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Directory of truck insurance agents in Decatur, Alabama. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 19 truck insurance agents in Decatur, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Auto Insurance
116 14th St SW Suite D, Decatur, AL 35601
(256) 351-0400
local.directauto.com
Acceptance Insurance
1313 Point Mallard Pkwy C, Decatur, AL 35601
(256) 278-7028
locations.acceptance.com
Highstreet Kilgro Insurance Agency
439 Johnston St SE, Decatur, AL 35601
(256) 350-8241
kilgroinsurance.com
Providence Insurance
107 Grant St SE, Decatur, AL 35601
(256) 277-1481
aldridgeins.net
AL Auto Insurance
2411 6th Ave SE Suite A3, Decatur, AL 35601
(256) 686-3705
alautoinsurance.com
Freeway Insurance
1624 Beltline Rd SW, Decatur, AL 35601
(256) 248-9795
locations.freeway.com
Alabama Insurance Services
2132 6th Ave SE Suite 105, Decatur, AL 35601
(256) 355-0413
Akin & Associates Insurance Group - Priceville
468 Hwy 67 S, Decatur, AL 35603
(256) 355-8500
akinandassociates.com
Stovall-Marks Insurance
2601 Danville Rd SW, Decatur, AL 35603
(256) 355-7951
stovallmarks.com
Ken Williams Insurance - Equity Insurance Group
901 Wimberly Dr SW B, Decatur, AL 35603
(256) 552-5522
kwic.co
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
1414 7th Ave SE, Decatur, AL 35601
(256) 552-7577
insurshield.com
AAA Decatur Insurance and Member Services
1605 Beltline Rd SW, Decatur, AL 35601
(256) 353-4924
ace.aaa.com
Bishop, Cannon & Stacy Insurance
1324 Stratford Rd SE, Decatur, AL 35601
(256) 355-7779
bcsinsuranceco.com
Knight Insurance Agency
815 Bradley St SW, Decatur, AL 35601
(256) 350-8139
Peck-Glasgow Insurance
2708 6th Ave SE Building 2 Suite A, Decatur, AL 35603
(256) 350-7296
peck-glasgow.com
King Insurance Agency
401 Grant St SE, Decatur, AL 35601
(256) 353-1460
Akin & Associates Insurance Group, Decatur
820 Bradley St SW, Decatur, AL 35601
(256) 260-2278
akinandassociates.com
Will Wright Agency
1000 Beltline Rd SW j, Decatur, AL 35601
(256) 353-5537
willwrightagency.com
Doug Hembree Agency
The Greens, 2130 6th Ave SE #301, Decatur, AL 35601
(256) 355-5678
Truck insurance agents in Decatur, Alabama help owner-operators and fleet managers secure coverage that meets state and federal requirements. Alabama law mandates minimum liability limits of 25/50/25 for commercial trucks, though higher limits are often required for interstate hauling. Local agents understand the specific risks of hauling through North Alabama and can tailor policies to your operation.
What Does a Truck Insurance Agent in Decatur Cost?
Truck insurance costs in Alabama vary widely based on coverage limits, driving record, and cargo type. A basic liability policy for a single truck may cost between 4,000 and 8,000 dollars per year, while full coverage with physical damage and cargo insurance can range from 8,000 to 15,000 dollars annually. Factors like hazmat hauling or long-haul routes increase premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Alabama?
Alabama requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. However, interstate carriers must meet federal minimums of 750,000 dollars in liability coverage.
Do I need cargo insurance for my truck in Decatur?
Cargo insurance is not required by Alabama state law, but most shippers and brokers will require it before you haul their freight. Typical cargo policies cover the value of the goods being transported, and limits often range from 50,000 to 100,000 dollars.
How does Alabama law affect my truck insurance rates?
Alabama is a tort state, meaning fault is assigned in accidents, which can affect premiums. Additionally, the Alabama Department of Transportation requires proof of insurance for intrastate haulers. Rates also depend on driving history, cargo type, and annual mileage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.