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HomeTruck Insurance AgentsAlabama › Decatur

Find Truck Insurance Agents Near You in Decatur, AL

Browse truck insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated truck insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,156 reviews. Other highly rated options include Highstreet Kilgro Insurance Agency, Acceptance Insurance, Providence Insurance. This directory lists 19 truck insurance agents serving Decatur.

Showing 19 truck insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance116 14th St SW Suite D(256) 351-0400
2Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
3Acceptance Insurance1313 Point Mallard Pkwy C(256) 278-7028
4Providence Insurance107 Grant St SE(256) 277-1481
5AL Auto Insurance2411 6th Ave SE Suite A3(256) 686-3705
6Freeway Insurance1624 Beltline Rd SW(256) 248-9795
7Akin & Associates Insurance Group - Priceville468 Hwy 67 S(256) 355-8500
8Alabama Insurance Services2132 6th Ave SE Suite 105(256) 355-0413
9Ken Williams Insurance - Equity Insurance Group901 Wimberly Dr SW B(256) 552-5522
10Stovall-Marks Insurance2601 Danville Rd SW(256) 355-7951
DA
116 14th St SW Suite D
Direct Auto Insurance
Truck Insurance Agent · Decatur, AL

Serving Decatur, Alabama, and the surrounding Morgan County communities, Direct Auto Insurance offers truck insurance for operators navigating local and regional routes. The company handles commercial auto policies designed to meet the specific needs of truck drivers, including coverage for liability, cargo, and physical damage. For each client, it assesses individual hauling patterns and risk exposure to tailor policies that provide appropriate protection for their equipment and operations.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Truck Insurance Agent · Decatur, AL

Highstreet Kilgro Insurance Agency specializes in truck insurance policies tailored for commercial vehicles operating in and around Decatur, Alabama. The agency also provides general insurance services, helping drivers and fleet owners secure necessary liability and physical damage coverage. It addresses the unique risks of the trucking industry, including cargo protection and roadside hazards. This agent assists clients with compliance by offering coverage solutions for seasonal weather challenges, such as hailstorms or icy road conditions common to the area.

AI
1313 Point Mallard Pkwy C
Acceptance Insurance
Truck Insurance Agent · Decatur, AL

Acceptance Insurance in Decatur, Alabama offers truck insurance agents working with one-time coverage for single hauls or scheduled policies for recurring fleet needs. They assist clients in selecting commercial auto liability, physical damage, and cargo insurance that match local transport requirements. Their team handles roadside assistance and comprehensive coverage options for independent operators and small carriers. Service operates on either a one-time or as-needed basis depending on the policy type chosen, with scheduled renewals available for ongoing accounts.

PI
107 Grant St SE
Providence Insurance
Truck Insurance Agent · Decatur, AL

Providence Insurance serves the Decatur area and the surrounding Morgan County region as an independent truck insurance agent. It assists commercial trucking operators with securing liability coverage for their fleets. The agency also works with owner-operators on physical damage protection and cargo insurance. It helps clients manage the unique risks of regional freight hauling along the Tennessee Valley and Interstate 65 corridor. Its services include tailored policies for local short-haul trucks and long-distance over-the-road rigs in this part of northern Alabama.

AA
2411 6th Ave SE Suite A3
AL Auto Insurance
Truck Insurance Agent · Decatur, AL

AL Auto Insurance provides comprehensive truck insurance agent services in Decatur, AL, covering commercial vehicle policies for local operators. Their service offerings include policy management and routine maintenance plan reviews to ensure continuous coverage. They also coordinate claim assistance for drivers and fleet managers alike. The company services commercial properties such as repair garages, distribution centers, and trucking depots, as well as select single-family owner-operator homes and small retail offices.

FI
1624 Beltline Rd SW
Freeway Insurance
Truck Insurance Agent · Decatur, AL

As local trucking fleets prepare for seasonal freight demands along the major highways near Decatur, Alabama, Freeway Insurance provides essential commercial truck insurance policies for operators in the area. The agency works with owner-operators and small carriers, covering liability, cargo, and physical damage risks common on regional routes. Drivers can meet with an agent to discuss policy options and required coverage minimums. An initial inspection of the truck and driving records is typically completed during the first appointment.

AA
468 Hwy 67 S
Akin & Associates Insurance Group - Priceville
Truck Insurance Agent · Decatur, AL

Serving Decatur, Alabama, and the surrounding communities of the Tennessee Valley, Akin & Associates Insurance Group - Priceville assists local commercial trucking operations with their insurance needs. The agency handles the specialized coverage required for over-the-road freight haulers, including liability and cargo protection for regional fleets. For a typical account, it begins by reviewing the specific operational radius and types of goods hauled, then tailors coverage limits directly to those unique risk exposures.

AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Truck Insurance Agent · Decatur, AL

Alabama Insurance Services serves trucking companies, owner-operators, and transportation businesses seeking commercial coverage for their fleets and cargo. Located in Decatur, AL, this agency specializes in matching local and regional trucking operations with appropriate liability, physical damage, and motor truck cargo policies. The agency works with multiple carriers to find coverage options that fit various fleet sizes and hauling requirements. In addition to serving Decatur clients, it also offers its truck insurance services to businesses in the surrounding Morgan County area.

KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Truck Insurance Agent · Decatur, AL

Ken Williams Insurance, operating under Equity Insurance Group, specializes in commercial truck insurance for owner-operators and small fleets in the Decatur area. It provides coverage options addressing liability, cargo, and physical damage risks common to local and regional hauling operations. The agency works closely with drivers to understand their specific routes and cargo types. As winter weather makes road conditions hazardous, the company assists truckers in reviewing their policies for adequate protection against ice and fog-related accidents.

SM
2601 Danville Rd SW
Stovall-Marks Insurance
Truck Insurance Agent · Decatur, AL

Trucking operations may require either one‑time policies for a single haul or scheduled coverage for continuous freight movement, and Stovall-Marks Insurance in Decatur, AL, addresses this distinction by offering tailored liability protection for commercial vehicles. They also facilitate cargo insurance to safeguard loads during transit. Their services focus on physical damage coverage and compliance with local regulatory requirements for Alabama‑based fleets. Service is available on an as‑needed basis, allowing clients to request additional policy adjustments or renewals whenever their trucking schedules change.

SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Truck Insurance Agent · Decatur, AL
(256) 552-7577
insurshield.com
KI
815 Bradley St SW
Knight Insurance Agency
Truck Insurance Agent · Decatur, AL
(256) 350-8139
BC
1324 Stratford Rd SE
Bishop, Cannon & Stacy Insurance
Truck Insurance Agent · Decatur, AL
(256) 355-7779
bcsinsuranceco.com
KI
401 Grant St SE
King Insurance Agency
Truck Insurance Agent · Decatur, AL
(256) 353-1460
AD
1605 Beltline Rd SW
AAA Decatur Insurance and Member Services
Truck Insurance Agent · Decatur, AL
(256) 353-4924
ace.aaa.com/locations/Decatur-35601-301
PG
2708 6th Ave SE Building 2 Suite A
Peck-Glasgow Insurance
Truck Insurance Agent · Decatur, AL
(256) 350-7296
peck-glasgow.com/decatur
AA
820 Bradley St SW
Akin & Associates Insurance Group, Decatur
Truck Insurance Agent · Decatur, AL
(256) 260-2278
akinandassociates.com
WW
1000 Beltline Rd SW j
Will Wright Agency
Truck Insurance Agent · Decatur, AL
(256) 353-5537
willwrightagency.com
DH
The Greens, 2130 6th Ave SE #301
Doug Hembree Agency
Truck Insurance Agent · Decatur, AL
(256) 355-5678

What Does a a Truck Insurance Agent in Decatur Cost?

Truck insurance costs in Alabama vary widely based on coverage limits, driving record, and cargo type. A basic liability policy for a single truck may cost between 4,000 and 8,000 dollars per year, while full coverage with physical damage and cargo insurance can range from 8,000 to 15,000 dollars annually. Factors like hazmat hauling or long-haul routes increase premiums. This is general information, not insurance advice.

About truck insurance agents in Decatur

Truck insurance agents in Decatur, Alabama help owner-operators and fleet managers secure coverage that meets state and federal requirements. Alabama law mandates minimum liability limits of 25/50/25 for commercial trucks, though higher limits are often required for interstate hauling. Local agents understand the specific risks of hauling through North Alabama and can tailor policies to your operation.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Alabama?

Alabama requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. However, interstate carriers must meet federal minimums of 750,000 dollars in liability coverage.

Do I need cargo insurance for my truck in Decatur?

Cargo insurance is not required by Alabama state law, but most shippers and brokers will require it before you haul their freight. Typical cargo policies cover the value of the goods being transported, and limits often range from 50,000 to 100,000 dollars.

How does Alabama law affect my truck insurance rates?

Alabama is a tort state, meaning fault is assigned in accidents, which can affect premiums. Additionally, the Alabama Department of Transportation requires proof of insurance for intrastate haulers. Rates also depend on driving history, cargo type, and annual mileage.

Truck Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.