for policy adjustments or schedule follow-up service between regular visits to keep their coverage current.
Nationwide Insurance: Jon Peters Insurance Agency Inc distinguishes between one-time policy adjustments and recurring coverage plans for trucking operations in Huntsville. The agency delivers protection for commercial vehicles, prioritizing liability and physical damage coverage essential for local routes. Insurance requirements vary by cargo type and fleet size, requiring tailored applications. Service is structured on a scheduled basis, with periodic reviews to align policies with evolving regulatory or operational demands.
Redstone Insurance Services specializes in providing tailored coverage for commercial trucks, including liability, cargo, and physical damage policies. It also offers general insurance solutions for local fleets and independent owner-operators in Huntsville, AL. Working within the region’s active logistics network, the agency helps operators navigate coverage requirements for both interstate hauls and local deliveries. With winter weather posing risks from icy roads and increased claims, Redstone Insurance Services assists clients in adjusting their policies to ensure proper protection for seasonal driving conditions.
AM Pro Insurance Service serves Huntsville and the surrounding communities of northern Alabama, handling commercial truck insurance for local and regional operators in the area. It manages coverage for tractor-trailers, delivery fleets, and owner-operators requiring liability and cargo protection. To secure the right policy for each client, the agent reviews specific route risks, vehicle types, and hauling frequencies before matching them with an appropriate carrier. This method ensures each job receives an individualized risk assessment and a tailored policy that meets operational needs.
Budget Insurance Agency serves trucking companies and owner-operators in Huntsville, AL, providing tailored commercial auto liability and physical damage coverage. It helps local fleets comply with federal insurance mandates while protecting cargo and equipment. Policies also address non-trucking liability for personal driving between loads. The agency further extends its services to haulers operating throughout the surrounding Limestone County area, including the Madison metro corridor.
JLG Insurance Services LLC serves the Huntsville, Alabama metro area and surrounding counties, offering specialized truck insurance coverage tailored to the needs of local commercial drivers and fleet operators. The agency works closely with clients to identify appropriate policy options within the highly regulated transportation industry. Its services include liability protection, physical damage coverage for vehicles and cargo, and other essential endorsements that trucking professionals commonly require. Among the specific services it handles here are occupational accident insurance for owner-operators and motor truck cargo liability coverage.
What Does a a Truck Insurance Agent in Huntsville Cost?
The cost of truck insurance in Alabama varies widely based on driving history cargo type and annual mileage. A typical policy for a single owner-operator can range from 5000 to 15000 dollars per year. Fleet policies can cost significantly more depending on the number of trucks and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Huntsville
Truck insurance agents in Huntsville Alabama help owner-operators and fleet managers secure the right coverage for their commercial vehicles. Alabama law requires minimum liability limits of 25/50/25 for most trucks, but many agents can help you find higher limits for better protection. Local agents understand the specific risks of driving on Huntsville roads and highways like I-565 and US 72.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Alabama?
Alabama requires minimum liability coverage of 25/50/25 meaning 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars for property damage. However many trucking companies need higher limits to comply with federal regulations.
Do I need a special license to sell truck insurance in Huntsville?
Yes truck insurance agents in Alabama must hold a valid property and casualty insurance license issued by the Alabama Department of Insurance. They must also complete continuing education courses to keep their license active.
How long do I have to file a claim after an accident in Alabama?
Alabama has a two year statute of limitations for filing a lawsuit after a truck accident. It is important to report claims to your insurance agent as soon as possible to start the process.