The top-rated supplemental insurance agent in Wheeling, West Virginia is Ruiz Insurance, rated 5.0 stars across 131 reviews. Other highly rated options include Lorri Grisell - State Farm Insurance Agent, Laura Mull - State Farm Insurance Agent, Noah Mull - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving Wheeling.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ruiz Insurance | 2201 Chapline St | (304) 905-8069 |
| 2 | Lorri Grisell - State Farm Insurance Agent | 12 W Bethlehem Blvd | (304) 905-6900 |
| 3 | Laura Mull - State Farm Insurance Agent | 1111 Main St | (304) 233-1330 |
| 4 | Noah Mull - State Farm Insurance Agent | 2192 National Rd | (304) 242-2390 |
| 5 | Fahey-Leavitt | 1203 Mount Dechantal Rd #2 | (304) 242-8840 |
| 6 | Paree Insurance Centers | 306 Kruger St | (304) 243-1713 |
| 7 | Citywide Insurance & Real Estate | 2066 National Rd | (304) 242-7500 |
| 8 | Jessica Hoskinson - State Farm Insurance Agent | 50 Washington Ave | (304) 230-4343 |
| 9 | AAA Wheeling Insurance and Member Services | 846 National Rd | (304) 233-1810 |
| 10 | Gary Dietz: Allstate Insurance | 1010 National Rd | (304) 232-1200 |
Ruiz Insurance serves the Wheeling, West Virginia area as a supplemental insurance agent. It helps residents bridge coverage gaps left by major medical plans. The company assists clients in managing out-of-pocket costs that standard health insurance often does not cover. Local policyholders can enroll in plans designed to provide financial support for unexpected events and everyday medical needs. Typical offerings include coverage for accidents, hospital stays, and critical illnesses. These supplemental plans help Wheeling clients secure added protection for specific healthcare situations.
Lorri Grisell - State Farm Insurance Agent, based in Wheeling, WV, provides a range of supplemental insurance services designed to cover unexpected health and income gaps not addressed by primary policies. The agency offers ongoing customer support and annual policy reviews to help ensure clients’ coverage adapts to their changing needs as a standard part of its maintenance plans. The types of properties it services include single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, renters, and small business owners in Wheeling, WV, this agency provides supplemental insurance to help cover gaps left by primary health or property policies. It offers accident and critical illness plans that pay benefits directly to the policyholder. Life and disability income protection are also available to safeguard household finances. The agent works with clients to explain policy options and tailor coverage to individual needs. This office also serves the immediate Ohio Valley area, including both American and Wheeling Island neighborhoods.
Noah Mull - State Farm Insurance Agent serves Wheeling, West Virginia, and the surrounding Ohio Valley communities. This supplemental insurance agency handles policies designed to fill gaps left by major medical coverage, including accident, critical illness, and hospital indemnity plans. The office focuses on helping local residents and small business owners understand how these added protections cover out-of-pocket expenses and loss of income. For a typical job, the agent assesses a client's existing health coverage and personal financial risks before recommending a suitable supplemental policy tailored to those specific needs.
Fahey-Leavitt in Wheeling, WV provides supplemental insurance plans designed to cover gaps left by primary health coverage. The agency helps local residents and families find policies that address out-of-pocket medical expenses, critical illness events, and hospital stays. This type of insurance can help manage the financial burden from deductibles and co-pays. Many people turn to this agency during Medicare open enrollment periods or when facing an upcoming surgery to ensure unexpected costs are covered.
Paree Insurance Centers in Wheeling, WV, advises clients on the difference between supplemental insurance that requires a single upfront payment and plans that demand recurring monthly premiums. Coverage typically addresses gaps left by primary health policies, such as specific illness, accident, or hospital indemnity expenses. The agent explains how a one-time payment secures immediate benefits, while recurring options allow for ongoing coverage that continues as long as premiums are remitted. Service for consultations and policy adjustments runs on a scheduled basis by appointment.
As snowbirds prepare for winter travel or local families face open enrollment gaps, supplemental insurance coverage often becomes a pressing concern in Wheeling, WV. Citywide Insurance & Real Estate helps residents navigate these needs, offering Medicare supplements, cancer policies, and accident plans. Agents review existing coverage to identify how a hospital stay or critical illness might create out-of-pocket burdens. Every consultation begins with a no-pressure initial assessment of current benefits before recommending specific gap solutions tailored to the individual's health history and budget.
As a supplemental insurance agent in Wheeling, WV, Jessica Hoskinson serves residents who need policies that cover gaps left by major medical plans. Commercial clients also receive specialized gap coverage tailored to business needs. The agency assists policyholders throughout the Wheeling area, helping them understand and choose the right supplemental options. Claims support and policy adjustments are provided between regular annual visits, ensuring ongoing protection as a client's circumstances change.
AAA Wheeling Insurance and Member Services provides supplemental insurance coverage to individuals and families in the Wheeling area. The agency focuses on offering policies that fill gaps left by major medical plans, addressing expenses such as deductibles and copayments. Clients can access tailored add-on plans that help manage out-of-pocket costs from unexpected illnesses or injuries. This assistance is available to local businesses and their employees in offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Wheeling Cost?
Costs for supplemental insurance in West Virginia vary by plan type, age, and health status. For example, a Medicare Supplement Plan G for a 65-year-old in Wheeling may cost between $120 and $200 per month. Cancer insurance premiums often range from $30 to $80 per month. Accident plans might cost $15 to $50 per month. These are estimates only. This is general information, not insurance advice.
About supplemental insurance agents in Wheeling
Supplemental insurance agents in Wheeling, West Virginia help residents find policies that cover gaps in primary health insurance. These plans can include Medicare Supplement (Medigap), cancer, accident, and hospital indemnity coverage. West Virginia law requires agents to be licensed by the West Virginia Offices of the Insurance Commissioner, ensuring they meet state standards.
Frequently Asked Questions
What is a supplemental insurance agent in Wheeling?
A supplemental insurance agent in Wheeling helps you buy policies that pay for costs not covered by your main health plan. These agents are licensed in West Virginia and can explain options like Medigap, critical illness, and accident insurance. They do not sell primary health insurance but fill coverage gaps.
Do I need a supplemental insurance agent in West Virginia?
You do not need an agent, but working with one can help you compare plans from different carriers. West Virginia law allows agents to represent multiple companies, giving you more choices. An agent can also explain state-specific rules, such as the guaranteed issue period for Medicare Supplement plans.
How do I choose a supplemental insurance agent in Wheeling?
Look for an agent licensed by the West Virginia Offices of the Insurance Commissioner. Ask about their experience with plans like Medigap or cancer insurance. Check if they represent several insurance companies so you can compare options without bias.
Supplemental Insurance Agents in Other West Virginia Cities
Charleston · Huntington · Hurricane · Morgantown · Parkersburg · St Albans